Comparison

People’s Wave vs CBC Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

People’s Wave

Manage your finances conveniently from your smartphone. Check balances, transfer funds, pay bills, and access account details anytime, anywhere. Offers tools like loan calculators and digital tips for a seamless banking experience.

Highlights
  • Account balance checks
  • Fund transfers
  • Bill payments
  • Transaction history
  • Credit card management
  • Branch and ATM locator
  • Loan and pension calculators
Features
Read full description

Mobile Banking Keep track of your finances anytime, anywhere With People’s Mobile Banking , you’ve got your Bank with you where ever you go. It’s ideal for banking on your Smart phone wherever you are in the world. It’s simple and saves time. For whom? •For any account holder of the People’s Bank What do you get? • Check your every day account balance with one simple swipe • Find your nearest branch or ATM via GPS • View upcoming payments, transfers and schedule new Payment • Digital Tips - Helps you make the most of your online journey with People’s Bank. • Top Transfers - Displays the transfers you complete most frequently so you can quickly repeat transfers with just one click​ • Account Summary - Check your account balances and your latest transactions, also view your Loan and Credit Card Account, CASA Account, Pawning Account, Fixed Deposit details and activity inquiries all in one place. • Transaction History: Check your account history & bill payment history • Cheque Services • Credit Card Summary - View and monitor your credit card spending habits with the spend distribution corner • View credit card statements, including minimum payment and due date • Bill Payment - Pay your utility bills, insurance and more using quick bill payment mode, future date bill payment, favorite payment mode,. • Fund Transfer - Transfer funds between your accounts, within People’s Bank or to other local banks using quick fund transfer mode, favorite, future dated, branch to branch (B2B) or recurring mode Other Features: • Loan Calculators • Pension Calculators • Online Registration (No need to visit the Bank) • SMS/E-mail notifications (global & transaction level) • Saves time as no paperwork is involved • Up to date Exchange Rates & Interest Rates • Minimized banking fees • Reset security password online • Secured personal account information. • Subscribe to paperless banking - Get your deposit or credit card statements on the cut-off date. No need to wait for Postal or Courier delivery • Loan & pawning - Loan & pawning repayment facility, pawning redemption request facility

About

CBC Digital

Manage your finances with a secure and user-friendly banking application. Quickly open accounts, track spending, set savings goals, and receive real-time notifications for all account activity. Locate service points and stay updated on the latest offers.

Highlights
  • Secure login with fingerprint option
  • View and report lost/stolen cards
  • Instant account opening
  • Financial goal setting with 'Spaces'
  • Real-time account activity notifications
  • Bill payments and fund management
  • Locate service points and ATMs
Features
Read full description

Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: · Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. · View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. · Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. · Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. · Receive instant notifications on all account activity so you know what’s happening with your account in real-time. · Balance Inquiry, View account history · Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. · Locating our service points and ATM · Information on interest rates / currency details of our products · Our latest promotional and offers. Who we are, Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computer linked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade Finance’ magazines.

Screenshots

People’s Wave4 screens
CBC Digital4 screens

Verdict

The call

The clearest difference is rating: CBC Digital at 3.8 against People’s Wave's 2.8. People’s Wave's advantage is monetization model (free vs ad-supported) and review sentiment (12% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CBC Digital holds the better App Store score, 3.8 against 2.8. That said, the two scores are not equally well evidenced: People’s Wave has 37 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 12% of People’s Wave's written reviews are positive against 0% of CBC Digital's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

People’s Wave ships an update every 3 months, CBC Digital every 2 months. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.

Scorecard4 real differences · 6 level
People’s Wave versus CBC Digital: the parameters behind the verdict, then further details
ParameterPeople’s WaveCBC Digital
PriceFreeFree
Rating2.8 (37 ratings)3.8 (5 ratings) — better
Positive reviews11.9% of reviews — better0.0% of reviews
Number of ratings37 — better5
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad — better
Requires iOS16.016.0
Further details — not scored
Size47 MB90 MB
Age rating4+4+
DeveloperPeople's Bank of Sri LankaCommercial Bank of Ceylon PLC

Customer experience

People’s Wave

All ratings36 ratings
Positive38.9%
Neutral13.9%
Negative47.2%
Written reviews42 reviews
Positive11.9%
Neutral4.8%
Negative83.3%

CBC Digital

All ratings4 ratings
Positive50.0%
Neutral25.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

People’s Wave

No in-app purchases

None

CBC Digital

No in-app purchases

Questions

Is People’s Wave free?
People’s Wave is free to download, with no in-app purchases.
Is CBC Digital free?
CBC Digital is free to download, with no in-app purchases.
Which has better reviews, People’s Wave or CBC Digital?
CBC Digital is rated higher. People’s Wave averages 2.8 out of 5 from 37 ratings, while CBC Digital averages 3.8 from 5 ratings.
Do People’s Wave or CBC Digital have ads?
Neither People’s Wave nor CBC Digital shows ads.
Which is updated more often, People’s Wave or CBC Digital?
People’s Wave ships an update every 3 months, and CBC Digital every 2 months. Most recently, People’s Wave was updated on November 4, 2026 and CBC Digital on November 3, 2026.

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