Northmill vs Hoist

Take full control of your finances – download the Northmill app for free! Join 600,000 others and experience how easy it is! Free card & account – no hidden fees - No foreign transaction fees when shopping abroad - No annual or withdrawal fees - Card made from recycled plastic - Connect to Apple Pay and start using it instantly Smarter savings with interest & deposit guarantee - Open a savings account quickly and easily - Your money grows with a government deposit guarantee - Start saving today – your future self will thank you Consolidate your loans & lower your interest rate - With our loan consolidation, you can combine loans up to 300,000 SEK - If you meet the criteria, we guarantee a lower interest rate - Simplify your finances – fewer loans, lower monthly costs Flexible credit line – borrow up to 50,000 SEK - Individual interest rates & smooth transfers - Pay only for the amount you use - Perfect as an extra buffer – no annual fees More to come! We are constantly working to improve our services and build the bank of the future together with you. Stay tuned for new smart features!

Good catch pulling this up — this description still sells the old Pro/subscription model throughout, and that EULA link at the bottom is specifically Apple's subscription agreement, which no longer applies at all. Here's the updated version: Hoist is built for UK sole trader builders who want less paperwork, cleaner records, and a better grip on every job. Create quotes and invoices from site. Scan receipts before they disappear. Track mileage. See what each job is really costing you. No accounting jargon. No bloated software. Just the tools a builder needs to stay on top of the business side of the job. Free to use. No subscription, no limits. KNOW WHAT YOU'RE OWED See your outstanding balance the moment you open the app. Track unpaid invoices, overdue jobs, quoted work and paid jobs in one clear place. QUOTE AND INVOICE FROM SITE Create professional PDF quotes and invoices in seconds. Send them straight from your phone while you're still on site, instead of leaving the paperwork until later. SCAN YOUR RECEIPTS Snap material receipts, fuel receipts and job expenses before they get lost in the van. Hoist reads the details with OCR and logs them against the right job. TRACK EVERY MILE Record site visits and calculate claimable mileage using UK mileage rates. Keep mileage records tidy throughout the year instead of trying to piece them together at tax time. JOB COSTING THAT WORKS Add labour, materials, receipts, expenses and mileage to each job. See your costs, income and margin before the job is finished, so you can stop undercharging and stay in control. EXPORT CLEAN RECORDS Export income, expenses and mileage as clean CSV or PDF records. Send them to your accountant or keep them ready for your own tax records. BUILT FOR BUILDERS Hoist is not trying to be full accounting software. It is made for builders who need a simple way to manage jobs, send invoices, log receipts and track mileage from their phone. COMPLETELY FREE Unlimited jobs, receipt scanning, mileage tracking and exports — all included, no card required, no subscription.