Comparison

Xero Verify vs Airwallex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Xero Verify

Enhance your business's online security with this official authentication app. It adds an extra layer of protection to your account, preventing unauthorized access even if your password is compromised. Enjoy fast and secure logins with push notifications or offline verification codes.

Highlights
  • Push notification authentication
  • Generate offline verification codes
  • QR code setup
  • Secure Xero account logins
  • Multi-factor authentication
Features
Read full description

This is the official authentication app developed by Xero Ltd. It's free to use, and Xero will never charge you for it. At Xero, protecting your data is fundamental to everything we do. Just one easily guessed password can stop your business in its tracks. So Xero has put an extra deadbolt on the door to help keep your data secure. This is why Xero uses MFA to secure logins. It significantly reduces the risk of someone gaining access to your account, even if they've managed to obtain your email and password through a phishing attack or malware. The Xero Verify app is simple to use. You can receive push notifications for fast authentication, instead of having to open the app and enter a code into Xero when you login. Simply accept the notification on your device's home screen - it's that easy. Features: * Sign into your Xero account using push notifications on your device (if enabled). * Generate six digit verification codes, even if you don't have a network or mobile connection. * Use Xero Verify to authenticate your Xero account (it can't be used on other products outside Xero) * Easy set up using QR code Permission notice: Camera: Needed to add accounts using QR codes Push notifications: Accept to receive push notifications Follow Xero on Twitter: https://twitter.com/xero/ Join the Xero Facebook Fan page: https://www.facebook.com/Xero.Accounting Privacy policy: https://www.xero.com/about/legal/privacy/ Terms of use: https://www.xero.com/about/legal/terms/

About

Airwallex

Manage your global business finances from anywhere with this app. Monitor balances, track transactions, and convert currencies on the go. Open global accounts, create virtual cards, and transfer funds internationally with competitive rates.

Highlights
  • Multi-currency wallet
  • Transaction tracking
  • Virtual card management
  • Currency conversion
  • Global account details
  • International fund transfers
Features
Read full description

Empowering businesses to operate anywhere, anytime. With the Airwallex app, we’re making it easy to manage your global business finances on the go. Access your key account features from anywhere and keep your business moving, no matter the location. App features Monitor your global balances at a glance via your Multi-currency Wallet. Keep track of transactions and view details like status, currency rate and total fee. View your card details and easily manage your card on the go Convert funds on the go and lock in great FX rates at a time that suits you. Share your Global Account details with clients on the fly to collect funds faster. Airwallex business account features Take the hassle out of growing your business, both at home and abroad. Airwallex Business Accounts are feature packed to help you operate without borders. Open Global Accounts in multiple currencies Receive local account details to collect and hold money in over 11 currencies including USD, EUR, GBP and HKD. Avoid double conversions and hedge against currency fluctuations. Instantly create virtual debit cards & employee cards Create virtual debit cards in seconds, set spending limits and controls, and see all employee expenses, in one place, in real-time. Transfer funds in 23+ currencies Save on everyday business expenses, with zero international fees¹ and exchange rates up to 90% cheaper than the banks². Xero integration Automatically sync your multi-currency transactions to Xero. Ensure your books are always up to date with a quick and easy integration. *limited functionality is currently available within the mobile app. ¹Other fees and charges apply. ²The above estimations are calculated based on published rates for the Big Four banks.

Screenshots

Xero Verify3 screens
Airwallex4 screens

Verdict

The call

The clearest difference is rating: Airwallex at 4.8 against Xero Verify's 1.4. Airwallex also leads on update cadence (weekly vs every 3 weeks) and review sentiment (26% vs 15%). Xero Verify's advantage is iOS requirement (15.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Airwallex holds the better App Store score, 4.8 against 1.4. Both are backed by a comparable volume of ratings — 205 and 592 respectively. Written reviews point the same way: 15% of Xero Verify's written reviews are positive against 26% of Airwallex's.

UpkeepUpdate frequency

Xero Verify ships an update every 3 weeks, Airwallex weekly. Both last shipped on October 29, 2026.

