Comparison

CB Pay vs MAI Xtra

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CB Pay

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Highlights
  • Money transfers via ATM, account, phone, or NRIC number
  • Dynamic and static QR code payments
  • Mobile top-ups for major carriers
  • ATM/branch/merchant location finder
  • Scheduled payments
  • Bill payments
Features
Read full description

CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate

About

MAI Xtra

This digital payment app combines financial services with travel benefits. Easily pay bills, transfer funds, top up your mobile, and book flights. Enjoy secure transactions and exclusive member benefits.

Highlights
  • Fund Transfer
  • Bills Payment
  • Mobile Top-up
  • MAI Ticket Booking
  • Scan and Pay
  • VISA Card
Features
Read full description

MAI Xtra is a digital payment application powered by uab bank. This app is in collaboration with uab bank (uab), Myanmar's Best Bank and Myanmar Airways International (MAI), the largest airline in Myanmar, and aims to introduce the first of its kind product in Myanmar, combining financial services and travel and tourism related benefits to its customers beyond the typical airline-bank partnership. Very simple and self-online registration available with not only pins but also OTP plus security questions to be safer and securer. MAI Xtra gives you fast, simple, and secure access to your everyday essentials. With just a few taps to pay/transfer/receive or book a flight - all with just your phone and making everything faster and easier with MAI Xtra. Members of MAI Xtra will enjoy an exclusive benefit for transactions made on the platform. Here are some features of MAI Xtra - - Fund Transfer - Top-up - Bills Payment - Scan and Pay - Mobile Top-up - MAI Ticket Booking - VISA Card - Payment History For more information - https://www.maiair.com

Screenshots

CB Pay4 screens
MAI Xtra4 screens

Verdict

The call

The clearest difference is rating: MAI Xtra at 4.6 against CB Pay's 3.7. MAI Xtra also leads on iOS requirement (11.0 vs 15.0). CB Pay's advantage is ratings volume (536 vs 5). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MAI Xtra holds the better App Store score, 4.6 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 536 ratings behind it against 5, so its average is the more settled of the two.

UpkeepUpdate frequency

CB Pay ships an update every 4 months, MAI Xtra every 3 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
CB Pay versus MAI Xtra: the parameters behind the verdict, then further details
ParameterCB PayMAI Xtra
PriceFreeFree
Rating3.7 (536 ratings)4.6 (5 ratings) — better
Positive reviews21.6% of reviews—
Number of ratings536 — better5
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.011.0 — better
Further details — not scored
Size39 MB31 MB
Age rating4+4+
DeveloperCB BANK PCLUAB Bank Limited

Customer experience

CB Pay

All ratings532 ratings
Positive64.8%
Neutral10.5%
Negative24.6%
Written reviews88 reviews
Positive21.6%
Neutral12.5%
Negative65.9%

MAI Xtra

All ratings4 ratings
Positive75.0%
Neutral25.0%
Negative0.0%

Bugs and requests

CB Pay

Reported bugs

4 issues
  • Login screen freezes and crashes
  • Issues with mobile top-up and bill payment
  • Incorrect transaction dates
  • Problems with gift card and QR code scanning features

Requested features

4 requests
  • Expand transaction history view
  • Add support for more payment methods like Wave Money
  • Improve UI and design
  • Implement Myanmar Unicode support

MAI Xtra

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CB Pay

No in-app purchases

None

MAI Xtra

No in-app purchases

Questions

Is CB Pay free?
CB Pay is free to download, with no in-app purchases.
Is MAI Xtra free?
MAI Xtra is free to download, with no in-app purchases.
Which has better reviews, CB Pay or MAI Xtra?
MAI Xtra is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while MAI Xtra averages 4.6 from 5 ratings.
Do CB Pay or MAI Xtra have ads?
Neither CB Pay nor MAI Xtra shows ads.
Which is updated more often, CB Pay or MAI Xtra?
CB Pay ships an update every 4 months, and MAI Xtra every 3 months. Most recently, CB Pay was updated on October 25, 2026 and MAI Xtra on October 24, 2026.

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