Comparison

SingX vs DCS Cards

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SingX

This app facilitates cheaper, faster, and more convenient cross-border payments for individuals and businesses. It offers a 100% digital solution with mid-market exchange rates and same-day transfers to over 180 countries, operating 7 days a week.

Highlights
  • Cross-border payments
  • 100% digital solutions
  • Mid-market exchange rates
  • Same-day transfers
  • 180+ country coverage
  • Collect, Hold, Convert, Pay
Features
Read full description

SingX is an established Payment Services company, headquartered in Singapore. Founded by a group of ex-bankers, SingX is changing the way cross border payments are made. SingX has been the recipient of multiple industry awards, including the MAS (Monetary Authority of Singapore) Fintech award in 2017. We have live operations in 3 major financial centres (Singapore, Hong Kong and Australia) and provide cross-border payment solutions to both individual consumers and businesses. Our payment coverage includes over 180 countries and operates 7 days a week. 365 days a year. Our Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered off a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4. Supply Chain and Trade solutions SingX has built a strong and compelling offering for Individuals, Corporates, Businesses, financial institutions and payment intermediaries. This includes a comprehensive range of products to “Collect, Hold, Convert and Pay. Benefits you enjoy: 1. Mid-market Exchange Rates – These are the rates at which banks transact with each other. 2. Same-day transfers – Our transfers are quick and seamless 3. 100% Transparency – Get locked-in rates 24x7. No hidden charges, no surprises! 4. Award-Winning – A proud winner of the MAS Global FinTech Awards 2017 5. Trusted & Secure – We are licensed and regulated by the Monetary Authority of Singapore Download the app now to view live exchange rates, make transactions and manage your account. To setup a new account, visit www.singx.co

About

DCS Cards

Manage your credit cards with this fintech app. Apply for new cards, track payments and spending, set your ATM PIN, and activate cards on the go. Experience swift, secure, and seamless financial management.

Highlights
  • Apply for DCS Cards
  • Track payments and spending
  • View transaction history
  • Set ATM PIN
  • Manage and activate cards
Features
Read full description

Diners Club Singapore is now known as DCS Card Centre! We’re evolving from a founding financial institution in Singapore to an innovative fintech that drives integrated payment services. Say hello to a new generation of products and solutions that are swift, secure and seamless - aligned with the values of today, without forgetting the history of yesterday. Check out our new look and do more with your App as we deliver these improvements and new features: • Apply for DCS Cards in just a few taps • Easily keep track of your payments and spends via your Transaction History and eStatements • Securely set your ATM PIN • Manage and activate your DCS Cards on the go We’ll continue to improve your experience on the DCS Cards App. Stay tuned for more! Prevailing interest apply if there are any amount remaining unpaid by the statement due date.

Screenshots

SingX4 screens
DCS Cards4 screens

Verdict

The call

The clearest difference is rating: DCS Cards at 3.0 against SingX's 1.0. SingX's advantage is review sentiment (15% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

DCS Cards holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews complicate that: 15% of SingX's written reviews are positive against 0% of DCS Cards's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

SingX ships an update every 2 weeks, DCS Cards fortnightly. The most recent releases landed on September 5, 2026 and September 17, 2026 respectively.

Scorecard2 real differences · 8 level
SingX versus DCS Cards: the parameters behind the verdict, then further details
ParameterSingXDCS Cards
PriceFreeFree
Rating1.0 (3 ratings)3.0 (8 ratings) — better
Positive reviews14.7% of reviews — better0.0% of reviews
Number of ratings38 — better
Update frequencyEvery 2 weeksFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size131 MB81 MB
Age rating4+4+
DeveloperSingX Pte LtdDCS Card Centre Pte Ltd

Customer experience

SingX

All ratings3 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews75 reviews
Positive14.7%
Neutral12.0%
Negative73.3%

DCS Cards

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

SingX

No in-app purchases

None

DCS Cards

No in-app purchases

Questions

Is SingX free?
SingX is free to download, with no in-app purchases.
Is DCS Cards free?
DCS Cards is free to download, with no in-app purchases.
Which has better reviews, SingX or DCS Cards?
DCS Cards is rated higher. SingX averages 1.0 out of 5 from 3 ratings, while DCS Cards averages 3.0 from 8 ratings.
Do SingX or DCS Cards have ads?
Neither SingX nor DCS Cards shows ads.
Which is updated more often, SingX or DCS Cards?
SingX ships an update every 2 weeks, and DCS Cards fortnightly. Most recently, SingX was updated on September 5, 2026 and DCS Cards on September 17, 2026.

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