Comparison

Digital Token vs Mi Banconexión

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Digital Token

This app simplifies signing into specific banking applications by generating a token value for login. It enables two-factor authentication using a soft token, which can be unlocked with device-based biometrics like TouchID or FaceID.

Highlights
  • Generate token values for login
  • Two-factor authentication
  • Scan QR codes for registration
  • Device-based login (TouchID/FaceID)
  • Soft token functionality
Read full description

Important Notice – Read Before Installing: The Scotiabank Digital Token app makes signing into specific Scotiabank apps easier than before by simply using this app to get a token value for login. By pressing the button above and installing the Digital Token app published by Scotiabank, (known as ‘the app’) you: (i) acknowledge, understand, and agree that the app may contain the functions and features described below, and (ii) consent to the installation of this app, including the below functions and features, and to any future updates or upgrades to the app which may be automatically installed (depending on your device settings). The functions and purposes of the Digital Token app are to: - Register a soft token for two-factor authentication, using the device camera to scan a QR Code - Use a soft token for two- factor authentication, which is unlocked using device-based login e.g., TouchID/FaceID We may use and disclose the information that you provide to us in accordance with your account agreement(s) and the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html). You can withdraw your consent to these features and future installations by deleting the app or by contacting hd.ccebs@scotiabank.com for assistance. After you delete the app, you will no longer be able to use it unless you reinstall it and provide your consent again. If you have any questions about the app, please email us at hd.ccebs@scotiabank.com so we can help. The Bank of Nova Scotia 44 King St. West Toronto, ON M5H 1H1

About

Mi Banconexión

Access your company's bank accounts, review transactions, and authorize transfers securely from your mobile device. Manage credit lines, credit cards, and beneficiaries with ease.

Highlights
  • Express transfers
  • Transaction history
  • Credit line payments
  • Account balance checks
  • Credit card management
  • Beneficiary management
  • Transfer authorization
Features
Read full description

Mi Banconexión Empresas es una aplicación móvil del Banco de Chile, para apoderados de empresas clientes de Banco de Chile que tengan contratado el Portal Banconexión 2.0 y que quieran acceder a información de sus estados de cuenta de manera fácil, rápida y segura desde su teléfono móvil, en cualquier momento y lugar. Esta aplicación permite: • Realizar transferencias del tipo express (en un solo paso) para ser autorizadas con Digipass. • Consultar transferencias realizadas y recibidas. • Consultar pagos de línea de crédito. • Consultar saldos y movimientos de cuentas corrientes, líneas de crédito y tarjetas de crédito. • Revisar transacciones realizadas, ya sea en pesos (CLP) o moneda extranjera y sus respectivas fechas de facturación, incluidos movimientos facturados y por facturar de tarjetas de crédito empresarial. • Agregar, editar o eliminar un nuevo beneficiario. • Pagar línea de crédito express. • Bloquear o cambiar PinPass de tarjetas de crédito • Autorización de transferencias y pagos de línea de crédito Recuerde que los roles y permisos son los mismos para la plataforma web Banconexión 2.0 y la app Mi Banconexión.

Screenshots

Digital Token3 screens
Mi Banconexión4 screens

Verdict

The call

The clearest difference is rating: Mi Banconexión at 4.8 against Digital Token's 2.0. Mi Banconexión also leads on update cadence (every 2 weeks vs every 5 months) and ratings volume (64 vs 13). Digital Token's advantage is review sentiment (25% vs 17%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mi Banconexión holds the better App Store score, 4.8 against 2.0. Both are backed by a comparable volume of ratings — 13 and 64 respectively. Written reviews complicate that: 25% of Digital Token's written reviews are positive against 17% of Mi Banconexión's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Digital Token ships an update every 5 months, Mi Banconexión every 2 weeks. Both last shipped on October 30, 2026.

Scorecard4 real differences · 6 level
Digital Token versus Mi Banconexión: the parameters behind the verdict, then further details
ParameterDigital TokenMi Banconexión
PriceFreeFree
Rating2.0 (13 ratings)4.8 (64 ratings) — better
Positive reviews25.0% of reviews — better16.7% of reviews
Number of ratings1364 — better
Update frequencyEvery 5 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size12 MB86 MB
Age rating4+4+
DeveloperScotiabankBanco de Chile

Customer experience

Digital Token

All ratings13 ratings
Positive23.1%
Neutral7.7%
Negative69.2%
Written reviews28 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Mi Banconexión

All ratings64 ratings
Positive95.3%
Neutral3.1%
Negative1.6%
Written reviews6 reviews
Positive16.7%
Neutral16.7%
Negative66.7%

In-app purchases

None

Digital Token

No in-app purchases

None

Mi Banconexión

No in-app purchases

Questions

Is Digital Token free?
Digital Token is free to download, with no in-app purchases.
Is Mi Banconexión free?
Mi Banconexión is free to download, with no in-app purchases.
Which has better reviews, Digital Token or Mi Banconexión?
Mi Banconexión is rated higher. Digital Token averages 2.0 out of 5 from 13 ratings, while Mi Banconexión averages 4.8 from 64 ratings.
Do Digital Token or Mi Banconexión have ads?
Neither Digital Token nor Mi Banconexión shows ads.
Which is updated more often, Digital Token or Mi Banconexión?
Digital Token ships an update every 5 months, and Mi Banconexión every 2 weeks. Most recently, Digital Token was updated on October 30, 2026 and Mi Banconexión on October 30, 2026.

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