Comparison

Extend vs Zil.US

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Extend

This app enables businesses to create and manage virtual corporate cards for secure payments. It offers enhanced spending oversight, automated reconciliation, and real-time spending updates. Businesses can easily set spending limits and categorize expenses for better financial management.

Highlights
  • Create and send virtual cards
  • Set spending limits and active dates
  • Automate reconciliation
  • Real-time spending updates
  • Assign reference codes and upload attachments
  • Capture more spend and earn rewards
Features
Read full description

Extend is a modern way for businesses to make and manage payments with their existing corporate cards. In this easy-to-use app, you can instantly create and send secure virtual cards to anyone in your network, improve oversight of spending, and automate reconciliation. Extend has partnered with a number of major card networks and banks to bring you a trusted platform that makes better use of the corporate card that’s already in your wallet and signing up is as easy as creating an Extend login and registering a qualified credit card. It’s absolutely free for businesses with no commitment. Key features: • Instantly create and send virtual cards from an existing corporate card • Recipients can request a virtual card from an active account holder • Set spending limits, active dates, and more • Create different cards for different expenses for better expense management • Assign reference codes and upload attachments for better expense management • Get real-time updates on spending activity and know who’s spending what and where • Streamline expense processes and automate reconciliation • Capture more spend on your company card and earn more rewards

About

Zil.US

This app offers a comprehensive online banking solution for businesses and individuals. It provides features like free checking accounts, early direct deposit, and tools for building credit. Manage your finances with secure, modern banking tools and no hidden fees.

Highlights
  • Free business/personal checking accounts
  • Early direct deposit
  • Credit builder tool
  • Fee-free ACH and wire transfers
  • Instant and physical Visa cards
  • Card management with custom limits
  • Two-factor authentication
Features
Read full description

Zil.US is an online banking experience that will meet all your business needs. Open a free business or personal checking account. Free, safe security features, overdraft, and get paid two days early with no hidden fee. ALL IN ONE PLATFORM Simple modern Banking, ACH, wire, Credit build, Printable checks, Cash Back, Instant Visa card, Physical Card, multiple cards for many users with customized limits, block card in a single tap. TRUSTED BY BUSINESSES You control your banking with two-factor authentication, instant alert, daily balances, etc., GOODBYE TO HIDDEN FEES No monthly fee, No hidden Fee, No minimum Balance required. A NEW WAY TO BUILD CREDIT Use our modern credit builder and increase your credit score sooner than you think with regular on-time payments. PAY VENDOR, PAYEES, FRIENDS WITH NO TRANSFER FEES Send money to anyone without any transfer fee.

Screenshots

Extend4 screens
Zil.US4 screens

Verdict

The call

The clearest difference is rating: Extend at 4.2 against Zil.US's 2.0. Extend also leads on review sentiment (29% vs 0%) and update cadence (every 5 days vs every 2 weeks). Zil.US's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Extend holds the better App Store score, 4.2 against 2.0. Both are backed by a comparable volume of ratings — 47 and 11 respectively. Written reviews point the same way: 29% of Extend's written reviews are positive against 0% of Zil.US's.

UpkeepUpdate frequency

Extend ships an update every 5 days, Zil.US every 2 weeks. Both last shipped on October 24, 2026.

Scorecard5 real differences · 5 level
Extend versus Zil.US: the parameters behind the verdict, then further details
ParameterExtendZil.US
PriceFreeFree
Rating4.2 (47 ratings) — better2.0 (11 ratings)
Positive reviews28.6% of reviews — better0.0% of reviews
Number of ratings47 — better11
Update frequencyEvery 5 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size60 MB51 MB
Age rating4+4+
DeveloperExtend Enterprises, Inc.onlinecheckwriter

Customer experience

Extend

All ratings47 ratings
Positive78.7%
Neutral2.1%
Negative19.1%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Zil.US

All ratings10 ratings
Positive30.0%
Neutral0.0%
Negative70.0%
Written reviews5 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Extend

No in-app purchases

None

Zil.US

No in-app purchases

Questions

Is Extend free?
Extend is free to download, with no in-app purchases.
Is Zil.US free?
Zil.US is free to download, with no in-app purchases.
Which has better reviews, Extend or Zil.US?
Extend is rated higher. Extend averages 4.2 out of 5 from 47 ratings, while Zil.US averages 2.0 from 11 ratings.
Do Extend or Zil.US have ads?
Neither Extend nor Zil.US shows ads.
Which is updated more often, Extend or Zil.US?
Extend ships an update every 5 days, and Zil.US every 2 weeks. Most recently, Extend was updated on October 24, 2026 and Zil.US on October 24, 2026.

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