Comparison

BakAi vs АБ24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BakAi

This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.

Highlights
  • Convenient payments for utilities, internet, mobile, taxes, games
  • Access to over ten government services
  • Online loans up to 200,000 som
  • Money transfers to Russia and Kazakhstan cards
  • Virtual card opening and physical card ordering
  • Remote video identification for security
  • Account and card management
Features
Read full description

Добро пожаловать в мир удобства и инноваций с BakAi — вашим новым мобильным банком, где каждое касание раскрывает перед вами больше возможностей. Основные функции BakAi включают: Удобные платежи: Оплачивайте широкий спектр услуг, включая коммунальные платежи, интернет, мобильную связь, налоги и даже онлайн-игры, используя переводы по номеру телефона и QR-коды. Государственные услуги: Получайте доступ к более десяти государственным услугам, включая проверку задолженности, информацию о паспорте и статус заявки, всего лишь в несколько касаний. Быстрые финансовые решения: Получите онлайн-кредиты до 200 000 сомов без походов в банк, быстрые денежные переводы на карты банков России и Казахстана, а также возможность открытия виртуальной карты или заказа карт Visa Classic, Visa Gold или Visa ИФЦ. Инновационная безопасность: Наша удаленная видеоидентификация гарантирует безопасность ваших средств 24/7. Управление счетами: Управляйте своими счетами и картами легко и удобно, следите за расходами и платежами с помощью всего одного касания. Выбирайте инновации — выбирайте BakAi. Скачайте приложение прямо сейчас и погрузитесь в новый уровень финансового удобства!

About

АБ24

Manage your finances securely and conveniently from your mobile device. This platform offers remote identification for quick customer registration and easy access to your funds.

Highlights
  • Remote identification for quick registration
  • Secure money management
  • Convenient mobile access
  • User-friendly interface
Features
Read full description

“AБ24” — это платформа дистанционного банковского обслуживания, позволяющая быстро, удобно, а главное безопасно управлять своими денежными средствами с помощью мобильного телефона. Теперь стать нашим клиентом и зарегистрироваться в «АБ24» можно за считанные минуты благодаря сервису удаленной идентификации. * Дополнительную информацию Вы можете получить в ближайших отделениях «Айыл Банка» или по следующим номерам Call-центра: 0 312/556/707/222 68 00 00, 0 770 55 11 00 (WhatsApp).

Screenshots

BakAi4 screens
АБ244 screens

Verdict

The call

The clearest difference is rating: BakAi at 4.7 against АБ24's 3.0. BakAi also leads on review sentiment (51% vs 20%) and ratings volume (381 vs 10). АБ24's advantage is iOS requirement (12 vs 14). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BakAi holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: BakAi has 381 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 51% of BakAi's written reviews are positive against 20% of АБ24's.

UpkeepUpdate frequency

BakAi ships an update every 4 weeks, АБ24 every 6 weeks. The most recent releases landed on September 26, 2026 and September 7, 2026 respectively.

Scorecard4 real differences · 6 level
BakAi versus АБ24: the parameters behind the verdict, then further details
ParameterBakAiАБ24
PriceFreeFree
Rating4.7 (381 ratings) — better3.0 (10 ratings)
Positive reviews50.8% of reviews — better20.0% of reviews
Number of ratings381 — better10
Update frequencyEvery 4 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS1412 — better
Further details — not scored
Size272 MB63 MB
Age rating4+4+
DeveloperOJSC BAKAI BANKOAO Ayil Bank

Customer experience

BakAi

All ratings381 ratings
Positive92.4%
Neutral1.8%
Negative5.8%
Written reviews128 reviews
Positive50.8%
Neutral3.9%
Negative45.3%

АБ24

All ratings10 ratings
Positive40.0%
Neutral20.0%
Negative40.0%
Written reviews20 reviews
Positive20.0%
Neutral10.0%
Negative70.0%

Bugs and requests

BakAi

Reported bugs

15 issues
  • Application crashes upon opening after updates
  • Cannot log in to app - stuck on authorization screen
  • App crashes every 5 seconds after recent update
  • QR code transfer functionality fails intermittently
  • Phone number transfer feature unavailable for non-residents
Show 10 more
  • Cannot update app on iOS 16
  • Login verification code sent to wrong phone number
  • Virtual card blocking without proper unlock mechanism
  • Payment processing hangs for extended periods
  • Technical maintenance windows lasting 30+ hours with no service
  • macOS app has missing input fields and buttons
  • Euro currency payments not processing
  • Decimal input not supported in currency exchange
  • History filter and date range selection not intuitive
  • Weekend transaction history not displaying

Requested features

13 requests
  • Add comment/memo field for QR code transfers
  • Relocate QR scanner to more accessible location
  • Enable phone number change for non-residents without visiting branch
  • Add Apple Pay and Google Pay integration
  • Implement monthly expense summary on home screen
Show 8 more
  • Push notifications for OTP codes instead of email
  • Card lock/unlock functionality
  • Alphabetically sorted bank list for international transfers
  • Monthly spending analytics and reports
  • SWIFT transfer documentation clarification
  • Support for decimal amounts in currency exchange
  • Display exchange rates before entering amount
  • Add incoming transaction history (not just outgoing)

АБ24

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

BakAi

No in-app purchases

None

АБ24

No in-app purchases

Questions

Is BakAi free?
BakAi is free to download, with no in-app purchases.
Is АБ24 free?
АБ24 is free to download, with no in-app purchases.
Which has better reviews, BakAi or АБ24?
BakAi is rated higher. BakAi averages 4.7 out of 5 from 381 ratings, while АБ24 averages 3.0 from 10 ratings.
Do BakAi or АБ24 have ads?
Neither BakAi nor АБ24 shows ads.
Which is updated more often, BakAi or АБ24?
BakAi ships an update every 4 weeks, and АБ24 every 6 weeks. Most recently, BakAi was updated on September 26, 2026 and АБ24 on September 7, 2026.

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