Switch vs TBI Banking
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Switch
This app offers a comprehensive digital payment solution. It allows users to make online payments, transfer money globally, pay bills, manage expenses, and create secure virtual cards for a cashless experience.
- Online payments
- Global money transfers
- Bill payments
- Expense management
- Virtual card creation
- World-class security
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"Your one stop shop to a digitized cashless experience, with Switch app you can pay online, transfer money around the world, pay your bills, manage your expenses and create a virtual card with world class security" تمتع بوجهة واحدة توفر لك أفضل تجربة رقمية حيث يمكنك ومن خلال تطبيق سويج الدفع عبر الإنترنت، تحويل أموالك لأي مكان في العالم، دفع فواتيرك، إدارة نفقاتك الخاصة، بالإضافة إلى إنشاء بطاقة افتراضية بأمان عالي المستوى تاکە جێگەی شایەن بە تۆ بۆ ئەزموونکردنی بازاڕکردنی ئۆنلاین و بێ کاش، لەگەڵ ئەپڵیکەیشنی سویچ دەتوانیت بە ئۆنلاین پارەی کاڵاکانت بدەیت، بە ئاسانی پارە بگوازیتەوە بۆ سەرانسەری جیهان، پارەی لیستی خەرجییەکانت بدەیت، سەرمایە و پارەکانت بە ئاسانی بەڕێوە ببەیت و کارتی خەیاڵی درووست بکەیت بەپێی ستاندارد و ئامڕازەکانی پاراستنی جیهانی
TBI Banking
Manage your bank accounts with ease through a simplified interface. Access standard banking functions, check balances, and communicate with the bank directly. Enjoy convenient home banking services.
- Simplified user interface
- Account balance checks
- In-app messaging
- Home banking services
- Quick information access
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Smooth navigation & a self-explanatory user interface. Standard banking functions restructured & simplified for quick information access. All these services & more for our valued customers. The application will allow you to define your comfort zone on the account of your choosing, check your balances, contact TBI via messaging functionalities & more banking services that will be presented for your use. Sitting at your home & performing your banking is now a service we gladly present to you.
Screenshots
Verdict
The clearest difference is rating: Switch at 2.8 against TBI Banking's 2.1. Switch also leads on ratings volume (1.5K vs 94) and update cadence (every 5 weeks vs every 3 months). TBI Banking's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Switch holds the better App Store score, 2.8 against 2.1. That said, the two scores are not equally well evidenced: Switch has 1.5K ratings behind it against 94, so its average is the more settled of the two. Written reviews point the same way: 12% of Switch's written reviews are positive against 5% of TBI Banking's.
Switch ships an update every 5 weeks, TBI Banking every 3 months. Both last shipped on October 2, 2026.
| Parameter | Switch | TBI Banking |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (1.5K ratings) — better | 2.1 (94 ratings) |
| Positive reviews | 12.2% of reviews — better | 5.1% of reviews |
| Number of ratings | 1.5K — better | 94 |
| Update frequency | Every 5 weeks — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 16.2 | 12.0 — better |
| Further details — not scored | ||
| Size | 150 MB | 97 MB |
| Age rating | 17+ | 4+ |
| Developer | Iraq Electronic Gate | Trade Bank of Iraq |
Customer experience
Switch
TBI Banking
User reviews
Switch
From 1.5K App Store ratingsWhat we love
- ❤️ Good app
- 👌 Great application
- 👍 Excellent service
Room to improve
- 🐛 Buggy app
- 🔍 Poor UI/UX design
- 🚫 Terrible customer service
- 💰 High fees and charges
- ⚠️ Frequent crashes and errors
TBI Banking
From 94 App Store ratingsWhat we love
- ✅ Basic balance inquiry functionality
- ✅ ATM locator feature
- ✅ Card management capabilities
- ✅ Some users appreciate the bank's financial offerings
Room to improve
- 🐢 Extremely slow performance
- 😞 Poor user interface design
- 🔴 Outdated and primitive appearance
- 😤 Difficult and confusing navigation
- 🚫 Very limited functionality
Bugs and requests
Switch
Reported bugs
5 issues- Unable to create account
- Login issues and password problems
- Transactions not showing up correctly
- Card management features not working
- Compatibility problems with newer iOS versions
Requested features
4 requests- Add support for external payment methods
- Improve transaction history and reporting
- Implement two-factor authentication
- Provide better in-app support and troubleshooting
TBI Banking
Reported bugs
13 issues- Login failures despite correct credentials
- Face ID authentication suddenly stops working
- App crashes after multiple failed password attempts
- Frequent app freezes and restarts
- Slow transaction processing
Show 8 moreShow fewer
- Delayed or missing notifications
- Double charge issues due to slow processing
- App stops working after updates
- Mandatory update error with no available version
- Cannot open account through app
- Session remains active after closing app
- Login timeouts
- Inconsistent date and time information
Requested features
18 requests- Modern, updated UI/UX design matching international banking standards
- Fast and reliable performance
- Online loan application and approval
- Remote card activation without bank visit
- Bill payment services
Show 13 moreShow fewer
- Money transfer capabilities
- Download bank statements
- Purchase prepaid cards and top-up vouchers
- Detailed transaction history and statements
- Real-time account notifications
- 24/7 online customer support
- Mobile check deposit
- Investment and savings products
- Loan tracking with payment details
- Free SMS notifications for transactions
- Improved security features
- Video tutorials for app usage
- Comparison with competitor apps like Rafidain QI Services
In-app purchases
Switch
No in-app purchases
TBI Banking
No in-app purchases
