Comparison

Hubpay vs Deem

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hubpay

Send money internationally from the UAE at a low cost. This digital wallet facilitates secure transfers to banks and agents worldwide. Fund your account easily from your bank.

Highlights
  • Low-cost international transfers
  • Digital wallet
  • Send money to banks and agents
  • UAE remittances
  • Digital onboarding
  • Fund wallet from bank account
Features
Read full description

Hubpay - Low cost, international money transfer Hubpay is licensed as Money Services Provider by the Abu Dhabi Global Market to carry out remittances in the UAE. Hubpay is a digital wallet that enables you to make money transfers and payments from the UAE to your family and friends around the globe. Hubpay allows you to send money to banks and agents in a number of countries around the world. Download the app, carry out the digital onboarding, and fund your wallet with money straight from your bank account, all from the Hubpay app.

About

Deem

Manage your credit card and personal loans with this intuitive app. Apply for new credit cards, track benefits and rewards, and access customer support. Enjoy a secure and convenient digital financial experience.

Highlights
  • Manage credit card and personal loans
  • Apply for new credit cards
  • Access benefits and rewards
  • Receive customer support
  • Secure financial data management
Features
Read full description

Introducing the all-new Deem Mobile App, a new digital experience to effortlessly manage your Deem Credit Card or Personal Loan. We've completely transformed the way you engage with your finances, delivering an unparalleled & intuitive user experience, with access to a wider range of Deem products and services. Features: Take Control: Seamlessly manage and control your finances with a few taps. You're in charge. Effortless Credit Card Applications: New customers can effortlessly apply for credit cards directly through the app, streamlining the onboarding process. Unlock a world of possibilities at your fingertips. All-in-One Hub: Access all your benefits and rewards in one place, making your financial experience truly comprehensive. Exceptional Customer Support: Our app is designed to provide help when you need it, ensuring you're never alone on your financial journey. Top-tier Security: Your financial data's security is our utmost priority. With state-of-the-art security measures, your information is safeguarded like never before. Download the new Deem Mobile App today and take hold of your financial future. Immerse yourself in the convenience, efficiency, and unwavering reliability of a financial companion that prioritizes your needs. Your path to an effortless digital experience is just a download away.

Screenshots

Hubpay4 screens
Deem4 screens

Verdict

The call

The clearest difference is review sentiment: Hubpay at 69% against Deem's 13%. Hubpay also leads on rating (4.5 vs 2.6) and ratings volume (22 vs 5). Deem's advantage is monetization model (free vs ad-supported). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Hubpay holds the better App Store score, 4.5 against 2.6. Both are backed by a comparable volume of ratings — 22 and 5 respectively. Written reviews point the same way: 69% of Hubpay's written reviews are positive against 13% of Deem's.

UpkeepUpdate frequency

Hubpay ships an update fortnightly, Deem every 3 weeks. The most recent releases landed on October 15, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
Hubpay versus Deem: the parameters behind the verdict, then further details
ParameterHubpayDeem
PriceFreeFree
Rating4.5 (22 ratings) — better2.6 (5 ratings)
Positive reviews69.1% of reviews — better13.3% of reviews
Number of ratings22 — better5
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better16.6
Further details — not scored
Size74 MB62 MB
Age rating4+17+
DeveloperHubpay LimitedDeem

Customer experience

Hubpay

All ratings22 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews123 reviews
Positive69.1%
Neutral2.4%
Negative28.5%

Deem

All ratings5 ratings
Positive40.0%
Neutral0.0%
Negative60.0%
Written reviews75 reviews
Positive13.3%
Neutral6.7%
Negative80.0%

Bugs and requests

Hubpay

Not enough reviews yet to summarise bugs or requests.

Deem

Reported bugs

20 issues
  • App not opening or loading after updates
  • Login stuck or session expiration errors
  • Password change functionality broken
  • Credit card not displaying in app after activation
  • Card unlock option showing blank white screen
Show 15 more
  • KYC update failing repeatedly
  • EID updation showing persistent errors
  • Payment transaction rejection despite available balance
  • Incorrect balance display and statement information
  • Duplicate transactions appearing
  • App showing wrong card or no card at all
  • Registration page stuck on blank white page
  • Excess limit fees charged incorrectly
  • Cashback points not reflecting in balance
  • Payment not showing in real-time
  • App laggy and slow performance
  • Error messages: 'Something is wrong, please try again later'
  • Buffering issues on payment portal
  • Downloaded wrong user statement
  • App incompatible with iOS 15.5

Requested features

11 requests
  • Real-time balance updates after payments
  • Current month outstanding amount visibility
  • Statement download functionality
  • Apple Wallet integration
  • Dark mode option
Show 6 more
  • Direct manager escalation option in IVR
  • Cashback details visibility in app
  • Card full limit display in dashboard
  • SMS notifications for account deductions
  • Auto-logout disable option in settings
  • Previous statements and due dates visibility

In-app purchases

None

Hubpay

No in-app purchases

None

Deem

No in-app purchases

Questions

Is Hubpay free?
Hubpay is free to download, with no in-app purchases.
Is Deem free?
Deem is free to download, with no in-app purchases.
Which has better reviews, Hubpay or Deem?
Hubpay is rated higher. Hubpay averages 4.5 out of 5 from 22 ratings, while Deem averages 2.6 from 5 ratings.
Do Hubpay or Deem have ads?
Neither Hubpay nor Deem shows ads.
Which is updated more often, Hubpay or Deem?
Hubpay ships an update fortnightly, and Deem every 3 weeks. Most recently, Hubpay was updated on October 15, 2026 and Deem on October 18, 2026.

Other comparisons