Scorecard4 real differences · 6 level
Xero Verify versus Airwallex: the parameters behind the verdict, then further details
ParameterXero VerifyAirwallex
PriceFreeFree
Rating1.4 (205 ratings)4.8 (592 ratings) — better
Positive reviews14.7% of reviews26.4% of reviews — better
Number of ratings205592 — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better18.0
Further details — not scored
Size10 MB295 MB
Age rating4+4+
DeveloperXero LtdAirwallex

Customer experience

Xero Verify

All ratings205 ratings
Positive11.2%
Neutral0.5%
Negative88.3%
Written reviews252 reviews
Positive14.7%
Neutral2.0%
Negative83.3%

Airwallex

All ratings588 ratings
Positive95.4%
Neutral0.9%
Negative3.7%
Written reviews91 reviews
Positive26.4%
Neutral7.7%
Negative65.9%

User reviews

Xero Verify

From 205 App Store ratings

What we love

  • 🚀 Seamless integration
  • 🔒 Robust security
  • 👍 Easy to use
  • 🚀 Quick authentication

Room to improve

  • 🐛 Unreliable performance
  • 🔒 Forced MFA requirement
  • 📱 Unnecessary separate app
  • ⏱️ Time-consuming setup
  • 🔑 Difficult to recover from lost credentials

Airwallex

From 592 App Store ratings

What we love

  • 👍 Easy to use
  • 💰 Saves money on fees
  • 🚀 Seamless wires
  • 💳 Excellent FX rates
  • 💼 Great for e-commerce

Room to improve

  • 💸 Transaction fees
  • 🔒 Funds held without explanation
  • 📉 High minimum standards for growth
  • 🐛 App crashes during transfers
  • 🚫 Useless app

Bugs and requests

Xero Verify

Reported bugs

3 issues
  • Codes not working
  • Repeated login issues
  • Sync problems between app and web

Requested features

3 requests
  • Option to use SMS/email for 2FA
  • Integrate with existing authenticator apps
  • Provide more flexible security settings

Airwallex

Reported bugs

24 issues
  • App crashes during transfers
  • App crashes after OTP generation
  • Registration flow not working
  • SMS not received for verification
  • Checkbox for promotional emails checked by default
Show 19 more
  • App takes ages to show sign-in confirmation
  • App requires update in App Store
  • SMS verification code never works
  • Transaction failed & charged for fees
  • System approved payment without checking recipient bank compatibility
  • App multiplies amounts by 100
  • App says insufficient balance due to bug
  • Account suspended due to client credit card payment failures
  • No response to emails and tickets
  • Funds stuck in pending
  • App logs users out
  • Limited app functionality, full on web browser
  • Transaction refused despite all papers provided
  • Cannot convert properly
  • Expenses function terrible
  • No ability to itemize expenses
  • Approval process terrible
  • App missing transfer function
  • Slow FAST transfers

Requested features

10 requests
  • Improve transparency of controls
  • Add metadata to transactions
  • Ability to assign categories and receipts to transactions
  • More detailed reporting dashboard
  • Dark mode option
Show 5 more
  • Advanced analytics dashboard
  • Fix bug where app multiplies amounts by 100
  • Allow transfers in the app
  • Improve search functionality for transactions
  • Add Russian language support

In-app purchases

None

Xero Verify

No in-app purchases

None

Airwallex

No in-app purchases

Questions

Is Xero Verify free?
Xero Verify is free to download, with no in-app purchases.
Is Airwallex free?
Airwallex is free to download, with no in-app purchases.
Which has better reviews, Xero Verify or Airwallex?
Airwallex is rated higher. Xero Verify averages 1.4 out of 5 from 205 ratings, while Airwallex averages 4.8 from 592 ratings.
Do Xero Verify or Airwallex have ads?
Neither Xero Verify nor Airwallex shows ads.
Which is updated more often, Xero Verify or Airwallex?
Xero Verify ships an update every 3 weeks, and Airwallex weekly. Most recently, Xero Verify was updated on October 29, 2026 and Airwallex on October 29, 2026.

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