Comparison

SingX vs Panda Remit

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SingX

This app facilitates cheaper, faster, and more convenient cross-border payments for individuals and businesses. It offers a 100% digital solution with mid-market exchange rates and same-day transfers to over 180 countries, operating 7 days a week.

Highlights
  • Cross-border payments
  • 100% digital solutions
  • Mid-market exchange rates
  • Same-day transfers
  • 180+ country coverage
  • Collect, Hold, Convert, Pay
Features
Read full description

SingX is an established Payment Services company, headquartered in Singapore. Founded by a group of ex-bankers, SingX is changing the way cross border payments are made. SingX has been the recipient of multiple industry awards, including the MAS (Monetary Authority of Singapore) Fintech award in 2017. We have live operations in 3 major financial centres (Singapore, Hong Kong and Australia) and provide cross-border payment solutions to both individual consumers and businesses. Our payment coverage includes over 180 countries and operates 7 days a week. 365 days a year. Our Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered off a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4. Supply Chain and Trade solutions SingX has built a strong and compelling offering for Individuals, Corporates, Businesses, financial institutions and payment intermediaries. This includes a comprehensive range of products to “Collect, Hold, Convert and Pay. Benefits you enjoy: 1. Mid-market Exchange Rates – These are the rates at which banks transact with each other. 2. Same-day transfers – Our transfers are quick and seamless 3. 100% Transparency – Get locked-in rates 24x7. No hidden charges, no surprises! 4. Award-Winning – A proud winner of the MAS Global FinTech Awards 2017 5. Trusted & Secure – We are licensed and regulated by the Monetary Authority of Singapore Download the app now to view live exchange rates, make transactions and manage your account. To setup a new account, visit www.singx.co

About

Panda Remit

Send money globally with a trusted remittance service. Supports over 50 countries and offers fast transfers, competitive exchange rates, and secure transactions. Ideal for personal and educational payments.

Highlights
  • Global remittances in 50+ countries
  • Receive money via banks and e-wallets
  • Supports small & large amount transfers
  • Tuition payment for overseas students
  • Real-time order status tracking
  • Competitive exchange rates
  • Fast transfer speeds
Features
Read full description

Choose Panda Remit for global remittances, trusted by millions of users. Send faster and receive more! Global remittances: Panda Remit offers cross-border remittance service in 50+ countries/regions, including Mainland of China, Hong Kong China, Singapore, Japan, South Korea, the United States, Canada, Europe, Australia, New Zealand, Brazil, India, Mexico, Thailand, Malaysia, the Philippines, Indonesia, etc. Money receiving: Panda Remit users can receive money via 500+ mainstream banks and e-wallets like Alipay(China), Weixin(China), PayPal(USA), Wise(USA), Paytm(India), Touch 'N Go(Malaysia), GCash(the Philippines), etc.; Remittance types: Panda Remit offers multiple types of remittances that meet your needs, including small & large amount remittances, CNY remittances (to receive USD, HKD, EUR, AUD, CAD, etc.), tuition payment (overseas students can pay their tuition, living expenses, enrollment fee, etc. to schools in 28 countries/regions). Remittance mechanism: Panda Remit APP has a real-time status tracking function that users can use to check order status in the whole process transparently. Fees: Panda Remit updates its exchange rates based on real-time internet rates and always offers the best rates for users. New users making first transfer can enjoy 0 fee. Transfer efficiency: Panda Remit achieves "as fast as 2 minutes to arrive" in most scenarios. Security: Our products have passed PCI DSS certification, and our security capabilities have been recognized by international authoritative financial institutions. Compliance: Panda Remit has licenses in multiple global markets, including Money Service Operator (MSO) license issued by Hong Kong China, Major Payment Institution license issued by Singapore MAS, Funds Transfer Service Provider license issued by Japan, Money Services Business (MSB) license issued by USA, Money Services Business (MSB) license issued by Canada, Remittance Service Provider license issued by Australia AUSTRAC, Financial Service Providers (FSP) issued by New Zealand, etc., ensuring all cross-border services are managed in accordance with the law, protecting user funds. Both money sending and receiving are legally protected via Panda Remit with clear fund flow supervision. Investment and cooperation: Panda Remit has received investment and support from Sequoia and Lightspeed, and has established global partnerships with Alipay and Weixin. Customer service: Panda Remit offers 7*24 online service. Users can enjoy 1-on-1 service to solve problems. Available currency exchanges (part of it): Asia: HKD to CNY, HKD to IDR, HKD to THB, HKD to INR, HKD to PHP; SGD to CNY, SGD to INR, SGD to VND, SGD to MYR, SGD to IDR, SGD to THB, SGD to PHP; JPY to CNY, KRW to CNY; CNY to HKD, CNY to SGD, CNY to JPY; CNY to USD, CNY to CAD, CNY to AUD, CNY to EUR, etc. North America: USD to CNY, USD to INR, USD to THB, USD to PHP, CAD to CNY, CAD to THB, CAD to INR, etc. Oceania: AUD to CNY, AUD to MYR, AUD to THB, AUD to IDR, AUD to PHP, AUD to INR, NZD to CNY, etc. Europe: EUR to CNY, GBP to CNY, EUR to THB, GBP to INR, EUR to INR, EUR to NPR; RON to CNY, CZK to CNY, HUF to CNY, HUF to THB, RON to NPR, etc. Choose Panda Remit for global remittances. Send faster and receive more! Website: https://www.pandaremit.com/ Customer service email address: service@pandaremit.com Company address: 150 Beach Road #28-01/02 Gateway West Singapore 189720

