Comparison

CB Pay vs AYA PAY Partner

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CB Pay

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Highlights
  • Money transfers via ATM, account, phone, or NRIC number
  • Dynamic and static QR code payments
  • Mobile top-ups for major carriers
  • ATM/branch/merchant location finder
  • Scheduled payments
  • Bill payments
Features
Read full description

CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate

About

AYA PAY Partner

This app helps businesses manage customer transactions, track employee performance, and optimize financial operations. It offers user-friendly tools for account management and transaction tracking to enhance business efficiency and customer satisfaction.

Highlights
  • Customer transaction assistance
  • DTR/DSE/Agent management
  • Merchant network management
  • Account management
  • Transaction tracking
  • Financial operations optimization
Features
Read full description

AYA Pay Partner App is designed to transform the way businesses interact with customers and handle financial transactions. It simplifies tasks like assisting customers with transactions, managing DTRs, DSEs, agents, and merchant networks, and improving overall financial operations. The app provides user-friendly features for managing accounts, making it easy to track transactions and optimize your business. It's time to take your business to the next level, exceed customer expectations, and enjoy a seamless financial management experience.

Screenshots

CB Pay4 screens
AYA PAY Partner4 screens

Verdict

The call

The clearest difference is rating: AYA PAY Partner at 4.2 against CB Pay's 3.7. AYA PAY Partner also leads on update cadence (every 2 months vs every 4 months). CB Pay's advantage is ratings volume (527 vs 17) and iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AYA PAY Partner holds the better App Store score, 4.2 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 527 ratings behind it against 17, so its average is the more settled of the two.

UpkeepUpdate frequency

CB Pay ships an update every 4 months, AYA PAY Partner every 2 months. The most recent releases landed on September 19, 2026 and September 21, 2026 respectively.

Scorecard4 real differences · 6 level
CB Pay versus AYA PAY Partner: the parameters behind the verdict, then further details
ParameterCB PayAYA PAY Partner
PriceFreeFree
Rating3.7 (527 ratings)4.2 (17 ratings) — better
Positive reviews21.6% of reviews—
Number of ratings527 — better17
Update frequencyEvery 4 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better15.6
Further details — not scored
Size56 MB94 MB
Age rating4+4+
DeveloperCB BANK PCLAYA Bank

Customer experience

CB Pay

All ratings507 ratings
Positive63.7%
Neutral11.0%
Negative25.2%
Written reviews88 reviews
Positive21.6%
Neutral12.5%
Negative65.9%

AYA PAY Partner

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%

Bugs and requests

CB Pay

Reported bugs

4 issues
  • Login screen freezes and crashes
  • Issues with mobile top-up and bill payment
  • Incorrect transaction dates
  • Problems with gift card and QR code scanning features

Requested features

4 requests
  • Expand transaction history view
  • Add support for more payment methods like Wave Money
  • Improve UI and design
  • Implement Myanmar Unicode support

AYA PAY Partner

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CB Pay

No in-app purchases

None

AYA PAY Partner

No in-app purchases

Questions

Is CB Pay free?
CB Pay is free to download, with no in-app purchases.
Is AYA PAY Partner free?
AYA PAY Partner is free to download, with no in-app purchases.
Which has better reviews, CB Pay or AYA PAY Partner?
AYA PAY Partner is rated higher. CB Pay averages 3.7 out of 5 from 527 ratings, while AYA PAY Partner averages 4.2 from 17 ratings.
Do CB Pay or AYA PAY Partner have ads?
Neither CB Pay nor AYA PAY Partner shows ads.
Which is updated more often, CB Pay or AYA PAY Partner?
CB Pay ships an update every 4 months, and AYA PAY Partner every 2 months. Most recently, CB Pay was updated on September 19, 2026 and AYA PAY Partner on September 21, 2026.

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