Comparison

Permata ME vs Sampoerna Mobile Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Permata ME

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Highlights
  • Free transfers with BI-FAST
  • Collect and redeem PermataPoin rewards
  • International transfers and forex
  • QRIS payments
  • Account opening for foreigners
  • Loan applications
  • Transaction history and statements
Features
Read full description

Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920

About

Sampoerna Mobile Banking

Manage your banking needs conveniently from your smartphone. Open new accounts online, make payments, transfer funds, and view transaction history anytime, anywhere. Enjoy features like QRIS payments and e-wallet top-ups.

Highlights
  • Online account opening
  • Debit card requests
  • Deposit and savings information
  • QRIS merchant payments
  • E-wallet top-ups
  • Online transfers
  • Transaction history and e-statements
Features
Read full description

Sampoerna Mobile Banking Aplikasi layanan perbankan dari Bank Sahabat Sampoerna yang memberikan kemudahan untuk Anda membuka rekening secara online dan melakukan kegiatan perbankan lainnya kapan saja dan di mana saja. Fitur Sampoerna Mobile Banking - Pembukaan rekening secara online (Sampoerna Mobile Saving, dan Tabungan Hati) - Buat permintaaan Kartu Debit (Kartu ATM) - Lihat informasi deposito dan tabungan yang Anda miliki - Pembayaran transaksi di merchant menggunakan QRIS - Top up e-wallet - Transaksi pembayaran dan pembelian - Transfer online - Lihat mutasi, bukti transaksi, dan e-Statement - Kirim uang ke Nomor HP sekaligus undang teman untuk membuka tabungan online - Undian berhadiah Untuk dapat menggunakan layanan Sampoerna Mobile Banking, unduh aplikasi yang tersedia dan lakukan registrasi. Selamat bertransaksi menggunakan Sampoerna Mobile Banking! Untuk informasi lebih lanjut, silakan menghubungi Call Center Bank Sahabat Sampoerna 1500 035. Sampoerna Mobile Saving - Buka tabungan lebih praktis tanpa setoran awal - Transfer online ke bank lain dengan BI-FAST Rp2500 - Tidak ada biaya administrasi bulanan - Tidak ada biaya penutupan rekening - Program undian berhadiah setiap bulan sepanjang tahun Tabungan Hati - Buka tabungan lebih praktis tanpa setoran awal - Menabung sambil berdonasi lebih mudah dengan Tabungan Hati - Bunga yang kompetitif dan donasi sebesar 2,5% (dapat berubah sewaktu-waktu) - Tidak ada biaya administrasi bulanan - Tidak ada biaya penutupan rekening

Screenshots

Permata ME4 screens
Sampoerna Mobile Banking4 screens

Verdict

The call

The clearest difference is monetization model: Sampoerna Mobile Banking at free against Permata ME's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Permata ME ships an update every 2 weeks, Sampoerna Mobile Banking every 3 weeks. Both last shipped on November 2, 2026.

Scorecard1 real difference · 9 level
Permata ME versus Sampoerna Mobile Banking: the parameters behind the verdict, then further details
ParameterPermata MESampoerna Mobile Banking
PriceFreeFree
Rating3.1 (77 ratings) — better—
Positive reviews18.6% of reviews — better13.6% of reviews
Number of ratings77 — better—
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.1 — better15.5
Further details — not scored
Size264 MB161 MB
Age rating4+9+
DeveloperPT. Bank Permata, TbkPT Bank Sahabat Sampoerna

Customer experience

Permata ME

All ratings77 ratings
Positive45.5%
Neutral10.4%
Negative44.2%
Written reviews167 reviews
Positive18.6%
Neutral10.8%
Negative70.7%

Sampoerna Mobile Banking

Written reviews22 reviews
Positive13.6%
Neutral9.1%
Negative77.3%

In-app purchases

None

Permata ME

No in-app purchases

None

Sampoerna Mobile Banking

No in-app purchases

Questions

Is Permata ME free?
Permata ME is free to download, with no in-app purchases.
Is Sampoerna Mobile Banking free?
Sampoerna Mobile Banking is free to download, with no in-app purchases.
Do Permata ME or Sampoerna Mobile Banking have ads?
Neither Permata ME nor Sampoerna Mobile Banking shows ads.
Which is updated more often, Permata ME or Sampoerna Mobile Banking?
Permata ME ships an update every 2 weeks, and Sampoerna Mobile Banking every 3 weeks. Most recently, Permata ME was updated on November 2, 2026 and Sampoerna Mobile Banking on November 2, 2026.

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