S PAY GLOBAL vs ding! Merchant
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S PAY GLOBAL
This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.
- Scan & Pay using QR Codes
- Split bills
- Peer to peer fund transfers
- Loyalty Rewards discounts
- Bill subscription and payment
- Transaction history
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SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle! It’s FREE! Need assistance? Email us at customerservice@spayglobal.my Like and follow our Facebook page at @S PAY GLOBAL.
ding! Merchant
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Welcome to the ding! Merchant app, the essential tool for merchants to manage their transactions on the ding! payment platform. Expand your reach by growing your cashless business, one ding! at a time. Receive payments easily Accept secure payments and receive payment confirmations in-app and via SMS. Track performance & sales Access branch performance and transaction history at any time in your app. Multi-user roles Enhance security by choosing the access and visibility levels of your staff through multi-user roles.
Screenshots
Verdict
The clearest difference is update cadence: S PAY GLOBAL at every 5 weeks against ding! Merchant's every 6 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
S PAY GLOBAL ships an update every 5 weeks, ding! Merchant every 6 months. The most recent releases landed on November 2, 2026 and November 8, 2026 respectively.
| Parameter | S PAY GLOBAL | ding! Merchant |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (9 ratings) — better | — |
| Positive reviews | 23.2% of reviews | — |
| Number of ratings | 9 — better | — |
| Update frequency | Every 5 weeks — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 50 MB | 28 MB |
| Age rating | 4+ | 17+ |
| Developer | Sarawak State Government | Progresif Sendirian Berhad |
In-app purchases
S PAY GLOBAL
No in-app purchases
ding! Merchant
No in-app purchases
