Comparison

myFNPF vs Xero Verify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myFNPF

Access your retirement savings and personal account information. Track withdrawal applications, view nominations, and check your account balance and transactions. This app provides essential financial management tools for members.

Highlights
  • Access personal account information
  • Track withdrawal applications
  • View nomination records
  • Check account balance
  • View transactions
  • Check eligibility
Features
Read full description

The Fiji National Provident Fund (FNPF) is a defined contribution fund that provides superannuation services to its members. FNPF is mandated by law to collect compulsory contributions from employees and employers towards the retirement savings of all workers in Fiji. Apart from retirement savings, the Fund also provides pre-retirement benefits such as housing, medical and education assistance. The myFNPF app will enable our members to access information regarding their personal accounts. They will also be able to track withdrawal applications lodged, view nomination records and Account balance, transactions and eligibility associated with their member account.

About

Xero Verify

Enhance your business's online security with this official authentication app. It adds an extra layer of protection to your account, preventing unauthorized access even if your password is compromised. Enjoy fast and secure logins with push notifications or offline verification codes.

Highlights
  • Push notification authentication
  • Generate offline verification codes
  • QR code setup
  • Secure Xero account logins
  • Multi-factor authentication
Features
Read full description

This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/

Screenshots

myFNPF3 screens
Xero Verify3 screens

Verdict

The call

The clearest difference is rating: myFNPF at 3.7 against Xero Verify's 1.4. myFNPF also leads on iOS requirement (13.0 vs 15.0). Xero Verify's advantage is update cadence (every 3 weeks vs every 12 months) and ratings volume (205 vs 3). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

myFNPF holds the better App Store score, 3.7 against 1.4. That said, the two scores are not equally well evidenced: Xero Verify has 205 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 20% of myFNPF's written reviews are positive against 15% of Xero Verify's.

UpkeepUpdate frequency

myFNPF ships an update every 12 months, Xero Verify every 3 weeks. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
myFNPF versus Xero Verify: the parameters behind the verdict, then further details
ParametermyFNPFXero Verify
PriceFreeFree
Rating3.7 (3 ratings) — better1.4 (205 ratings)
Positive reviews20.0% of reviews — better14.7% of reviews
Number of ratings3205 — better
Update frequencyEvery 12 monthsEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size37 MB10 MB
Age rating4+4+
DeveloperFIJI NATIONAL PROVIDENT FUNDXero Ltd

Customer experience

myFNPF

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews5 reviews
Positive20.0%
Neutral0.0%
Negative80.0%

Xero Verify

All ratings205 ratings
Positive11.2%
Neutral0.5%
Negative88.3%
Written reviews252 reviews
Positive14.7%
Neutral2.0%
Negative83.3%

Bugs and requests

myFNPF

Not enough reviews yet to summarise bugs or requests.

Xero Verify

Reported bugs

3 issues
  • Codes not working
  • Repeated login issues
  • Sync problems between app and web

Requested features

3 requests
  • Option to use SMS/email for 2FA
  • Integrate with existing authenticator apps
  • Provide more flexible security settings

In-app purchases

None

myFNPF

No in-app purchases

None

Xero Verify

No in-app purchases

Questions

Is myFNPF free?
myFNPF is free to download, with no in-app purchases.
Is Xero Verify free?
Xero Verify is free to download, with no in-app purchases.
Which has better reviews, myFNPF or Xero Verify?
myFNPF is rated higher. myFNPF averages 3.7 out of 5 from 3 ratings, while Xero Verify averages 1.4 from 205 ratings.
Do myFNPF or Xero Verify have ads?
Neither myFNPF nor Xero Verify shows ads.
Which is updated more often, myFNPF or Xero Verify?
myFNPF ships an update every 12 months, and Xero Verify every 3 weeks. Most recently, myFNPF was updated on November 4, 2026 and Xero Verify on November 3, 2026.

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