Comparison

Hubpay vs Aani

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hubpay

Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.

Highlights
  • Low-cost international transfers
  • Digital wallet
  • Send money to banks and agents
  • UAE remittances
  • Digital onboarding
  • Fund wallet from bank account
Features
Read full description

Hubpay - Low cost, international money transfer Hubpay is licensed as Money Services Provider by the Abu Dhabi Global Market to carry out remittances in the UAE. Hubpay is a digital wallet that enables you to make money transfers and payments from the UAE to your family and friends around the globe. Hubpay allows you to send money to banks and agents in a number of countries around the world. Download the app, carry out the digital onboarding, and fund your wallet with money straight from your bank account, all from the Hubpay app.

About

Aani

This platform allows instant money transfers within the UAE using just a mobile number. It supports QR code payments, payment requests, and bill splitting for easy financial management.

Highlights
  • Instant fund transfers
  • Mobile number payments
  • QR-code based payments
  • Request to pay functionality
  • Split payments
  • Secure transactions
Features
Read full description

Aani: Your Gateway to Instant Payments in the UAE! Welcome to Aani, the cutting-edge payments platform brought to you by Al Etihad Payments, a subsidiary of the Central Bank of the UAE. Aani is here to revolutionize the way you handle your payments, offering seamless and secure instant payment services for your convenience. Why Choose Aani? With Aani, you can transfer funds swiftly and effortlessly, anytime, anywhere, 24/7. Experience the freedom of managing transactions up to AED 50,000 instantly, putting you in control of your finances like never before. Innovative Features for Your Ease: - Easy and convenient: Everyone in the UAE can now send money to friends and family using just a mobile number. - QR-Code Based Payments: Scan and pay swiftly using QR codes for hassle-free transactions. - Request to Pay: Request payments from friends, family, or clients with just a tap. - Split Payments: Easily divide bills and expenses among friends or colleagues without the hassle. Aani - Where Convenience Meets Security: We understand the importance of security when it comes to your finances. Aani is designed with robust security measures, ensuring your transactions are safe and your data is protected at all times. Experience the ultimate blend of convenience and peace of mind with Aani. Join the digital revolution today with Aani! Simplify your payments and enjoy the ease of instant transactions. Download the app now and embrace a future where your payments are just a tap away.

Screenshots

Hubpay4 screens
Aani4 screens

Verdict

The call

The clearest difference is review sentiment: Hubpay at 69% against Aani's 20%. Hubpay also leads on rating (4.5 vs 3.2) and update cadence (fortnightly vs every 2 months). Aani's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Hubpay holds the better App Store score, 4.5 against 3.2. Both are backed by a comparable volume of ratings — 22 and 10 respectively. Written reviews point the same way: 69% of Hubpay's written reviews are positive against 20% of Aani's.

UpkeepUpdate frequency

Hubpay ships an update fortnightly, Aani every 2 months. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

Scorecard5 real differences · 5 level
Hubpay versus Aani: the parameters behind the verdict, then further details
ParameterHubpayAani
PriceFreeFree
Rating4.5 (22 ratings) — better3.2 (10 ratings)
Positive reviews69.1% of reviews — better20.0% of reviews
Number of ratings22 — better10
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.113.0 — better
Further details — not scored
Size74 MB63 MB
Age rating4+4+
DeveloperHubpay LimitedAl Etihad Payments

Customer experience

Hubpay

All ratings22 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews123 reviews
Positive69.1%
Neutral2.4%
Negative28.5%

Aani

All ratings10 ratings
Positive50.0%
Neutral10.0%
Negative40.0%
Written reviews5 reviews
Positive20.0%
Neutral20.0%
Negative60.0%

In-app purchases

None

Hubpay

No in-app purchases

None

Aani

No in-app purchases

Questions

Is Hubpay free?
Hubpay is free to download, with no in-app purchases.
Is Aani free?
Aani is free to download, with no in-app purchases.
Which has better reviews, Hubpay or Aani?
Hubpay is rated higher. Hubpay averages 4.5 out of 5 from 22 ratings, while Aani averages 3.2 from 10 ratings.
Do Hubpay or Aani have ads?
Neither Hubpay nor Aani shows ads.
Which is updated more often, Hubpay or Aani?
Hubpay ships an update fortnightly, and Aani every 2 months. Most recently, Hubpay was updated on October 15, 2026 and Aani on October 8, 2026.

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