Comparison

Мой О! + Банк vs Мой_свет

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Мой О! + Банк

This super app combines mobile banking, a personal account for a mobile operator, and a marketplace. It allows users to manage finances, pay bills, shop online, book flights, and earn rewards, all in one place.

Highlights
  • Mobile banking with accounts and cards
  • Bill payments and government services
  • Online marketplace with diverse goods
  • Flight booking and travel deals
  • Loyalty bonuses and cashback
  • Personal mobile operator account management
Features
Read full description

Мобильный банк, связь и платежи в Кыргызстане — всё в одном приложении. Карта Visa онлайн, переводы без комиссии в Казахстан и Узбекистан, оплата коммунальных услуг, кешбэк до 20%. Работает с любой SIM-картой. Банк в телефоне: карта Visa или Элкарт, кредит онлайн, депозиты и счета — без единого визита в офис. Переводы в Казахстан, в Узбекистан без комиссии, на карты Visa в 140+ стран. Получайте деньги из России через Astrasend. 2500+ сервисов без очередей: комуслуги, налоги, штрафы, патент, госуслуги, ОСАГО. Кешбэк до 20% за платежи картой O!Bank, по QR или в приложении. Связь О! и интернет Saima, 125 000+ товаров на O!Market с доставкой 24/7, авиабилеты в O!Travel и подарочные карты. Поддержка 24/7: 9999 и +996 700 000 999

About

Мой_свет

This official app allows users to monitor their electricity payments and charges. Track your energy consumption and billing details conveniently.

Highlights
  • Monitor electricity payments
  • View billing charges
  • Official utility app
  • Energy consumption tracking
Features
Read full description

Мобильное приложение Мой Свет является официальным приложением Северэлектро и НЭСК. С помощью приложения вы сможете следить за оплатами и начислениями за электроэнергию

Screenshots

Мой О! + Банк4 screens
Мой_свет4 screens

Verdict

The call

The clearest difference is review sentiment: Мой_свет at 63% against Мой О! + Банк's 23%. Мой_свет also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Мой_свет holds the better App Store score, 4.7 against 4.5. Both are backed by a comparable volume of ratings — 473 and 228 respectively. Written reviews point the same way: 23% of Мой О! + Банк's written reviews are positive against 63% of Мой_свет's.

UpkeepUpdate frequency

Мой О! + Банк ships an update fortnightly, Мой_свет every 2 weeks. Both last shipped on September 27, 2026.

Scorecard6 real differences · 4 level
Мой О! + Банк versus Мой_свет: the parameters behind the verdict, then further details
ParameterМой О! + БанкМой_свет
PriceFreeFree
Rating4.5 (473 ratings)4.7 (228 ratings) — better
Positive reviews22.9% of reviews63.0% of reviews — better
Number of ratings473 — better228
Update frequencyFortnightlyEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.013.0 — better
Further details — not scored
Size293 MB28 MB
Age rating4+4+
DeveloperNUR Telecom LLCUrmat Saparot

Customer experience

Мой О! + Банк

All ratings473 ratings
Positive87.7%
Neutral2.5%
Negative9.7%
Written reviews48 reviews
Positive22.9%
Neutral4.2%
Negative72.9%

Мой_свет

All ratings228 ratings
Positive90.4%
Neutral5.7%
Negative3.9%
Written reviews27 reviews
Positive63.0%
Neutral7.4%
Negative29.6%

Bugs and requests

Мой О! + Банк

Reported bugs

21 issues
  • App not working after a day
  • Slow download speeds
  • Identification takes hours
  • Service unavailable without warning
  • Unable to transfer money between balance and bank account
Show 16 more
  • Difficulty withdrawing money from balance
  • Money transfer cancellation
  • Internet not working for days
  • App lags and doesn't work
  • Internet glitches due to frequent updates
  • Robot not working offline
  • Unable to donate to games
  • Automatic deduction of money
  • App not updating on older phones
  • App not working on iOS 12.4.8
  • Widget shows error
  • App crashes
  • App doesn't launch
  • App closes unexpectedly
  • No Face ID in new version
  • Chat connection issues

Requested features

7 requests
  • Add push notifications for internet payments
  • Create a separate app for 'My O' users
  • Allow robot to work offline
  • Add option for full English translation
  • Allow adding favorite accounts/phone numbers for payments
Show 2 more
  • Categorize payment providers with logos
  • Alphabetical sorting of payment providers

Мой_свет

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Мой О! + Банк

No in-app purchases

None

Мой_свет

No in-app purchases

Questions

Is Мой О! + Банк free?
Мой О! + Банк is free to download, with no in-app purchases.
Is Мой_свет free?
Мой_свет is free to download, with no in-app purchases.
Which has better reviews, Мой О! + Банк or Мой_свет?
Мой_свет is rated higher. Мой О! + Банк averages 4.5 out of 5 from 473 ratings, while Мой_свет averages 4.7 from 228 ratings.
Do Мой О! + Банк or Мой_свет have ads?
Мой О! + Банк shows ads; Мой_свет does not.
Which is updated more often, Мой О! + Банк or Мой_свет?
Мой О! + Банк ships an update fortnightly, and Мой_свет every 2 weeks. Most recently, Мой О! + Банк was updated on September 27, 2026 and Мой_свет on September 27, 2026.

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