Screenshots

SingX4 screens
Panda Remit4 screens

Verdict

The call

The clearest difference is review sentiment: Panda Remit at 77% against SingX's 15%. Panda Remit also leads on rating (4.7 vs 1.0) and ratings volume (10K vs 3). SingX's advantage is monetization model (free vs free with in-app purchases). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Panda Remit holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: Panda Remit has 10K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 15% of SingX's written reviews are positive against 77% of Panda Remit's.

UpkeepUpdate frequency

SingX ships an update every 2 weeks, Panda Remit every 10 days. The most recent releases landed on October 14, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
SingX versus Panda Remit: the parameters behind the verdict, then further details
ParameterSingXPanda Remit
PriceFreeFree
Rating1.0 (3 ratings)4.7 (10K ratings) — better
Positive reviews14.7% of reviews76.6% of reviews — better
Number of ratings310K — better
Update frequencyEvery 2 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.615.0 — better
Further details — not scored
Size131 MB152 MB
Age rating4+4+
DeveloperSingX Pte LtdWO TRANSFER (HK) LIMITED

Customer experience

SingX

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews75 reviews
Positive14.7%
Neutral12.0%
Negative73.3%

Panda Remit

All ratings10,441 ratings
Positive93.4%
Neutral0.9%
Negative5.7%
Written reviews1,217 reviews
Positive76.6%
Neutral1.0%
Negative22.4%

Bugs and requests

SingX

Not enough reviews yet to summarise bugs or requests.

Panda Remit

Reported bugs

3 issues
  • Login and verification problems
  • Incomplete or delayed transactions
  • Compatibility issues with certain devices

Requested features

4 requests
  • Expand supported currencies
  • Improve in-app notifications
  • Provide more transparency on exchange rates
  • Enhance mobile app experience

In-app purchases

None

SingX

No in-app purchases

None

Panda Remit

No in-app purchases

Questions

Is SingX free?
SingX is free to download, with no in-app purchases.
Is Panda Remit free?
Panda Remit is free to download, with no in-app purchases.
Which has better reviews, SingX or Panda Remit?
Panda Remit is rated higher. SingX averages 1.0 out of 5 from 3 ratings, while Panda Remit averages 4.7 from 10K ratings.
Do SingX or Panda Remit have ads?
Neither SingX nor Panda Remit shows ads.
Which is updated more often, SingX or Panda Remit?
SingX ships an update every 2 weeks, and Panda Remit every 10 days. Most recently, SingX was updated on October 14, 2026 and Panda Remit on October 20, 2026.

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