SingX vs Endowus
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SingX
This app facilitates cheaper, faster, and more convenient cross-border payments for individuals and businesses. It offers a 100% digital solution with mid-market exchange rates and same-day transfers to over 180 countries, operating 7 days a week.
- Cross-border payments
- 100% digital solutions
- Mid-market exchange rates
- Same-day transfers
- 180+ country coverage
- Collect, Hold, Convert, Pay
Read full descriptionHide full description
SingX is an established Payment Services company, headquartered in Singapore. Founded by a group of ex-bankers, SingX is changing the way cross border payments are made. SingX has been the recipient of multiple industry awards, including the MAS (Monetary Authority of Singapore) Fintech award in 2017. We have live operations in 3 major financial centres (Singapore, Hong Kong and Australia) and provide cross-border payment solutions to both individual consumers and businesses. Our payment coverage includes over 180 countries and operates 7 days a week. 365 days a year. Our Core Value Proposition is Cheaper, Faster, More Convenient payments. We offer 100% Digital Solutions delivered off a world class technology platform. Our service offering includes: 1. Consumer Solutions 2. Business Solutions 3. Payment Solutions for banks and payment intermediaries 4. Supply Chain and Trade solutions SingX has built a strong and compelling offering for Individuals, Corporates, Businesses, financial institutions and payment intermediaries. This includes a comprehensive range of products to “Collect, Hold, Convert and Pay. Benefits you enjoy: 1. Mid-market Exchange Rates – These are the rates at which banks transact with each other. 2. Same-day transfers – Our transfers are quick and seamless 3. 100% Transparency – Get locked-in rates 24x7. No hidden charges, no surprises! 4. Award-Winning – A proud winner of the MAS Global FinTech Awards 2017 5. Trusted & Secure – We are licensed and regulated by the Monetary Authority of Singapore Download the app now to view live exchange rates, make transactions and manage your account. To setup a new account, visit www.singx.co
Endowus
This app helps users invest and grow their wealth through personalized financial plans and access to low-cost, globally diversified portfolios. It offers a seamless digital investing experience with expert advice and institutional-grade funds.
- Personalized financial planning
- Globally diversified portfolios
- Low-cost institutional funds
- Goal-based investing
- Auto rebalancing & monitoring
- 100% trailer fee cashback
Read full descriptionHide full description
Tens of thousands of clients invest and grow their savings with Endowus, in globally diversified portfolios at low cost. Start your financial journey with Endowus, and invest and grow your wealth all through the Endowus app. Build a personalised financial plan with Endowus to help you reach your wealth goals. Choose from a curated list of low-cost, best-in-class institutional funds managed by the world’s top fund managers. WHO WE ARE Endowus is Asia’s leading independent digital wealth platform. With entities licensed by the Monetary Authority of Singapore, and Securities and Futures Commission of Hong Kong, Endowus is the first digital advisor in the region to span personal savings, private wealth and public pension (CPF & SRS in Singapore), helping investors grow their money with expert advice and access to institutional financial solutions at low and fair fees, through a personalised digital wealth experience. Founded in 2017, Endowus has raised a total of US$95 million in funding from investors including global banks, venture capital firms, and some of the largest Family Offices in Asia. Endowus’ leadership and growth have been recognised by the industry and it has attained numerous awards including, Singapore’s Best Digital Wealth Management, Singapore’s Best Digital Wealth Management Experience (The Asset Triple A Digital Awards 2023), Endowus is also among the firms named in the World Economic Forum’s Technology Pioneers 2023. WHY INVEST WITH US Seamless digital investing experience: We have refreshed the Endowus app experience that is focused on greater personalisation, automation, and intuitiveness for you, as our valued client. Greater access to the best: We provide retail, accredited and professional investors with institutional access to leading global fund managers with expertise, scale and real, proven track records in implementing their investment strategies successfully over time. Qualified, expert advice: We carefully consider various aspects of your personal and financial circumstances to help you craft personalised financial plans and a path to reaching them. Speak to our client experience team for us to guide you through our platform. Fairer fees: We charge a low, all-in access fee, with no hidden charges. We also provide a 100% Cashback on trailer fees with full transparency and no conflict of interest. KEY FEATURES (Availability of features may vary based on geography.) > Goal-Based Investing: Achieve your financial dreams effortlessly. The Endowus app recommends investment solutions to suit your goals, simplifying your journey into the world of investing. > DIY Investment Selection: Explore top-tier funds with ease. Access lower cost institutional share class options for optimal returns. > Auto Rebalancing & Monitoring: Let us do the work. Our technology automates portfolio management, ensuring your investments are consistently aligned with your goals. (Only available in SG) > 100% Cashback: Enjoy unparalleled savings. Receive 100% Cashback on trailer commissions, maximising your potential returns. > Unit Trust Transfer: Transitioning is effortless. Move your existing unit trusts seamlessly to Endowus for a comprehensive investment experience. > Multi-Currency Flexibility: Think globally. Invest in multiple currencies to diversify your portfolio and explore international opportunities. GET IN TOUCH Clients love us for our digital wealth platform and our personalised human touch. Schedule a call with our team of licensed wealth experts to learn about financial planning, or just to find out more about us: For Singapore users, please contact Endowus Singapore Pte Ltd: - WhatsApp at +65 3129 0038 - Email at support@endowus.com For Hong Kong users, please contact Endowus HK Ltd: - WhatsApp at +852 3018 8978 - Email at support.hk@endowus.com By downloading this app, you acknowledge that you are a resident in Singapore/Hong Kong, excluding U.S. Persons.
Screenshots
Verdict
The clearest difference is review sentiment: Endowus at 93% against SingX's 15%. Endowus also leads on rating (4.6 vs 1.0) and update cadence (every 4 days vs every 2 weeks). SingX's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Endowus holds the better App Store score, 4.6 against 1.0. That said, the two scores are not equally well evidenced: Endowus has 22 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 15% of SingX's written reviews are positive against 93% of Endowus's.
SingX ships an update every 2 weeks, Endowus every 4 days. The most recent releases landed on September 5, 2026 and September 29, 2026 respectively.
| Parameter | SingX | Endowus |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (3 ratings) | 4.6 (22 ratings) — better |
| Positive reviews | 14.7% of reviews | 92.5% of reviews — better |
| Number of ratings | 3 | 22 — better |
| Update frequency | Every 2 weeks | Every 4 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 131 MB | 168 MB |
| Age rating | 4+ | 4+ |
| Developer | SingX Pte Ltd | Endowus Technologies Pte. Ltd. |
Customer experience
SingX
Endowus
Bugs and requests
SingX
Not enough reviews yet to summarise bugs or requests.
Endowus
Reported bugs
3 issues- Details have to be retyped when switching screens
- App can be cluttered with irrelevant content
- Bug on the More section where account and preferences doesn't seem to work
Requested features
12 requests- Option to increase font size
- Option to include performance net of fees
- User-customized reordering or grouping of investments
- Option to hide or move celebrity/influencer tiles
- Seamless rebalancing of CPF portfolios
Show 7 moreShow fewer
- iPad version of the app
- More frequent market views and global financial landscape insights
- Function to switch directly between portfolios
- More user-intuitive web login interface
- AI-driven fund filtering
- More innovative ways to help investors filter funds
- Bug fix for 'More' section (account/preferences not working)
In-app purchases
SingX
No in-app purchases
Endowus
No in-app purchases









