NBP Digital vs MCB Live
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
NBP Digital
Manage your banking needs with this secure and user-friendly smartphone app. Perform fund transfers, pay bills, manage accounts, and locate ATMs. Offers biometric login and OTP security for a convenient and safe banking experience.
- Fund transfers (NBP & IBFT)
- Utility and government bill payments
- Mobile top-up
- Debit card management
- Account statement access
- ATM and QR merchant locator
- Biometric login
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About this App NBP digital is free, secure and user friendly smartphone app for all your banking needs. NBP account holder (Conventional & Islamic) can get registered for NBP Digital and enjoy all the following exciting features anywhere any time: FUND TRANSFER & PAYMENTS · Funds transfer to NBP account holder. · IBAN payment feature in Fund Transfer (New) · IBFT- Funds transfer to any other bank account holder. · Utility Bill Payment · Mobile Top-Up · Credit Card Bill payment · Government Payments · CNIC Transfer · Contribute to Flood Relief (New) · UPI QR Payments · Generate QR ACCOUNT SERVICES · Debit Card Management (New) · Add Multiple Account · Balance Inquiry (Tap to show balance on home screen) · Check Account Statement (30/60/90 days) · Email Account Statement OTHERS · Search location of the nearest ATM & QR Merchants · Beneficiary Management · Biometric Login (Touch/Face ID) · MPIN Management · Security feature (OTP for Login & Device Binding) · Referral Code (New) NBP DIGITAL REGISTRATION To get yourself registered for NBP Digital App you just need to have: a. CNIC# b. Account/IBAN# c. Registered Mobile# For further details visit NBP website by clicking the link below: NBP Website Link: https://www.nbp.com.pk/digital/index.aspx If you have any query, complaint or feedback regarding NBP Digital you can: • Call us: 021-111-627-627 • Email us at: mobileapp.support@nbp.com.pk Follow us: https://www.facebook.com/NBPTheNationsBank/
MCB Live
This digital banking app offers a secure and convenient way to manage your finances on the go. It features a new user interface for easy navigation and allows for a wide range of financial and non-financial transactions, including bill payments, fund transfers, and card management.
- Bill Payment to 1,000+ Billers
- Swift Fund Transfers
- Secure Transactions with OTP
- Multiple Accounts Management
- Card Management & Activation
- ATM Locator
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MCB Live is the new flagship digital banking solution of MCB Bank that has been designed from the ground up to offer new and improved services to our customers, with a view to securely and conveniently conduct financial and non-financial transactions. MCB Live has a completely new user interface and an intuitive layout that will enable you to conduct digital banking transactions conveniently on the go or from wherever you may be. MCB Live is Fresh, its Fast, its Futuristic! - MCB Live comes with a new set of features, just a few of which are mentioned below: - Bill Payment to 1,000+ Billers - Swiftly Transfer Funds to any Bank via Quick Transfer - Secure financial transactions through OTP - Multiple Accounts Management - Cheque Book Request, Status inquiry and Stop Cheque Request - Account Statement with details of up to 10 transactions - e-Statement Subscription & Un-subscription - Efficiently manage your MCB Debit and Credit Cards - Request for new/replacement Cards online - Activate your Cards for eCommerce, online & International use online - Lodge a detailed Complaint quickly from within the app - Conveniently Donate to leading NGOs and social causes - Download Withholding Tax Certificate - Locate your nearest MCB ATM through the in-app ATM Locator - & much, much more! In order to take advantage of the new MCB Live experience, please manually uninstall your existing app and then download the new app from this App Store. For any queries or concerns regarding MCB Live, please call 111-000-622 or send us an email at info@mcb.com.pk from your registered mobile number. Please note that MCB Bank will continue to provide technical support for MCB Mobile till the foreseen future. Thank you for your patronage and support.
Screenshots
Verdict
NBP Digital and MCB Live both sit at 4.4 stars, but that hides the real split: 72% of NBP Digital's written reviews are positive against 25% of MCB Live's. MCB Live's advantage is ratings volume (1.6K vs 277). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.4 for NBP Digital against 4.3 for MCB Live. That said, the two scores are not equally well evidenced: MCB Live has 1.6K ratings behind it against 277, so its average is the more settled of the two. Written reviews are what separate them: 72% of NBP Digital's written reviews are positive against 25% of MCB Live's.
NBP Digital ships an update every 2 months, MCB Live every 6 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.
| Parameter | NBP Digital | MCB Live |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (277 ratings) — better | 4.3 (1.6K ratings) |
| Positive reviews | 72.0% of reviews — better | 25.2% of reviews |
| Number of ratings | 277 | 1.6K — better |
| Update frequency | Every 2 months | Every 6 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 14.0 — better |
| Further details — not scored | ||
| Size | 105 MB | 566 MB |
| Age rating | 4+ | 4+ |
| Developer | National Bank of Pakistan | MCB Bank Ltd. |
Customer experience
NBP Digital
MCB Live
User reviews
NBP Digital
From 277 App Store ratingsWhat we love
- 👍 Good app
- 🚀 Easy to use
- 🔒 Excellent security
- 👍 Smooth performance
- 👍 Reliable service
Room to improve
- 🐛 Login issues
- 🐛 App crashes
- 🐛 Connectivity problems
- 🐛 Bugs after updates
- 🐛 Compatibility issues
MCB Live
From 1.6K App Store ratingsWhat we love
- 🚀 Smooth and user-friendly
- 🚀 Excellent app
- 🚀 Improved app
- 🚀 Good app, better than old app
Room to improve
- 🐛 Crashes, lags, and unresponsive
- 🐛 Glitchy, buggy, and unstable
- 🐛 Slow, freezes, and takes forever to load
- 🐛 Unreliable and unpredictable
- 🐛 Frequent login and transfer issues
Bugs and requests
NBP Digital
Reported bugs
5 issues- Login screen freezes
- Unable to register new account
- OTP input not working
- App crashes on balance check
- Incompatible with older iOS versions
Requested features
5 requests- Add biometric login option
- Improve transaction history view
- Enable utility bill payments
- Increase font size for better readability
- Add digital debit card feature
MCB Live
Reported bugs
5 issues- App crashes or freezes frequently
- Login and registration issues
- Unable to transfer funds or make payments
- Incorrect account information and beneficiary details
- Compatibility issues with newer device updates
Requested features
5 requests- Allow copy-paste functionality
- Improve biometric login and verification
- Enhance transaction history and reporting
- Streamline bill payment and fund transfer process
- Provide more customization options
In-app purchases
NBP Digital
No in-app purchases
MCB Live
No in-app purchases








