UCOSECURE vs PSB UnIC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UCOSECURE
This app allows UCO Bank customers to instantly enable or disable their digital banking products, including debit cards and UPI services. It provides enhanced security and peace of mind for managing online banking access anytime, anywhere.
- Instantly block/unblock digital banking products
- Manage e-banking and m-banking access
- Control Debit Card and UPI services
- Block all digital services at once
- Enhanced security and peace of mind
- Anytime, anywhere access
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UCO Secure mobile app is UCO Bank’s latest offering to secure UCO customers’ digital banking interest. With ‘anytime, anywhere’ concept at its core, UCO Secure app will enable our digital banking customers to temporarily disable and instantly enable any of the Bank’s registered digital banking products, thus offering complete peace of mind. Key things to know about UCO Secure app: -Instantly block/un-block Bank’s digital products including e-banking, m-banking, Debit Card, BHIM UCO UPI, UCOPAY (e-wallet) -All digital banking services can be blocked at once -Increased security and peace of mind -Anytime, anywhere -Simple and light-weight
PSB UnIC
Manage your bank accounts, transfer funds, and invest in schemes. This app offers features like debit card management, cheque services, and instant payment options. Access exclusive banking services conveniently from your mobile device.
- Fund transfers (UPI, NEFT, RTGS, IMPS)
- Account details and statement generation
- Invest in term deposits and social security schemes
- Debit card management and application
- Cheque services and positive pay
- Biometric and MPIN login
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PSB UnIC mobile banking app is a one stop solution allowing you to send money, view account details, generate statement, invest in term deposits, manage debit card, cheque services and many other exclusive services at your fingertips. PSB UnIC App allows transferring funds within and outside bank account using UPI, NEFT, RTGS, IMPS. Below are some features of PSB UnIC App: • Single login for web and mobile app. Login using biometric OR MPIN option can be used for Psb UnIC App. • Instant self-accounts and within Bank transfer. • Instant Payment upto 10,000/- via UPI & IMPS without adding Payee. • Hassle free fund transfer from PSB to other bank accounts using various transfer modes such as: NEFT, IMPS, RTGS & UPI. • Pay EMI, Pay Advance EMI or Pay loan overdue amount instantly. • Invest in Social Security schemes – Atal Pension Yojana (APY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jiwan Jyoti Bima Yojana (PMJJBY). • Investing in Bank Deposits is easier than ever. Open and close an online Fixed Deposit or online Recurring Deposit instantly. • Debit card management- Manage your debit card limits and control the usage online. • Apply for a new card, Hotlist a card or upgrade your card online. • Request for a new Cheque book instantly. • Pre-Intimate the issuance of cheques using Positive Pay. • Stop a cheque, enquire inward and outward cheque status • Generate bank statement, TDS certificate, Balance certificate instantly. • Pay and collect money from anyone instantly using Unified Payment Interface (UPI Payments). UPI ID is your virtual identity for UPI payments. We assure to add more and more features in the PSB UnIC. Web version of PSB UnIC can be accessed through our official website: www.punjabandsindbank.co.in For any feedback, queries or issues pertaining to PSB UnIC application please write to omni_support@psb.co.in
Screenshots
Verdict
The clearest difference is rating: PSB UnIC at 4.8 against UCOSECURE's 1.0. PSB UnIC also leads on update cadence (monthly vs every 5 months) and review sentiment (52% vs 30%). UCOSECURE's advantage is iOS requirement (13.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PSB UnIC holds the better App Store score, 4.8 against 1.0. Both are backed by a comparable volume of ratings — 1 and 4 respectively. Written reviews point the same way: 30% of UCOSECURE's written reviews are positive against 52% of PSB UnIC's.
UCOSECURE ships an update every 5 months, PSB UnIC monthly. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.
| Parameter | UCOSECURE | PSB UnIC |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.8 (4 ratings) — better |
| Positive reviews | 30.0% of reviews | 51.7% of reviews — better |
| Number of ratings | 1 | 4 — better |
| Update frequency | Every 5 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 13.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 6 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | UCO BANK | PUNJAB AND SIND BANK |
Customer experience
UCOSECURE
PSB UnIC
In-app purchases
UCOSECURE
No in-app purchases
PSB UnIC
No in-app purchases
