Comparison

CB Pay vs GTB Agent

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CB Pay

This mobile banking app offers a convenient way to manage your finances on the go. Perform transfers, make payments via QR codes, top up mobile phones, and apply for banking services. It also helps you locate ATMs, branches, and merchants.

Highlights
  • Money transfers via ATM, account, phone, or NRIC number
  • Dynamic and static QR code payments
  • Mobile top-ups for major carriers
  • ATM/branch/merchant location finder
  • Scheduled payments
  • Bill payments
Features
Read full description

CB Bank PCL is one of the largest private banks in Myanmar. CB Bank was established on 21st August 1992 with the permission of the Central Bank of Myanmar under the law of Financial Institutions of Myanmar and the Central Bank of Myanmar. CB bank always strives to offer enjoyable experiences for the customers with the best solution and most reliable financial services. With such objectives towards improving technology and innovation in the rapidly changing landscape of banking and financial services, we have launched the CB Pay – mobile banking app which is a solution to delight our valued customers. CB Pay not only facilitates banking at your fingertips but also eases your lifestyle. CB Pay is a mobile banking service which is available to use in all mobile phone devices. Customers can download CB Pay app to their mobile phones and do self-registration for their wallet account. If customers already have ATM card, they can register with their ATM card number so that CB pay will automatically link with his ATM card account. CB Pay Features - Transfer money to all CB Bank customers with ATM card number, Account number, Phone number (CB pay number) or even with NRIC number for those who do not have bank account/ATM or CB pay wallet account. - Pay or Request money with dynamic QR code within CB pay users. - Make payment with static QR code at stores, restaurants or taxi drivers. - Check the default account’s balance at sneak peak - Top-up mobile (MPT, MecTel, Telenor, Ooredoo) - Enjoy services like ATM card application, loan application or cheque book requests. - Pay your bills such as electricity bill, 4-TV bill or insurance. - Top-up Master/Visa cards and repay credit card - Find your nearest CB Bank ATMs/CRM, branches, Exchange Counters, CB agents and Merchants locations on-the-go. - Scheduling your payment for specific purpose and dates. - Find up-to-date exchange rate

About

GTB Agent

Manage your finances securely and conveniently on the go. This app allows for easy money transfers, instant cash deposits from cards, and efficient bill payments. Enjoy a user-friendly interface and 24/7 customer support for all your banking needs.

Highlights
  • Agent-to-Wallet Transfer
  • Cash In from MPU Card
  • Transfer with QR Code
  • Bill Payment
  • Secure Transactions
  • User-Friendly Interface
Features
Read full description

Introducing GTB Agent, the cutting-edge financial app brought to you by Global Treasure Bank (Public Company Limited). Designed with your convenience in mind, GTB Agent offers a seamless and secure way to manage your finances on the go. Key Features: Agent-to-Wallet Transfer: Easily send and receive money between GTB Agent, making splitting bills or sharing expenses with friends and family a breeze. Cash In from MPU Card: Instantly load funds to your GTB Agent from your MPU card, ensuring you always have access to your money when you need it. Transfer with QR: Simplify transactions with QR code transfers. Scan and pay or receive payments effortlessly, making transactions faster and more efficient. Bill Payment: Never miss a payment again! With GTB Agent, you can easily settle bills for utilities, subscriptions, and more, all within the app. Why Choose GTB Agent? Secure & Reliable: Your financial security is our top priority. GTB Agent employs advanced encryption and authentication measures to safeguard your transactions and personal information. User-Friendly Interface: With an intuitive design, GTB Agent is easy to navigate, ensuring a hassle-free user experience for both novice and experienced users. 24/7 Customer Support: Our dedicated support team is available around the clock to assist you with any queries or issues you may encounter. Take control of your finances like never before with GTB Agent. Download the app today and experience the future of banking at your fingertips!

Screenshots

CB Pay4 screens
GTB Agent3 screens

Verdict

The call

The clearest difference is rating: GTB Agent at 4.3 against CB Pay's 3.7. CB Pay's advantage is ratings volume (536 vs 3) and review sentiment (22% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

GTB Agent holds the better App Store score, 4.3 against 3.7. That said, the two scores are not equally well evidenced: CB Pay has 536 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 22% of CB Pay's written reviews are positive against 0% of GTB Agent's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

CB Pay ships an update every 4 months, GTB Agent every 3 months. The most recent releases landed on November 2, 2026 and November 4, 2026 respectively.

Scorecard3 real differences · 7 level
CB Pay versus GTB Agent: the parameters behind the verdict, then further details
ParameterCB PayGTB Agent
PriceFreeFree
Rating3.7 (536 ratings)4.3 (3 ratings) — better
Positive reviews21.6% of reviews — better0.0% of reviews
Number of ratings536 — better3
Update frequencyEvery 4 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size39 MB29 MB
Age rating4+17+
DeveloperCB BANK PCLGLOBAL TREASURE BANK PUBLIC COMPANY LIMITED

Customer experience

CB Pay

All ratings532 ratings
Positive64.8%
Neutral10.5%
Negative24.6%
Written reviews88 reviews
Positive21.6%
Neutral12.5%
Negative65.9%

GTB Agent

All ratings3 ratings
Positive66.7%
Neutral33.3%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

Bugs and requests

CB Pay

Reported bugs

4 issues
  • Login screen freezes and crashes
  • Issues with mobile top-up and bill payment
  • Incorrect transaction dates
  • Problems with gift card and QR code scanning features

Requested features

4 requests
  • Expand transaction history view
  • Add support for more payment methods like Wave Money
  • Improve UI and design
  • Implement Myanmar Unicode support

GTB Agent

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CB Pay

No in-app purchases

None

GTB Agent

No in-app purchases

Questions

Is CB Pay free?
CB Pay is free to download, with no in-app purchases.
Is GTB Agent free?
GTB Agent is free to download, with no in-app purchases.
Which has better reviews, CB Pay or GTB Agent?
GTB Agent is rated higher. CB Pay averages 3.7 out of 5 from 536 ratings, while GTB Agent averages 4.3 from 3 ratings.
Do CB Pay or GTB Agent have ads?
Neither CB Pay nor GTB Agent shows ads.
Which is updated more often, CB Pay or GTB Agent?
CB Pay ships an update every 4 months, and GTB Agent every 3 months. Most recently, CB Pay was updated on November 2, 2026 and GTB Agent on November 4, 2026.

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