BakAi vs Мобайл 3.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BakAi
This mobile banking app offers convenient payments for various services, access to government services, and quick financial solutions like online loans and card management. It prioritizes innovative security with remote video identification.
- Convenient payments for utilities, internet, mobile, taxes, games
- Access to over ten government services
- Online loans up to 200,000 som
- Money transfers to Russia and Kazakhstan cards
- Virtual card opening and physical card ordering
- Remote video identification for security
- Account and card management
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Добро пожаловать в мир удобства и инноваций с BakAi — вашим новым мобильным банком, где каждое касание раскрывает перед вами больше возможностей. Основные функции BakAi включают: Удобные платежи: Оплачивайте широкий спектр услуг, включая коммунальные платежи, интернет, мобильную связь, налоги и даже онлайн-игры, используя переводы по номеру телефона и QR-коды. Государственные услуги: Получайте доступ к более десяти государственным услугам, включая проверку задолженности, информацию о паспорте и статус заявки, всего лишь в несколько касаний. Быстрые финансовые решения: Получите онлайн-кредиты до 200 000 сомов без походов в банк, быстрые денежные переводы на карты банков России и Казахстана, а также возможность открытия виртуальной карты или заказа карт Visa Classic, Visa Gold или Visa ИФЦ. Инновационная безопасность: Наша удаленная видеоидентификация гарантирует безопасность ваших средств 24/7. Управление счетами: Управляйте своими счетами и картами легко и удобно, следите за расходами и платежами с помощью всего одного касания. Выбирайте инновации — выбирайте BakAi. Скачайте приложение прямо сейчас и погрузитесь в новый уровень финансового удобства!
Мобайл 3.0
This application simplifies currency exchange, allowing users to view all their finances in one place and perform exchanges quickly. It offers an intuitive interface and a modern design for a seamless user experience.
- Unified finance display
- Quick currency exchange
- No commission fees
- Intuitive interface
- Modern design
- High-speed performance
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Мобайл 3.0 это простое приложение, которое позволяет быстро и удобно обменивать валюту. В любое время и в любом месте. Возможности: - отображение всех Ваших финансов на одном экране - осуществление обмена в 2 клика - отсутствие комиссий Особенности: - интуитивно понятный интерфейс - современный дизайн - высокая скорость работы
Screenshots
Verdict
The clearest difference is ratings volume: BakAi at 389 against Мобайл 3.0's 3. BakAi also leads on update cadence (every 4 weeks vs every 2 months) and device support (3 vs 1). Мобайл 3.0's advantage is rating (5.0 vs 4.7). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Мобайл 3.0 holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: BakAi has 389 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 50% of BakAi's written reviews are positive against 44% of Мобайл 3.0's, so the app with the better star average is not the one people write more warmly about.
BakAi ships an update every 4 weeks, Мобайл 3.0 every 2 months. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | BakAi | Мобайл 3.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (389 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 50.0% of reviews — better | 44.4% of reviews |
| Number of ratings | 389 — better | 3 |
| Update frequency | Every 4 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 275 MB | 300 MB |
| Age rating | 4+ | 4+ |
| Developer | OJSC BAKAI BANK | SACOR SRL |
Customer experience
BakAi
Мобайл 3.0
Bugs and requests
BakAi
Reported bugs
15 issues- Application crashes upon opening after updates
- Cannot log in to app - stuck on authorization screen
- App crashes every 5 seconds after recent update
- QR code transfer functionality fails intermittently
- Phone number transfer feature unavailable for non-residents
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- Cannot update app on iOS 16
- Login verification code sent to wrong phone number
- Virtual card blocking without proper unlock mechanism
- Payment processing hangs for extended periods
- Technical maintenance windows lasting 30+ hours with no service
- macOS app has missing input fields and buttons
- Euro currency payments not processing
- Decimal input not supported in currency exchange
- History filter and date range selection not intuitive
- Weekend transaction history not displaying
Requested features
13 requests- Add comment/memo field for QR code transfers
- Relocate QR scanner to more accessible location
- Enable phone number change for non-residents without visiting branch
- Add Apple Pay and Google Pay integration
- Implement monthly expense summary on home screen
Show 8 moreShow fewer
- Push notifications for OTP codes instead of email
- Card lock/unlock functionality
- Alphabetically sorted bank list for international transfers
- Monthly spending analytics and reports
- SWIFT transfer documentation clarification
- Support for decimal amounts in currency exchange
- Display exchange rates before entering amount
- Add incoming transaction history (not just outgoing)
Мобайл 3.0
Not enough reviews yet to summarise bugs or requests.
In-app purchases
BakAi
No in-app purchases
Мобайл 3.0
No in-app purchases
