Comparison

Naked Insurance vs Fixey

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Naked Insurance

Obtain instant insurance quotes for vehicles, homes, or individual items within 90 seconds. Manage your policy, make changes, and file claims easily through the app's chatbot interface. Activate cover with a selfie and optional video/photos, and pause coverage when not in use to save money.

Highlights
  • Instant insurance quotes
  • Chatbot policy management
  • Selfie-based activation
  • Policy control and changes
  • In-app claims filing
  • Pause coverage to save
  • Referral program
Read full description

Naked is car, home, single item and pet insurance, run from an app and built to put you in control. Rose, our quote bot, asks a few quick questions about what you want to cover and 90 seconds later you've got a final price. Like it? Buy on the spot, get covered instantly and send your cover confirmation to your finance provider straight away. Need to claim? Do it straight from your phone. Everything is done in the app, any time, any day or night. A BIT MORE ABOUT NAKED - A final quote in 90 seconds, right here, right now. - Trusted by hundreds of thousands of South Africans - Accepted by all major banks - Underwritten by Hollard - Save up to 50% on your car premium when you're parked, with CoverPauseⓇ WHY NAKED - Cover for all your things: car, home contents, buildings, single items and pets, all in one app - Everything in the app: quote, buy, tweak your cover, download your confirmation of cover, or claim. No paperwork, no queues, no waiting for office hours. - A final quote in 90 seconds: Rose, our quote bot, does the heavy lifting. You get a price, not a range. Buy on the spot if you like it. - Great prices, thanks to smart tech: we've built Naked to run leaner than traditional insurers. Less admin, fewer overheads and those savings go straight into your premium. - You're in charge: set your basic excess upfront (flat, so no nasty surprises later), add car hire or credit shortfall, download your confirmation of cover, cancel any time. All in the app, in a few taps. - Faster claims, thanks to smart tech: chat to Jade, our claims bot, tell him what happened and let the app do the heavy lifting. Straightforward claims like a windscreen chip can be approved in minutes. When it's not straightforward, our team steps in. - An amazing team when you need them: if you'd rather talk to a person, our team is a message away and our 24/7 emergency line has you covered if you ever need help - The Naked Difference: we set aside most of what you pay to cover claims and take a set portion to run the business. Whatever's left at year end goes to a cause you choose, at no cost to you. Pick your cause in the app. Loving Naked? Grab your unique referral link in the app and earn up to R1,000 for every friend you bring along. THE LEGAL STUFF Naked Financial Technology Pty Ltd is an authorised Financial Services Provider (FSP 48822). Policies are underwritten by Hollard Specialist Insurance Limited, a Licensed Non-Life insurer and authorised Financial Services Provider (FSP 25511). Made it all the way down here? You'll fit right in. Get Naked.

About

Fixey

Features
Read full description

See exactly what’s left after rent, subscriptions, and every other bill that hits on schedule. Fixey tracks fixed costs — not coffee runs. Add each recurring item, set your monthly income, and Home shows income, spending, leftover, what’s due next, and how you’re tracking against the 50/30/20 rule. ► Recurring bills, in one list Rent, medical aid, electricity, streaming, insurance, gym — anything that repeats. Weekly, monthly, or yearly amounts are converted so Home always shows the monthly picture. ► What’s due, and what’s left Upcoming bills with due dates. This month’s income, expenses, and leftover — so you know the number that actually matters. ► 50/30/20, without the spreadsheet Needs, wants, and savings against your income. Custom categories map to the rule, with a yearly total for each. ► Private by design No account. No bank login. Your income and items stay on your iPhone. All your info syncs to your iCloud account. Open Fixey, add your bills, and see what’s left.

Screenshots

Naked Insurance4 screens
Fixey4 screens

Verdict

The call

The clearest difference is price: Naked Insurance at Free against Fixey's $0.99. Naked Insurance also leads on update cadence (fortnightly vs every 2 months) and iOS requirement (15.5 vs 18.6). On ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Naked Insurance is free to download; Fixey costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Naked Insurance ships an update fortnightly, Fixey every 2 months. The most recent releases landed on November 6, 2026 and November 10, 2026 respectively.

Scorecard3 real differences · 7 level
Naked Insurance versus Fixey: the parameters behind the verdict, then further details
ParameterNaked InsuranceFixey
PriceFree — better$0.99
Rating4.6 (50 ratings) — better—
Positive reviews56.4% of reviews—
Number of ratings50 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.5 — better18.6
Further details — not scored
Size148 MB8 MB
Age rating4+4+
DeveloperNaked Financial Technology (Pty) LtdFrostech Labs

In-app purchases

None

Naked Insurance

No in-app purchases

None

Fixey

No in-app purchases

Questions

Is Naked Insurance free?
Naked Insurance is free to download, with no in-app purchases.
Is Fixey free?
Fixey costs $0.99, with no in-app purchases.
Do Naked Insurance or Fixey have ads?
Neither Naked Insurance nor Fixey shows ads.
Which is updated more often, Naked Insurance or Fixey?
Naked Insurance ships an update fortnightly, and Fixey every 2 months. Most recently, Naked Insurance was updated on November 6, 2026 and Fixey on November 10, 2026.

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