yap! vs Hubpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
yap!
This app enables secure and convenient QR code payments at over 100,000 merchants across Indonesia. Link your debit, credit, or UnikQu accounts for seamless daily transactions, eliminating the need for cash.
- QR code payments
- Connect debit/credit cards
- Secure transactions
- Wide merchant network
- Convenient daily use
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yap! uses QR code to buy or pay easily and safely, with more than 100,000 merchants ready to serve you all over Indonesia. yap! allows you to connect and use your debit account, credit card, and UnikQu, which will bring convenience to your daily life. Leave your cash, just use yap! You can yap! at: - Retail stores - Cafes and restaurants - E-Commerce sites - Gas stations - Taxis - and many more yap! The first and only commercial QR payment in Indonesia.
Hubpay
Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.
- Low-cost international transfers
- Digital wallet
- Send money to banks and agents
- UAE remittances
- Digital onboarding
- Fund wallet from bank account
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Hubpay - Low cost, international money transfer Hubpay is licensed as Money Services Provider by the Abu Dhabi Global Market to carry out remittances in the UAE. Hubpay is a digital wallet that enables you to make money transfers and payments from the UAE to your family and friends around the globe. Hubpay allows you to send money to banks and agents in a number of countries around the world. Download the app, carry out the digital onboarding, and fund your wallet with money straight from your bank account, all from the Hubpay app.
Screenshots
Verdict
yap! and Hubpay both sit at 4.5 stars, but that hides the real split: 69% of Hubpay's written reviews are positive against 50% of yap!'s. Hubpay also leads on update cadence (fortnightly vs every 2 months). yap!'s advantage is monetization model (free vs ad-supported) and iOS requirement (10.0 vs 15.1). On price, rating, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for yap! against 4.5 for Hubpay. Both are backed by a comparable volume of ratings — 8 and 22 respectively. Written reviews are what separate them: 50% of yap!'s written reviews are positive against 69% of Hubpay's.
yap! ships an update every 2 months, Hubpay fortnightly. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.
| Parameter | yap! | Hubpay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (8 ratings) | 4.5 (22 ratings) — better |
| Positive reviews | 50.0% of reviews | 69.1% of reviews — better |
| Number of ratings | 8 | 22 — better |
| Update frequency | Every 2 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 10.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 57 MB | 74 MB |
| Age rating | 17+ | 4+ |
| Developer | PT. BANK NEGARA INDONESIA (PERSERO) TBK. | Hubpay Limited |
Customer experience
yap!
Hubpay
In-app purchases
yap!
No in-app purchases
Hubpay
No in-app purchases
