SingX vs DCS Cards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SingX
This app facilitates cheaper, faster, and more convenient cross-border payments for individuals and businesses. It offers a 100% digital solution with mid-market exchange rates and same-day transfers to over 180 countries, operating 7 days a week.
- Cross-border payments
- 100% digital solutions
- Mid-market exchange rates
- Same-day transfers
- 180+ country coverage
- Collect, Hold, Convert, Pay
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SingX is an established Payment Services company, headquartered in Singapore. Founded by a group of ex-bankers, SingX is changing the way cross border payments are made. SingX has been the recipient of multiple industry awards, including the MAS (Monetary Authority of Singapore) Fintech award in 2017. We have live operations in 3 major financial centres (Singapore, Hong Kong and Australia) and provide cross-border payment solutions to both individual consumers and businesses. Our payment coverage includes over 180 countries and operates 7 days a week. 365 days a year. Our Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered off a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4. Supply Chain and Trade solutions SingX has built a strong and compelling offering for Individuals, Corporates, Businesses, financial institutions and payment intermediaries. This includes a comprehensive range of products to “Collect, Hold, Convert and Pay. Benefits you enjoy: 1. Mid-market Exchange Rates – These are the rates at which banks transact with each other. 2. Same-day transfers – Our transfers are quick and seamless 3. 100% Transparency – Get locked-in rates 24x7. No hidden charges, no surprises! 4. Award-Winning – A proud winner of the MAS Global FinTech Awards 2017 5. Trusted & Secure – We are licensed and regulated by the Monetary Authority of Singapore Download the app now to view live exchange rates, make transactions and manage your account. To setup a new account, visit www.singx.co
DCS Cards
Manage your credit cards with this fintech app. Apply for new cards, track payments and spending, set your ATM PIN, and activate cards on the go. Experience swift, secure, and seamless financial management.
- Apply for DCS Cards
- Track payments and spending
- View transaction history
- Set ATM PIN
- Manage and activate cards
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Diners Club Singapore is now known as DCS Card Centre! We’re evolving from a founding financial institution in Singapore to an innovative fintech that drives integrated payment services. Say hello to a new generation of products and solutions that are swift, secure and seamless - aligned with the values of today, without forgetting the history of yesterday. Check out our new look and do more with your App as we deliver these improvements and new features: • Apply for DCS Cards in just a few taps • Easily keep track of your payments and spends via your Transaction History and eStatements • Securely set your ATM PIN • Manage and activate your DCS Cards on the go We’ll continue to improve your experience on the DCS Cards App. Stay tuned for more! Prevailing interest apply if there are any amount remaining unpaid by the statement due date.
Screenshots
Verdict
The clearest difference is rating: DCS Cards at 3.0 against SingX's 1.0. SingX's advantage is review sentiment (15% vs 0%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
DCS Cards holds the better App Store score, 3.0 against 1.0. Both are backed by a comparable volume of ratings — 3 and 8 respectively. Written reviews complicate that: 15% of SingX's written reviews are positive against 0% of DCS Cards's, so the app with the better star average is not the one people write more warmly about.
SingX ships an update every 2 weeks, DCS Cards fortnightly. The most recent releases landed on September 5, 2026 and September 17, 2026 respectively.
| Parameter | SingX | DCS Cards |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (3 ratings) | 3.0 (8 ratings) — better |
| Positive reviews | 14.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 3 | 8 — better |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.1 — better |
| Further details — not scored | ||
| Size | 131 MB | 81 MB |
| Age rating | 4+ | 4+ |
| Developer | SingX Pte Ltd | DCS Card Centre Pte Ltd |
Customer experience
SingX
DCS Cards
In-app purchases
SingX
No in-app purchases
DCS Cards
No in-app purchases









