Comparison

Permata ME vs Private Pocket

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Permata ME

This mobile banking app offers a comprehensive suite of digital banking services. It simplifies transactions with features like free transfers, rewards, international payments, and QR code payments. Manage accounts, apply for loans, and access statements all from your smartphone.

Highlights
  • Free transfers with BI-FAST
  • Collect and redeem PermataPoin rewards
  • International transfers and forex
  • QRIS payments
  • Account opening for foreigners
  • Loan applications
  • Transaction history and statements
Features
Read full description

Permata ME (previously PermataMobile X) is a mobile banking app from Permata Bank that provides complete digital banking facility and services for all of your banking needs. Powered by innovation, Permata ME is designed as a technology to make your banking activities easier, faster, and more convenient. Permata ME presents a new and modernized home screen, also improved navigation system for your transaction convenience. Experience also a line-up of freshly crafted features such as: - Free transfer fee with BI-FAST. - Collect PermataPoin rewards from your daily transactions. Use PermataPoin for QR payment or redeem various shopping vouchers straight from the app. - International transfer and foreign exchange transactions with competitive exchange rate. - Quick and easy payment with QRIS, which can also be used to pay transactions abroad. - A wide variety of top up and bill payment transactions. Aside from these new features, lots of other features are also available, such as: - Quick Access menu before logging in, including Peeking Balance, QR, Branch Queuing, Mobile Cash, Notification, and PermataStore. - FAQ for you to discover solutions to your problems in Permata ME. - Digital account opening for foreigner is one click away. Now all you need is your visa or immigration stamp. - Debit Card Activation or Physical Debit Card Request made easy through Permata ME. - Exciting promos that you can see from the new home screen. - Portfolio that shows all your accounts in one place. - Settings for Favorite and Recurring Transactions, Forex Transaction Registration, Password and Security, Dark Mode, and Language. - Applying PermataKTA or Non-Collateral Loan through Permata ME to help you fulfill all your plans by financing cash of up to IDR 300 million with competitive interest starting from 0.88%. - SPT Document and e-Statement readily available according to your needs. - WhatsApp Gift to be sent on important or festive occasions. - Notification Inbox that stores all of your notifications, whether it is transaction, promos, or news notification. - Transaction History across all accounts that can be monitored easily through Permata ME. Permata Bank will continuously develop this app to serve you with the best banking experience. With Permata ME, explore the world of digital banking in your hand. PT Bank Permata, Tbk. is licensed and supervised by Financial Services Authority and Bank Indonesia, and a member of Indonesia Deposit Insurance Corporation. Permata Bank Head Office Gedung World Trade Center II (WTC II) Lt. 21 – 30 Jl. Jend. Sudirman Kav. 29 – 31 Kota Jakarta Selatan, Jakarta 12920

About

Private Pocket

Features
Read full description

Private Pocket is the simplest way to keep track of your everyday money — right on your iPhone, completely private. No sign-up. No cloud. No ads. Your data never leaves your device. LOG SPENDING IN SECONDS • Type it in with big, easy controls • Speak it — say what you spent and Private Pocket fills in the rest (processed on your device) • Scan a receipt — snap a photo and Private Pocket reads the total SEE WHERE YOUR MONEY GOES • A clear monthly balance at a glance • Spending by category with a simple chart • Daily average and your biggest category STAY ON BUDGET • Set a monthly limit per category • Watch how much is left in real time, with a friendly warning when you go over NEVER FORGET A REGULAR BILL • Mark any expense as "Repeat every month" • It appears automatically on the same day — change the amount anytime and only future months update MADE TO BE EASY • Large text and buttons, designed to be simple for everyone • Works in many languages and currencies • 100% offline — nothing is uploaded anywhere Private Pocket is free to use. An optional Premium unlocks backup & restore and more, handled securely through your Apple ID. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Permata ME4 screens
Private Pocket4 screens

Verdict

The call

The clearest difference is in-app purchases: Permata ME at none against Private Pocket's 2. Permata ME also leads on iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Private Pocket sells 2 in-app purchases, starting at $1.99 per month. Permata ME asks for nothing beyond the download.

Scorecard2 real differences · 8 level
Permata ME versus Private Pocket: the parameters behind the verdict, then further details
ParameterPermata MEPrivate Pocket
PriceFreeFree
Rating3.1 (77 ratings) — better—
Positive reviews18.6% of reviews—
Number of ratings77 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size264 MB3 MB
Age rating4+4+
DeveloperPT. Bank Permata, TbkPlatka Software Digital

In-app purchases

None

Permata ME

No in-app purchases

2 purchases

Private Pocket

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$14.991 Year

Questions

Is Permata ME free?
Permata ME is free to download, with no in-app purchases.
Is Private Pocket free?
Private Pocket is free to download, with in-app purchases available.
Do Permata ME or Private Pocket have ads?
Neither Permata ME nor Private Pocket shows ads.

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