myFNPF vs Xero Verify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myFNPF
Access your retirement savings and personal account information. Track withdrawal applications, view nominations, and check your account balance and transactions. This app provides essential financial management tools for members.
- Access personal account information
- Track withdrawal applications
- View nomination records
- Check account balance
- View transactions
- Check eligibility
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The Fiji National Provident Fund (FNPF) is a defined contribution fund that provides superannuation services to its members. FNPF is mandated by law to collect compulsory contributions from employees and employers towards the retirement savings of all workers in Fiji. Apart from retirement savings, the Fund also provides pre-retirement benefits such as housing, medical and education assistance. The myFNPF app will enable our members to access information regarding their personal accounts. They will also be able to track withdrawal applications lodged, view nomination records and Account balance, transactions and eligibility associated with their member account.
Xero Verify
Enhance your business's online security with this official authentication app. It adds an extra layer of protection to your account, preventing unauthorized access even if your password is compromised. Enjoy fast and secure logins with push notifications or offline verification codes.
- Push notification authentication
- Generate offline verification codes
- QR code setup
- Secure Xero account logins
- Multi-factor authentication
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This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/
Screenshots
Verdict
The clearest difference is rating: myFNPF at 3.7 against Xero Verify's 1.4. myFNPF also leads on iOS requirement (13.0 vs 15.0). Xero Verify's advantage is update cadence (every 3 weeks vs every 12 months) and ratings volume (205 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myFNPF holds the better App Store score, 3.7 against 1.4. That said, the two scores are not equally well evidenced: Xero Verify has 205 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 20% of myFNPF's written reviews are positive against 15% of Xero Verify's.
myFNPF ships an update every 12 months, Xero Verify every 3 weeks. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.
| Parameter | myFNPF | Xero Verify |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (3 ratings) — better | 1.4 (205 ratings) |
| Positive reviews | 20.0% of reviews — better | 14.7% of reviews |
| Number of ratings | 3 | 205 — better |
| Update frequency | Every 12 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 37 MB | 10 MB |
| Age rating | 4+ | 4+ |
| Developer | FIJI NATIONAL PROVIDENT FUND | Xero Ltd |
Customer experience
myFNPF
Xero Verify
Bugs and requests
myFNPF
Not enough reviews yet to summarise bugs or requests.
Xero Verify
Reported bugs
3 issues- Codes not working
- Repeated login issues
- Sync problems between app and web
Requested features
3 requests- Option to use SMS/email for 2FA
- Integrate with existing authenticator apps
- Provide more flexible security settings
In-app purchases
myFNPF
No in-app purchases
Xero Verify
No in-app purchases









