Comparison

Naked Insurance vs 6DOT50

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Naked Insurance

Obtain instant insurance quotes for vehicles, homes, or individual items within 90 seconds. Manage your policy, make changes, and file claims easily through the app's chatbot interface. Activate cover with a selfie and optional video/photos, and pause coverage when not in use to save money.

Highlights
  • Instant insurance quotes
  • Chatbot policy management
  • Selfie-based activation
  • Policy control and changes
  • In-app claims filing
  • Pause coverage to save
  • Referral program
Read full description

Naked is car, home, single item and pet insurance, run from an app and built to put you in control. Rose, our quote bot, asks a few quick questions about what you want to cover and 90 seconds later you've got a final price. Like it? Buy on the spot, get covered instantly and send your cover confirmation to your finance provider straight away. Need to claim? Do it straight from your phone. Everything is done in the app, any time, any day or night. A BIT MORE ABOUT NAKED - A final quote in 90 seconds, right here, right now. - Trusted by hundreds of thousands of South Africans - Accepted by all major banks - Underwritten by Hollard - Save up to 50% on your car premium when you're parked, with CoverPauseⓇ WHY NAKED - Cover for all your things: car, home contents, buildings, single items and pets, all in one app - Everything in the app: quote, buy, tweak your cover, download your confirmation of cover, or claim. No paperwork, no queues, no waiting for office hours. - A final quote in 90 seconds: Rose, our quote bot, does the heavy lifting. You get a price, not a range. Buy on the spot if you like it. - Great prices, thanks to smart tech: we've built Naked to run leaner than traditional insurers. Less admin, fewer overheads and those savings go straight into your premium. - You're in charge: set your basic excess upfront (flat, so no nasty surprises later), add car hire or credit shortfall, download your confirmation of cover, cancel any time. All in the app, in a few taps. - Faster claims, thanks to smart tech: chat to Jade, our claims bot, tell him what happened and let the app do the heavy lifting. Straightforward claims like a windscreen chip can be approved in minutes. When it's not straightforward, our team steps in. - An amazing team when you need them: if you'd rather talk to a person, our team is a message away and our 24/7 emergency line has you covered if you ever need help - The Naked Difference: we set aside most of what you pay to cover claims and take a set portion to run the business. Whatever's left at year end goes to a cause you choose, at no cost to you. Pick your cause in the app. Loving Naked? Grab your unique referral link in the app and earn up to R1,000 for every friend you bring along. THE LEGAL STUFF Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by Hollard Specialist Insurance Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 25511). Made it all the way down here? You'll fit right in. Get Naked.

About

6DOT50

Features
Read full description

6DOT50 OFFERS A SIMPLE AND AFFORDABLE WAY TO TRANSACT USING DIGITAL MONEY VOUCHERS AS AN ALTERNATIVE TO BANKING. JOIN 6DOT50 using your mobile number and instantly access a FREE 6DOT50 transactional account. BUY 6DOT50 Digital Money vouchers, such as Digital Rands (South Africa), online or pay for your Digital Rands using cash at major retailers including Pick n Pay, Checkers, Game, Spar, Usave, Boxer and PEP stores across the country. USE your Digital Rands to enjoy cashless, contactless and safe digital payments by simply scanning any ZAPPER QR Code, accepted at more than 25,000 merchants including eCommerce, retailers, restaurants, pharmacies, fuel stations, market vendors and charities, OR create and use a Token Number to pay for goods and services at till points including Shoprite, Checkers, Usave, K’nect, Poetry, Cape Union Mart, Keedo, Tread+Miller and Old Khaki stores OR simply SEND Digital Rands directly to a merchant’s 6DOT50 merchant account. SEND Digital Rands to the mobile number or SEND CODE of any other 6DOT50 user for FREE. Over 11 million South Africans do not have a bank account, at all, and only 35% of the population own a bank card. 6DOT50 makes it possible for all users to access digital payments without a bank account or a bank card and without the need to produce identification or proof of address information to register.

Screenshots

Naked Insurance4 screens
6DOT504 screens

Verdict

The call

The clearest difference is update cadence: Naked Insurance at fortnightly against 6DOT50's every 4 months. 6DOT50's advantage is iOS requirement (8.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Naked Insurance ships an update fortnightly, 6DOT50 every 4 months. The most recent releases landed on October 4, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
Naked Insurance versus 6DOT50: the parameters behind the verdict, then further details
ParameterNaked Insurance6DOT50
PriceFreeFree
Rating4.6 (49 ratings) — better—
Positive reviews56.4% of reviews—
Number of ratings49 — better—
Update frequencyFortnightly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.58.0 — better
Further details — not scored
Size140 MB75 MB
Age rating4+4+
DeveloperNaked Financial Technology (Pty) Ltd6DOT50 Limited

In-app purchases

None

Naked Insurance

No in-app purchases

None

6DOT50

No in-app purchases

Questions

Is Naked Insurance free?
Naked Insurance is free to download, with no in-app purchases.
Is 6DOT50 free?
6DOT50 is free to download, with no in-app purchases.
Do Naked Insurance or 6DOT50 have ads?
Neither Naked Insurance nor 6DOT50 shows ads.
Which is updated more often, Naked Insurance or 6DOT50?
Naked Insurance ships an update fortnightly, and 6DOT50 every 4 months. Most recently, Naked Insurance was updated on October 4, 2026 and 6DOT50 on October 2, 2026.

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