Salt Edge Authenticator vs 3S Money
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Salt Edge Authenticator
Securely access your bank accounts and authorize online payments with this app. It enhances security through Strong Customer Authentication, reducing fraud risk and giving you absolute control over your transactions.
- Secure bank account access
- Authorize remote payments
- Strong Customer Authentication (SCA)
- Link bank accounts
- Transaction authorization
- QR code scanner for instant authentication
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Salt Edge Authenticator is your main channel for securely accessing your bank account(s) online and for authorizing remote payments, which goes in accordance with the new PSD2 requirements within the European Union. Strong Customer Authentication brings an additional layer of security to your actions, diminishing any fraud risk from external parties. LINK BANK ACCOUNTS Simply connect your bank to the Authenticator app to never worry about the security of your transactions again. ABSOLUTE CONTROL Each time you make a payment, youβll receive a confirmation to authorize that transaction, keeping you in control at all times. INCREASED TRANSPARENCY Before authorizing a payment, youβll be presented with information including payee details, fees and exchange rate (if applicable), the full amount. INSTANT ACTIONS Make use of the QR code scanner. When proposed by your provider, scan the QR code to instantly authenticate or take another action.
3S Money
Manage international business finances with a global account. Send and receive payments in over 190 countries, hold multiple currencies, and protect against currency fluctuations. Offers dedicated support and robust security.
- International business account
- Send/receive payments in 190+ countries
- Hold and exchange 65+ currencies
- FX risk protection
- Real-time cash flow control
- Dedicated Relationship Manager
- 2-factor authentication and encryption
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Pay and get paid faster in 190+ countries with an International Business account. 3S Money is an all-in-one online business account and payment platform designed to help businesses expand their payment capabilities globally. With our local IBANs and local payment solutions, you confidently send & receive high-value payments, hold and exchange up to 65 currencies* and work with a dedicated Relationship Manager who intimately knows your business. _____________________________________________________ Fast, flexible global payment solutions - Enjoy rapid processing times and full payment support from a dedicated Relationship Manager. - Send and receive large international payments in 190+ countries via SWIFT and SEPA powered by local IBANs. Protect against FX risk - Accept customer payments and pay salaries, suppliers, and overheads in local currencies with fair and competitive FX fees. - Make one-time payments in local currencies with fair FX rates and instant settlement. - Open local currency accounts to accept payments with no hidden FX fees. Take control of your cash flow - Real-time payment notifications and multi-currency balance updates. - Instantly approve outgoing payments from any account user. - Deposit incoming payments into your preferred account with one click. Your money is always safe - Weβre regulated and licenced in the UK (FCA), EU (CSSF) and Dubai (DFSA DIFC) - Our corresponding banking partners safeguard your funds and retain 100% liquidity. - We use 2-factor authentication and industry-standard encryption and work with top-tier banking partners to make sure you pay and get paid on time, every time. Premium client support - Work with a dedicated Relationship Manager to help navigate new payment routes and maximise your margins on every transfer. - We speak 35 languages and provide human client support across seven international offices. *Head to https://3s.money/ for more information on your accounts, services and currency coverage.
Screenshots
Verdict
The clearest difference is review sentiment: 3S Money at 50% against Salt Edge Authenticator's 0%. 3S Money also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (15.0 vs 18.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Salt Edge Authenticator ships an update every 2 months, 3S Money fortnightly. The most recent releases landed on October 9, 2026 and October 7, 2026 respectively.
| Parameter | Salt Edge Authenticator | 3S Money |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | 50.0% of reviews β better |
| Update frequency | Every 2 months | Fortnightly β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod β better |
| Requires iOS | 18.0 | 15.0 β better |
| Further details β not scored | ||
| Size | 25 MB | 147 MB |
| Age rating | 4+ | 17+ |
| Developer | SaltEdge | 3S Money |
Customer experience
Salt Edge Authenticator
3S Money
In-app purchases
Salt Edge Authenticator
No in-app purchases
3S Money
No in-app purchases
Questions
Is Salt Edge Authenticator free?
Is 3S Money free?
Do Salt Edge Authenticator or 3S Money have ads?
Which is updated more often, Salt Edge Authenticator or 3S Money?
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