Comparison

myABL vs PostEx. PayLater

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myABL

Manage your finances with this comprehensive mobile banking app. Transfer funds, pay bills, manage accounts, and access loans and investments securely. Earn rewards and find deals with this all-in-one financial tool.

Highlights
  • Money transfer via IBAN, Account Number, CNIC, QR, and RAAST
  • Bill payments for utilities, telco, education, government, and more
  • Loan applications and advance salary
  • Account management and statement generation
  • Card control and expense tracking
  • Investment management
  • Loyalty rewards and deals
Features
Read full description

Simplify your Banking with myABL Mobile App Manage your finances effortlessly with myABL, the ultimate mobile banking solution by Allied Bank. Conveniently, access your accounts, make payments, and transfer funds anytime, anywhere. Trusted by millions across Pakistan, myABL ensures your financial data is protected with advanced encryption technology. Key Features: Money Transfer: • Transfer Funds: Instantly send money to any account, anytime via IBAN, Account Number, CNIC Transfer. • QR Payments: Make secure Instant payments or transfer funds using QR Code. • RAAST Transfer: Transfer Funds Through RAAST ID. Payments: • Pay Bills: Pay Utility Bills, Telco, Education Fee, Credit Card Bills, Internet Bills, Govt. Payments, Mobile Top-ups and more in just a few clicks. • Donations: Transfer your donations quickly through myABL Mobile App. • Franchise Payments: Conveniently manage and pay your franchise dues with just a few taps. • Ticketing: Book & Pay for a wide range of tickets for movies, buses, and other events. Loans: • PayDay Loan (Advance Salary): Customers whose salary is being processed through Allied Bank can seamlessly obtain advance salary without any markup. Account Management: Stay on top of your finances—view balances, download detailed bank statements, and more. • Profile Management: Update your mailing address and CNIC expiry date. • Cheque Management: Manage your cheques conveniently—apply for a new chequebook, use Positive Pay, or stop cheque payments. • RAAST Management: Seamlessly create, link, delink, or delete your RAAST ID directly through the app. Cards: Get full control over your cards—instantly activate or deactivate your debit, credit, or virtual cards, track expenses in real-time, and apply for new cards directly. Investments: Manage your investments with ABL Asset Management Company. Earn Rewards with myABL Coins: Our exclusive loyalty program let’s you earn digital coins for card transactions. Redeem your coins in our marketplace. The more you transact, the more you earn. Deals & Discounts: Find the best deals & discounts on your ABL debit & credit cards & QR. Additional Services: • Payees & Billers: Easily add and manage payees and billers for quick and hassle-free payments. • Account Maintenance Certificate: Generate your account maintenance certificate seamlessly, through myABL Mobile app. • Withholding Tax Certificate: Easily download your withholding tax certificate for tax reporting and compliance, all within the app. • Dormant Account Activation: Activate your Dormant account from myABL without any need to visit branch. • Branch & ATM Locator: Locate your nearest ABL branch or ATM. • Temporary Limit Enhancement: Instantly increase your daily limits of ATM and myABL services with just few clicks. Statements: Conveniently view your account statement, transaction history, mini statements at one click. Robust Security: Enjoy peace of mind with biometric login, two-factor authentication, and end-to-end encryption to protect your data and transactions. Visit our Security Guide for details on how we keep your data safe. Complaints & Support: Easily submit your complaints through the app for quick resolution. Get quick support and updates on your issues, all in one place. Why Choose myABL? • 24/7 Access: Manage your finances anytime, anywhere. • Hassle-Free Banking: Say goodbye to long queues and branch visits. • Exclusive Features: Enjoy offers and services tailored to your lifestyle needs. • Convenient Payments: Simplify your lifestyle with instant bill payments and funds transfers. Download myABL Today! Join millions of satisfied users who trust myABL for their digital banking needs in Pakistan. Skip the lines and enjoy seamless banking right from your mobile device. For Assistance: • 24/7 Helpline: 042-111-225-225 • Email: complaint@abl.com or cm@abl.com • Corporate Website: www.abl.com

About

PostEx. PayLater

Features
Read full description

Pay smarter with flexible PayLater from PostEx. Shop now and split your payments into easy parts instead of paying the full amount upfront. Enjoy a fast, secure, and fully digital payment experience designed for everyday shopping. With our simple onboarding process, you can: • Split payments for eligible orders • Track your payment plans easily • Make secure card payments • Access a seamless digital checkout experience • Enjoy a Shariah-compliant payment solution Why choose us? • Quick approval process • Secure cloud-based infrastructure • PCI DSS compliant payment processing via XPay • Trusted by PostEx delivery network • Simple and transparent payment experience Whether shopping online or through future in-store experiences, our mission is to make payments easier, smarter, and more accessible for everyone. Download now and experience the future of Split Payments.

Screenshots

myABL4 screens
PostEx. PayLater4 screens

Verdict

The call

The clearest difference is ads: PostEx. PayLater at none against myABL's shown. myABL's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 16.6). On price, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

myABL ships an update monthly, PostEx. PayLater every 3 weeks. The most recent releases landed on October 12, 2026 and October 3, 2026 respectively.

Scorecard3 real differences · 7 level
myABL versus PostEx. PayLater: the parameters behind the verdict, then further details
ParametermyABLPostEx. PayLater
PriceFreeFree
Rating4.7 (3.7K ratings) — better—
Positive reviews41.1% of reviews—
Number of ratings3.7K — better—
Update frequencyMonthlyEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS13.0 — better16.6
Further details — not scored
Size374 MB38 MB
Age rating4+4+
DeveloperAlliedBankPOSTEX PTE LTD

Bugs and requests

myABL

Reported bugs

4 issues
  • Login screen freezes or shows errors
  • Transactions fail or get stuck
  • Biometric verification not working as expected
  • App crashes or becomes unresponsive

Requested features

4 requests
  • Add face ID or fingerprint login option
  • Improve app stability and reduce loading times
  • Streamline the transaction process
  • Provide better customer support

PostEx. PayLater

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

myABL

No in-app purchases

None

PostEx. PayLater

No in-app purchases

Questions

Is myABL free?
myABL is free to download, with no in-app purchases.
Is PostEx. PayLater free?
PostEx. PayLater is free to download, with no in-app purchases.
Do myABL or PostEx. PayLater have ads?
myABL shows ads; PostEx. PayLater does not.
Which is updated more often, myABL or PostEx. PayLater?
myABL ships an update monthly, and PostEx. PayLater every 3 weeks. Most recently, myABL was updated on October 12, 2026 and PostEx. PayLater on October 3, 2026.

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