Comparison

24pay vs SelfPay Now

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

24pay

This app provides a secure and fast way to make various payments directly from your phone. It functions as an e-wallet for everyday transactions, including public transport, utility bills, mobile top-ups, parking, and insurance policies.

Highlights
  • Direct, secure, and fast payments
  • Public transport ticket payment
  • Utility bill payments
  • Mobile top-up services
  • Parking fee payment
  • RCA insurance policy comparison and purchase
Read full description

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

About

SelfPay Now

Easily deposit cash onto any card at payment stations, transfer money instantly and for free to friends or between your cards, and pay bills and taxes to municipalities. Turn any station into a deposit ATM for immediate access to your funds.

Highlights
  • Instant cash deposits to any card
  • Free money transfers to friends
  • Transfer between your cards
  • Pay bills and taxes
  • Nationwide payment station network
Features
Read full description

Download SelfPay Now and enjoy a simple and secure financial experience: • Deposit cash instantly onto any card at SelfPay Payment Stations. • Transfer money – instantly and for free – to friends or between your cards, regardless of the issuing bank. • Pay bills and local taxes directly from the app • Purchase your Romanian vignette, Bulgarian vignette and Fetești bridge toll in just a few taps • Save your vehicle details in My Garage for easier management • Keep all your loyalty cards in one place • Top up your prepaid mobile credit or purchase a Travel eSIM in seconds • Buy gaming credits and licenses • Purchase digital gift cards for your favorite services • Check a vehicle's history through the AiDaune service • Purchase your RCA car insurance directly from the app • Purchase 9695 roadside assistance services SelfPay Now quickly and easily turns your cash into money on your card, exactly when you need it. You can deposit cash at any of the 14.000+ SelfPay Payment Stations across the country, and the money is instantly available on your card - no trips to the bank and no reliance on ATMs. With an extensive network of Payment Stations located in supermarkets, gas stations, and convenience stores, you have the freedom to make deposits wherever you are. With access to over 200 services, SelfPay Now is the app that makes managing your everyday payments and services easier. Everything you need is available in one place - fast, secure and easy to use. Address: 153-155 Dacia Blvd., Floors 5-7, Sector 2, Bucharest, Romania

Screenshots

24pay3 screens
SelfPay Now4 screens

Verdict

The call

The clearest difference is rating: SelfPay Now at 4.3 against 24pay's 3.4. SelfPay Now also leads on review sentiment (51% vs 22%) and iOS requirement (16.5 vs 18.0). 24pay's advantage is update cadence (every 10 days vs every 3 weeks) and ratings volume (27 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SelfPay Now holds the better App Store score, 4.3 against 3.4. Both are backed by a comparable volume of ratings — 27 and 6 respectively. Written reviews point the same way: 22% of 24pay's written reviews are positive against 51% of SelfPay Now's.

UpkeepUpdate frequency

24pay ships an update every 10 days, SelfPay Now every 3 weeks. The most recent releases landed on September 10, 2026 and September 9, 2026 respectively.

Scorecard5 real differences · 5 level
24pay versus SelfPay Now: the parameters behind the verdict, then further details
Parameter24paySelfPay Now
PriceFreeFree
Rating3.4 (27 ratings)4.3 (6 ratings) — better
Positive reviews21.7% of reviews50.9% of reviews — better
Number of ratings27 — better6
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS18.016.5 — better
Further details — not scored
Size124 MB108 MB
Age rating4+4+
DeveloperPTPOnline SRLSelfPay S.A

Customer experience

24pay

All ratings27 ratings
Positive59.3%
Neutral3.7%
Negative37.0%
Written reviews129 reviews
Positive21.7%
Neutral10.1%
Negative68.2%

SelfPay Now

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews55 reviews
Positive50.9%
Neutral7.3%
Negative41.8%

In-app purchases

None

24pay

No in-app purchases

None

SelfPay Now

No in-app purchases

Questions

Is 24pay free?
24pay is free to download, with no in-app purchases.
Is SelfPay Now free?
SelfPay Now is free to download, with no in-app purchases.
Which has better reviews, 24pay or SelfPay Now?
SelfPay Now is rated higher. 24pay averages 3.4 out of 5 from 27 ratings, while SelfPay Now averages 4.3 from 6 ratings.
Do 24pay or SelfPay Now have ads?
Neither 24pay nor SelfPay Now shows ads.
Which is updated more often, 24pay or SelfPay Now?
24pay ships an update every 10 days, and SelfPay Now every 3 weeks. Most recently, 24pay was updated on September 10, 2026 and SelfPay Now on September 9, 2026.

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