24pay vs AnticiFi

24pay is Must Have App on your phone for direct, secure and fast payments. With a modern design and a user-friendly menu, 24pay App behaves like an eWallet that offers a convenient solution for daily payments. Pay for a wide range of products and services with any of the cards enrolled in the application. Public Transport Users have the possibility to pay for public transport tickets and subscriptions directly from the app, without interacting with a cashier or needing cash. Easy paying the trip, directly on the mobile phone, from the App. 24pay app is available for public transport through a modern, fast and secure payment solution in 19 main cities from Romania: Bucharest (STB), Timisoara (STPT), Cluj-Napoca (CTP Cluj), Iasi (CTP Iasi), Brasov (RATBV SA), Arad (CTP Arad), Ramnicu Valcea (ETA SA), Targu Jiu (Transloc), Piatra Neamt (TPN), Sibiu (Tursib), Baia Mare (SC Urbis SA), Resita (Transport Urban Resita), Sacele (Servicii Sacelene), Ploiesti (TCE), Roman (Solelga), Botosani (Eltrans), Constanta (CT Bus), Bacau, Sfantu Gheorghe (Sepsi Bus), Oradea (OTL). Bill Payments Users have the possibility to pay invoices from different utility suppliers directly from the app: - electricity - gas - phone and internet - financial services - water - sanitation - others The invoice can be scanned, imported or manually introduced by customer identifier (barcode, customer ID, phone number depending on the supplier). Invoice dashboard functionalities: - save templates from various providers one payment for multiple invoices - partial payment of the invoices - real time balance update for the online suppliers Mobile Top Up Users have access to complete top-up services for major mobile operators (Orange, Vodafone, Telekom). Prepaid cards can be charged directly from the application, without going to a branch and without needing cash. Parking Users have the possibility to pay for parking services directly from the app, without interacting with a cashier or needing cash. The payment is made for the entire period of occupying the parking lot (the minimum payment duration /value can be established). Prepaid Vouchers The value coupons are products with a fixed value, PIN loading type, which allow the use on different partner sites of online games and various e-money sites. RCA insurance policy Users interested in concluding a new RCA insurance policy through 24pay can compare the majority of the insurers’ offers available in Romania for motor vehicles in the following categories: passenger cars, motorhomes, motorcycles and semi-trailers. The process of issuing the policy is simple and fast, and the information can be retrieved by importing the necessary documents (driver's identity card and vehicle identity certificate), according to the legislation in force. After making the payment, the RCA policy will be available in the Wallet section of the application. Users can very easily manage the renewal of the RCA, because they receive a notification warning the expiration period of the document. Entertainment Users have the possibility to pay for relaxation and leisure services directly from the app, without interacting with a cashier or needing cash. Entertainment services available now: - massage chairs - kiddie rides Fitness Users can pay for having access to more than 350 gyms partners from the Sanopass network. About 24pay 24pay App was launched in 2018 and it’s FREE for users. In February 2022 the app was bought by PayPoint Services. 24pay eWallet allows payments by mobile phone for a wide range of services by adding the bank card Visa / Mastercard. Access to the application and confirmation of transactions is carried out by authentication with fingerprint or the 4-digit PIN24pay code.

Every finance app tells you where your money went. AnticiFi tells you where it's going. **SEE YOUR BALANCE UP TO 90 DAYS AHEAD** AnticiFi learns your patterns: rent on the 1st, subscriptions on the 12th, groceries every Thursday. Then it projects your balance for any future date. You know today whether next month will be tight. **STOP OVERDRAFTS BEFORE THEY HAPPEN** Get a warning days before your balance is predicted to go negative. Move money, skip a purchase, stay out of fee territory. A $35 overdraft fee costs more than a year of AnticiFi. **ASK ORACLE ABOUT YOUR FINANCIAL FUTURE** Type a question in plain language: "Can I afford a $500 laptop next month?" "When will my balance drop below $200?" Oracle answers from your real spending patterns, not generic advice. **YOUR DATA GETS IN YOUR WAY, NOT THE OTHER WAY AROUND** Four ways to add transactions, so tracking never becomes a chore: - Snap a receipt. The scanner reads merchant, amount, currency, and date - Import a CSV from your bank in seconds, with smart categorization - Connect your bank via Plaid for automatic sync - Or just say it out loud with voice input CSV and receipts work even when a bank connection doesn't. No bank login required. **BUDGETS, DEBTS, AND BILLS UNDER CONTROL** Set monthly budgets by category and watch them against the forecast, not just the past. Track debts with payoff timelines. Scheduled payments feed straight into your balance prediction, so recurring bills never surprise you. **MADE FOR LIFE ACROSS BORDERS** Track money in 12+ currencies with automatic conversion. The app speaks 12 languages. Built for expats, travelers, and anyone whose money moves between countries. **PRIVATE BY DESIGN** Your financial data is yours. Industry-standard encryption, biometric lock, sign in with Apple or Google. We never sell your data. Free plan includes accounts, transactions, dashboard, and scheduled payments. Premium unlocks 90-day forecasts, receipt scanning, bank sync, budgets, debts, and export. Download AnticiFi and see your balance before it happens. Terms of Use (EULA): https://anticifi.com/terms Privacy Policy: https://anticifi.com/privacy