Comparison

IFAST CAP vs Bayarsama

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

IFAST CAP

Features
Read full description

This is a mobile application that designated for CUTA companies who partnering with iFAST platform in Malaysia, exclusively designed to assist the financial planners and clients in streamline the investment processes as well as to reduce the unwanted transactions paraphernalia. By digitalizing the documents to mobile app, the financial planners will be able to provide their clients a seamless, efficient and better investment advisory experiences with this iFAST mobile app. In this app, the financial planners are able to facilitating the creation of transactions across multiple investment solutions for adviser-assisted clients. Both financial planners and clients can view up-to-date investment holdings at a glance and cash account balances on demand. The financial planners can create buy, sell or switch transactions for Unit Trusts, Bonds, Managed Portfolios, Cash Account, and also apply for Regular Savings Plans (RSPs) or Regular Drawdown Plan (RDPs). Clients are able to approve transactions, view historical transactions and so on. In addition, digital non-F2F account opening, research articles, two-factor authentication (2FA) with Biometrics for security, watchlist, comparison tools and features are all equipped in this mobile app. Aggregate your investments on the iFAST platform and view your consolidated portfolio holdings 24/7 anytime, anywhere. iFAST Capital Sdn. Bhd. (“iFAST”) is a part of iFAST Corporation Ltd (“iFAST Corp”), one of Asia’s largest listed wealth management fintech platform headquartered in Singapore, providing a comprehensive range of investment solutions and services to financial advisory firms, financial institutions, banks, multinational companies, as well as retail and high net worth investors Asia powered by our in-house IT system. iFAST is a holder of a Capital Markets Services License (CMSL) and is licensed by Securities Commission Malaysia since year 2008. iFAST is a Federation of Investment Managers Malaysia (FiMM) registered Institutional Unit Trust Adviser (IUTA) and Institutional Private Retirement Scheme Adviser (IPRA). iFAST is also an approved Financial Adviser licensed by the Central Bank of Malaysia to conduct financial advisory business and a Participating Organisation of Bursa Malaysia Securities Berhad. The iFAST Capital mobile application is developed by iFAST Corporation Ltd which has empowered over 10,000 wealth/financial advisers and 620,000 customers in 5 markets* over the past two decades. *as of 30 June 2021

About

Bayarsama

Features
Read full description

Bayarsama — Malay for "pay together" — makes the awkward maths moment at the end of every meal disappear. Split any bill item by item. Taxes, service charges, and currency-specific rounding are handled automatically. Each person's share is ready to send via WhatsApp, Telegram, or PDF before anyone reaches for their wallet. SPLIT IT FAIRLY • Assign items to people in a few taps — shared dishes too • SST, service charge, discounts, and rounding calculated for you • See exactly what everyone owes, down to the last sen GET PAID BACK FASTER • Store QR codes and payment handles — DuitNow, PayNow, UPI, or a bank account • Your payment details ride along with every summary you share • No more "send me your account number" messages YOUR CREW, ONE TAP • Save your regular friends as a group • One tap loads everyone — no re-adding names, no starting from scratch EVERY BILL, REMEMBERED • Attach the receipt and browse your full history • Export clean PDF summaries you'll actually want to keep 13 CURRENCIES AT LAUNCH MYR, SGD, USD, THB, IDR, PHP, VND, GBP, EUR, JPY, KRW, AUD, INR — with more on the way. PRIVATE BY DESIGN No account. No sign-in. Everything stays on your device. Bayarsama Pro unlocks unlimited groups, unlimited history, and watermark-free PDFs — quarterly, yearly, or a one-time lifetime purchase. Born in Malaysia. Built for anyone who splits a bill. Terms of Use: https://cruciblecraft.com/bayarsama/terms/ Privacy Policy: https://cruciblecraft.com/bayarsama/privacy/

Screenshots

IFAST CAP4 screens
Bayarsama4 screens

Verdict

The call

The clearest difference is in-app purchases: IFAST CAP at none against Bayarsama's 3. IFAST CAP also leads on iOS requirement (12.1 vs 17.6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bayarsama sells 3 in-app purchases, starting at $3.99 per 3 months. IFAST CAP asks for nothing beyond the download.

UpkeepUpdate frequency

IFAST CAP ships an update every 9 days, Bayarsama every 2 weeks. Both last shipped on September 22, 2026.

Scorecard2 real differences · 4 level
IFAST CAP versus Bayarsama: the parameters behind the verdict, then further details
ParameterIFAST CAPBayarsama
PriceFreeFree
Update frequencyEvery 9 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS12.1 — better17.6
Further details — not scored
Size306 MB14 MB
Age rating4+4+
DeveloperiFAST Corporation LtdWei Liang Tan

In-app purchases

None

IFAST CAP

No in-app purchases

3 purchases

Bayarsama

Subscriptions2
  • Bayarsama Pro Quarterly$3.993 Months
  • Bayarsama Pro Yearly$14.991 Year
One-time1
  • Bayarsama Pro Lifetime$39.99

Questions

Is IFAST CAP free?
IFAST CAP is free to download, with no in-app purchases.
Is Bayarsama free?
Bayarsama is free to download, with in-app purchases available.
Do IFAST CAP or Bayarsama have ads?
Neither IFAST CAP nor Bayarsama shows ads.
Which is updated more often, IFAST CAP or Bayarsama?
IFAST CAP ships an update every 9 days, and Bayarsama every 2 weeks. Most recently, IFAST CAP was updated on September 22, 2026 and Bayarsama on September 22, 2026.

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