Digital Token vs HilEX Optimized Trends

Important Notice – Read Before Installing: The Scotiabank Digital Token app makes signing into specific Scotiabank apps easier than before by simply using this app to get a token value for login. By pressing the button above and installing the Digital Token app published by Scotiabank, (known as ‘the app’) you: (i) acknowledge, understand, and agree that the app may contain the functions and features described below, and (ii) consent to the installation of this app, including the below functions and features, and to any future updates or upgrades to the app which may be automatically installed (depending on your device settings). The functions and purposes of the Digital Token app are to: - Register a soft token for two-factor authentication, using the device camera to scan a QR Code - Use a soft token for two- factor authentication, which is unlocked using device-based login e.g., TouchID/FaceID We may use and disclose the information that you provide to us in accordance with your account agreement(s) and the Scotiabank Privacy Agreement (scotiabank.com/ca/en/about/contact-us/privacy/privacy-agreement.html). You can withdraw your consent to these features and future installations by deleting the app or by contacting hd.ccebs@scotiabank.com for assistance. After you delete the app, you will no longer be able to use it unless you reinstall it and provide your consent again. If you have any questions about the app, please email us at hd.ccebs@scotiabank.com so we can help. The Bank of Nova Scotia 44 King St. West Toronto, ON M5H 1H1

HiLEX is currently in early access. Features and data are actively being developed and refined. We appreciate your patience as we continue to improve the platform. HiLEX Optimized Trends is a market research and analysis platform designed to help users interpret trends across finance, sports, and prediction markets. Using a proprietary HeatScore system, HiLEX analyzes historical data, market conditions, and trend patterns to surface signals, risks, and emerging movements. Rather than relying on headlines or intuition alone, users gain a structured layer of research to inform their own thinking. HiLEX is a research and information tool only. It does not place trades, accept wagers, handle money, or facilitate any betting or financial transaction. Key Features HeatScore Analysis Proprietary scoring system ranging from -10 to +10 Represents the historical strength and direction of market signals Applied consistently across multiple categories Financial Asset Research Analyze stocks, ETFs, forex, commodities, and cryptocurrencies Monitor changing conditions through historical trend analysis Sports Analysis Evaluate matchups using historical performance data and proprietary weighting models Compare teams, players, and event-specific factors Prediction Market Research Analyze prediction market contracts using historical data and market trends Gain additional context for event-driven markets Top Movers Discover the assets, events, and markets generating the strongest positive and negative HeatScores Refreshed every 12–24 hours as new data becomes available Watchlists Track the assets that matter to you Receive updated analysis as new market data becomes available Custom Research Tools Access specialized analytical tools that surface historical patterns and trends across multiple categories Important Information HiLEX is intended for research, educational, and informational purposes only. The information, analysis, and HeatScores provided by HiLEX do not constitute financial advice, investment advice, betting advice, legal advice, or recommendations to buy, sell, trade, or wager on any asset, security, event, or market. Some analysis and summaries within HiLEX are generated using automated and AI-based systems and may contain errors. Users should conduct their own research and consult appropriate professionals before making any financial or wagering decisions.