Emma vs Subscription tracker

Meet Emma, your financial super app ● All your accounts in one place ● Find and track your subscriptions ● Set budgets ● Weekly reports ● Analyze your spending & expenses ● Daily balance notifications ● Overdraft alerts BANK LEVEL SECURITY Worried about sharing your data? We hear you. ● Emma uses SSL 256-bit encryption - the same security protocol that banks use - to ensure that your sensitive, personal information is fully encrypted and securely stored. ● Emma uses biometric security authentication for an added level of protection. CUSTOMER REVIEWS “This app is amazing! I used to manually track my expenses using a notepad or a spreadsheet but always used to make mistakes and never found time to update it. This fixes all my budgeting issues and saves me so much time as well as money!” Sarah “I love the fact that I can do everything within this one app. I mainly use it for tracking my expenses but have also started using it to instantly send/receive payments which makes things super easy. Also, the money I’ve saved from using this app is used to invest in my favorite companies using the investment feature!” Mike OUR MISSION We believe everyone deserves a financial advocate to help with money management and budgeting. Someone who watches our back no matter who we are and where we come from. We provide a great experience, which relies on a basic principle - caring about our customers’ financial well being. This is who we are and what we stand for. We have received amazing feedback from the finance community and have been featured in Forbes, Financial Times, Politico, The Sunday Times and CITY A.M. MORE FEATURES? GO PLUS, PRO OR ULTIMATE We have 3 subscription upgrades available in Emma to power charge your finances. Here’s what is available in each subscription upgrade: Emma Plus True Balance - preemptively see the balance of your bank account after your subscriptions are removed Fraud Detection - find out whether your personal details have been part of a known data breach Bill Reminders - get reminded about your upcoming bills so you never miss a payment Cashback - get cashback from your favorite brands Emma Pro All the features in Emma Plus Custom categories - so you can customize your finances to your heart's content Rename transactions - for easier reference Export data - to understand your finances on excel Create Offline Accounts - to manage your cash expenses and any accounts you can’t link to Emma Create Smart Rules - to automate your Offline Accounts. Look, no hands! Split your transactions - into multiple categories for more flexibility Legendary Pro Icon - because you are a Pro Emma Ultimate All the features in Emma Plus & Pro Spaces - group together different accounts to see separated analytics and budgets Ultimate Icon - so you can show them who's boss ----------------------------------- If you choose to purchase Emma Plus, Emma Pro or Emma Ultimate, payment will be charged to your iTunes account, and your account will be charged for renewal within 24-hours prior to the end of the current period. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions are managed by the user and auto-renewal may be turned off by going to the user's Apple ID. Emma subscription prices start at $4.99 CAD/USD/month with 1-month and 12-month packages available. Prices are subject to change without notice. No cancellation of the current subscription is allowed during the active subscription period. If you don’t choose to purchase Emma Plus, Emma or Emma Ultimate, you can simply continue using Emma for free. Emma Technologies LTD is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 for the provision of payment services. Reference no. 794952 Company Registration Number: 10578464. Terms and Conditions: https://emma-app.com/terms Privacy Policy: https://emma-app.com/privacy

Welcome to 99subs - the simple way to stop surprise renewals and take back control of your money. Think of it as your personal subscription tracker and manager in one clean, easy-to-use app. Add every recurring payment you have - Netflix, gym, phone bill, cloud storage, public transport pass, meal kits - and let 99subs handle the rest. How it works is simple: • Enter the start date, renewal period, and price for each service. • Pick from hundreds of premade services, or create a custom one in seconds. • Get smart notifications before a charge hits so you have time to act. • See your total subscription spend for the current month at a glance. Why people love 99subs: • Track subscriptions without spreadsheets or guesswork. Clear timelines show what renews next and what it costs. • Manage subscriptions confidently. Pause, switch, or cancel with intention instead of reacting after the bill arrives. • Never forget free trials again. We remind you ahead of time so you can decide to keep it or end it. • Find hidden drains. Be mindful about long-forgotten subscriptions and stop small charges from snowballing. • Build your own. If it isn’t in our catalog, add a custom subscription with the details you need. • Budget better. Real-time totals reveal how much you’ll spend this month, helping you plan and save. Designed for everyday life. Student, family, freelancer - 99subs gives you clarity. All renewing costs in one place, so you always know where money goes - and when. Stay ahead of renewals. Timely reminders arrive before each renewal. That means no more “I forgot to cancel” moments. If you choose to end a service, use the handy subscription cancel note and keep a record of your decisions. Your data, your choice. We focus on the essentials so you can organize subscriptions quickly without getting technical. Add only the details that matter and update them anytime. No ads - just a focused experience to help you save. Get more from the subscriptions you keep. Plan upgrades, downgrades, or seasonal pauses. Compare prices, track trial end dates, and actually use what you pay for. Keep what brings value, drop what doesn’t, and watch your monthly total come down. Key highlights • Subscription tracker with a clear timeline • Fast setup with hundreds of popular services • Custom subscriptions for anything else • Smart alerts before renewals and free trials end • Monthly total for all subscription spending • Notes, categories, and flexible renewal periods • Clean, friendly design with zero clutter Take charge today. Download 99subs and track subscriptions the easy way. See everything in one place, avoid surprise charges, and keep more of your money. Manage subscriptions with confidence, stay on top of free trials, and decide what deserves a place in your budget. 99subs makes it simple to manage subscriptions your way - and it feels great to be in control. Terms and Conditions: https://wiseapps.wixsite.com/wise/terms-conditions Privacy Policy: https://wiseapps.wixsite.com/wise/privacy-policy