inMotion by CNCBI vs BoC Pay+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
inMotion by CNCBI
Manage your finances and open bank accounts remotely without visiting a branch. Offers a comprehensive suite of banking, saving, investing, payment, and insurance services. Features include account management, biometric login, and various transaction capabilities.
- Remote account opening
- Biometric authentication
- Account overview and eStatements
- Bill payment and remittance
- Investment fund management
- Insurance services
- Multi-currency debit card
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China CITC Bank International inMotion. No branch visit is required! Simply open a bank account anytime and anywhere. “Set your life in motion” Save | Invest | Pay | Borrow | Protect Banking Services - Account overview, eStatement and eAdvice - Biometric authentication - Device Binding and Security Code - Retrieve Login ID and Reset Password - Live Chat Service - Remote account opening - Cheques Save, Pay, Borrow, Protect - Register PAYROLLplus - MOTION Deposit - Multi-currency Debit Card - 7x24 Time Deposits - Add money from your other local banks - Setup "Overseas ATM Withdrawal Limit" - Bill Payment and Remittance - Faster Payment System (FPS) Service - Travel Insurance - Home Insurance - Domestic Helper Insurance - Overseas Study Insurance - Sports Insurance - Life insurance - Motion Virtual Credit Card - Notes Pre-order - Transfer - Re-activate Dormant Account Invest - Investment Overview, Focus & Themes - Securities Trading and Corporate Action Response - “One Account Details” to view Portfolio Summary - Foreign Exchange (Market & Limit order) - FX Rate Alert - FX Chart & Trend Alert - FX Time Deposit - Investment Funds (including Monthly Investment plan) - Money Market Fund - Structured Deposit - Currency-Linked Deposit CNCBI inMotion Set your life in motion More info on: www.cncbinternational.com/inmotion
BoC Pay+
Manage credit cards, apply for installments, and earn rewards. This app allows you to top up value with BOC Credit Cards, track points, and redeem them for spending. Enjoy convenient small amount payments without a password.
- Top up with BOC Credit Cards
- Manage credit cards
- Apply for installments
- Earn and redeem points
- Check gift points balance
- Small amount payment without password
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New functions with better experience: • Top up value by all BOC Credit Card • One stop platform to manage all your Credit Cards and apply for instalment • Earn Points by all payments • Offset spending with points for local and cross-border spending • Check gift points balance and redeem rewards • No password required for local small amount payments Reminder: To borrow or not to borrow? Borrow only if you can repay! SVF License Number: SVFB072
Screenshots
Verdict
The clearest difference is rating: BoC Pay+ at 3.5 against inMotion by CNCBI's 1.7. On price, review sentiment, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BoC Pay+ holds the better App Store score, 3.5 against 1.7. Both are backed by a comparable volume of ratings — 29 and 12 respectively. Written reviews point the same way: 36% of inMotion by CNCBI's written reviews are positive against 43% of BoC Pay+'s.
inMotion by CNCBI ships an update every 6 weeks, BoC Pay+ every 4 weeks. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.
| Parameter | inMotion by CNCBI | BoC Pay+ |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (29 ratings) | 3.5 (12 ratings) — better |
| Positive reviews | 35.8% of reviews | 43.0% of reviews — better |
| Number of ratings | 29 — better | 12 |
| Update frequency | Every 6 weeks | Every 4 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 14.0 |
| Further details — not scored | ||
| Size | 186 MB | 243 MB |
| Age rating | 4+ | 4+ |
| Developer | China CITIC Bank International Limited | Bank of China (Hong Kong) Limited |
Customer experience
inMotion by CNCBI
BoC Pay+
In-app purchases
inMotion by CNCBI
No in-app purchases
BoC Pay+
No in-app purchases
Questions
Is inMotion by CNCBI free?
Is BoC Pay+ free?
Which has better reviews, inMotion by CNCBI or BoC Pay+?
Do inMotion by CNCBI or BoC Pay+ have ads?
Which is updated more often, inMotion by CNCBI or BoC Pay+?
Other comparisons
