CB Pay vs Join App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CB Pay
This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.
- Money transfers via ATM, account, phone, or NRIC number
- Dynamic and static QR code payments
- Mobile top-ups for major carriers
- ATM/branch/merchant location finder
- Scheduled payments
- Bill payments
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CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate
Join App
This app offers a user-friendly gateway to the world of Web3 and cryptocurrency. It provides secure account management, access to NFTs, and seamless integration with other blockchain applications, all powered by the JFIN Ecosystem.
- Everyday blockchain application
- Real e-KYC
- Simple crypto interface
- Protected and secured accounts
- NFT experience
- Connect to blockchain apps
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Join Application is building the crypto experience in your hands. We create Join to be your everyday blockchain application powered by JFIN Ecosystem, Thailand token. - The Real e-KYC Application - Simple interface to start your real crypto experience - Protected account, Secured personal data, and Encrypted private address for your safety - Get more privilege from our partners - Start NFTs’ experience - Connect to other blockchain applications
Screenshots
Verdict
The clearest difference is rating: Join App at 5.0 against CB Pay's 3.7. Join App also leads on update cadence (every 3 weeks vs every 4 months) and iOS requirement (13.0 vs 15.0). CB Pay's advantage is ratings volume (532 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Join App holds the better App Store score, 5.0 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 532 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 22% of CB Pay's written reviews are positive against 27% of Join App's.
CB Pay ships an update every 4 months, Join App every 3 weeks. The most recent releases landed on October 17, 2026 and October 15, 2026 respectively.
| Parameter | CB Pay | Join App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (532 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 21.6% of reviews | 27.0% of reviews — better |
| Number of ratings | 532 — better | 1 |
| Update frequency | Every 4 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 39 MB | 107 MB |
| Age rating | 4+ | 17+ |
| Developer | CB BANK PCL | J VENTURES COMPANY LIMITED |
Customer experience
CB Pay
Join App
Bugs and requests
CB Pay
Reported bugs
4 issues- Login screen freezes and crashes
- Issues with mobile top-up and bill payment
- Incorrect transaction dates
- Problems with gift card and QR code scanning features
Requested features
4 requests- Expand transaction history view
- Add support for more payment methods like Wave Money
- Improve UI and design
- Implement Myanmar Unicode support
Join App
Not enough reviews yet to summarise bugs or requests.
In-app purchases
CB Pay
No in-app purchases
Join App
No in-app purchases
