Permata ME vs myDPA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Permata ME
This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.
- Free transfers with BI-FAST
- Collect and redeem PermataPoin rewards
- International transfers and forex
- QRIS payments
- Account opening for foreigners
- Loan applications
- Transaction history and statements
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Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920
myDPA
Manage your pension fund with ease. Check your balance, access news and investment updates, and simplify claim processes. You can also update personal data, simulate pension benefits, and receive exclusive offers and event invitations.
- Check pension benefit balance
- Receive news and event updates
- Access investment information
- Faster and easier claim process
- Update personal data
- Simulate pension benefits
- Receive product offers and event invitations
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Demi memenuhi kebutuhan dan mobilitas yang semakin tinggi dari peserta, Dana Pensiun Astra menghadirkan kemudahan dalam berinteraksi dengan layanan kami. Tidak hanya sebagai perluasan media informasi dari program Dana Pensiun Astra, kami juga memberikan anda beragam fitur yang nyaman dan lebih dari sekedar layanan dana pensiun. Kemudahan yang dapat anda rasakan antara lain: 1. Mengetahui saldo manfaat pensiun dari mobile anda, 2. Mendapatkan berita dan kegiatan terbaru dari Dana Pensiun Astra, 3. Informasi berita investasi secara berkala, 4. Akses klaim lebih cepat dan mudah, 5. Memperbarui data pribadi anda, 6. Melakukan simulasi dan estimasi manfaat pensiun, 7. Mendapatkan penawaran produk menarik, 8. Mendapatkan undangan untuk berbagai acara menarik dari Astra Group 9. Ruang Pensiun Aplikasi myDPA akan terus kami kembangkan dengan menyesuaikan kebutuhan peserta Dana Pensiun Astra. Kemudahan dan kenyamanan anda adalah prioritas kami. Anda juga dapat menghubungi Dana Pensiun Astra, melalui: Telepon : 021 - 6530 9009 Website : https://www.dapenastra.com FB Page: https://www.facebook.com/pagedapenastra Linkedin: https://www.linkedin.com/company/dana-pensiun-astra-astra-international_2 WhatsApp: +62 878-8181-5252
Screenshots
Verdict
The clearest difference is review sentiment: myDPA at 86% against Permata ME's 19%. myDPA also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.1). Permata ME's advantage is rating (3.1 vs 1.0) and ratings volume (77 vs 1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Permata ME holds the better App Store score, 3.1 against 1.0. That said, the two scores are not equally well evidenced: Permata ME has 77 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 19% of Permata ME's written reviews are positive against 86% of myDPA's, so the app with the better star average is not the one people write more warmly about.
Permata ME ships an update every 2 weeks, myDPA every 6 weeks. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | Permata ME | myDPA |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (77 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 18.6% of reviews | 86.0% of reviews — better |
| Number of ratings | 77 — better | 1 |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 264 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | PT. Bank Permata, Tbk | Dana Pensiun Astra |
Customer experience
Permata ME
myDPA
In-app purchases
Permata ME
No in-app purchases
myDPA
No in-app purchases
