Comparison

CFE Contigo vs Plata

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CFE Contigo

Manage your electricity services with ease. Pay bills using various methods, check your balance, and download receipts. Locate nearby service centers and report outages.

Highlights
  • Pay bills with credit/debit cards
  • Request recurring payments
  • Pay with BBVA points
  • Check balance and download receipts
  • Locate customer service centers
  • Report power outages
  • Activate paperless billing
  • Simulate future consumption
Features
Read full description

La APP CFEcontigo está diseñada para: facilitar el pago de tus servicios mediante tarjetas bancarias de crédito y débito; solicitar cargo recurrente para pagar tu servicio; pagar con puntos BBVA; consultar tu saldo y descargar tu último recibo; ubicar los 10 Centros de Atención a Clientes más cercanos; reportar fallas de suministro de energía en tu servicio; activar tu recibo electrónico (paperless); calcular tus consumos posteriores de forma simulada y recordatorios de pago. Para obtener la dirección precisa de los Centros de Atención a Clientes más cercanos debes activar tu ubicación y para recibir los recordatorios de pago tendrás que activar los mensajes push de la aplicación.

About

Plata

This financial app offers a credit card with real cashback rewards that can be used for payments or cash withdrawals. It provides extended payment deadlines, a user-friendly interface for managing your account, and fast, personalized card delivery. Additionally, it features an investment service to help grow your money.

Highlights
  • Real cashback rewards
  • Extended payment deadlines
  • Digital card for secure online shopping
  • Fast and personalized card delivery
  • Easy-to-use app interface
  • Investment services with AI guidance
Features
Read full description

Plata helps you manage your finances simply, securely, and all in one place. From the app, you can access the products and services available in your country, review your transactions, and stay in control of your money. Plata is a digital finance, designed around people. We offer real benefits and value your time, so we eliminate waiting and branch visits. Plata is always with you, with 24/7 support available wherever you are. Apply for your cards and choose where, when, and at what time you want to receive them. Mexico In Mexico, enjoy Banco Plata products and manage your finances directly from the app. Plata Crédito Shop with your physical or digital card and manage your credit directly from the Plata app. Review your transactions, payments, and all your card information in one place. You have up to 60 days to make your payment without late payment fees or penalties, subject to the applicable terms of your card. Plus, earn up to 15% cashback in the categories you choose. Use it to make payments, shop, or access your funds, subject to the applicable terms. Plata Cuenta The only debit card with up to 15% returns on your savings and up to 15% cashback in the categories you choose. Grow your money with Inversiones Access investment options from your phone. Invest in available stocks, ETFs, and investment funds, and use tools and information to help you make decisions about your money. Investment services are offered by Asesor en Inversiones Plata, S.A.P.I. de C.V., an entity regulated by Mexico’s National Banking and Securities Commission (CNBV), registration number 30165. See applicable interest rates, CAT, fees, and Terms and Conditions at bancoplata.mx. Support: help@bancoplata.mx | +52 55 9777 9000 Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, Piso 1, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590 Colombia In Colombia, Plata Pay lets you access and manage your financial products directly from your phone. Plata Cuenta Review your transactions and account activity through a simple, easy-to-use experience. Earn returns and cashback in the categories you choose. Manage your money with ease With Plata Bolsillos and Plata CDT, organize your money by separating it for different goals or needs and earn returns. Financial products and services in Colombia are offered by Plata. S.A. Compañía de Financiamiento, an entity supervised by the Superintendencia Financiera de Colombia. See applicable rates, fees, Terms and Conditions, and other information at plata.co. Support: ayuda@plata.co | 01 8000 160 555 Plata. S.A. Compañía de Financiamiento, NIT 901.983.739-1, Carrera 11B No. 99-25, Piso 4, Bogotá D.C., Colombia Join Plata!

Screenshots

CFE Contigo4 screens
Plata4 screens

Verdict

The call

CFE Contigo and Plata both sit at 4.9 stars, but that hides the real split: 94% of Plata's written reviews are positive against 22% of CFE Contigo's. Plata also leads on update cadence (fortnightly vs monthly). CFE Contigo's advantage is device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for CFE Contigo against 4.9 for Plata. Both are backed by a comparable volume of ratings — 17K and 7.2K respectively. Written reviews are what separate them: 22% of CFE Contigo's written reviews are positive against 94% of Plata's.

UpkeepUpdate frequency

CFE Contigo ships an update monthly, Plata fortnightly. Both last shipped on October 17, 2026.

Scorecard4 real differences · 6 level
CFE Contigo versus Plata: the parameters behind the verdict, then further details
ParameterCFE ContigoPlata
PriceFreeFree
Rating4.9 (17K ratings)4.9 (7.2K ratings)
Positive reviews21.7% of reviews94.0% of reviews — better
Number of ratings17K — better7.2K
Update frequencyMonthlyFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size173 MB441 MB
Age rating4+4+
DeveloperCFE SSBBanco Plata, S.A., Institucion de Banca Multiple

Customer experience

CFE Contigo

All ratings17,010 ratings
Positive96.9%
Neutral1.1%
Negative2.0%
Written reviews341 reviews
Positive21.7%
Neutral4.4%
Negative73.9%

Plata

All ratings7,168 ratings
Positive96.9%
Neutral1.8%
Negative1.3%
Written reviews1,045 reviews
Positive94.0%
Neutral2.1%
Negative3.9%

User reviews

CFE Contigo

From 17K App Store ratings

What we love

  • 🚀 Convenient for paying from US
  • 💡 Useful for checking bills

Room to improve

  • 🐛 Login/registration issues
  • 🐛 Payment processing problems
  • 🐛 Frequent crashes/bugs
  • 🔒 Lacks security/account management features
  • 📱 Incompatible with some devices/OS versions

Plata

From 7.2K App Store ratings

What we love

  • 👍 Smooth, easy to use
  • 🚀 Efficient and fast
  • 💳 Excellent credit card features
  • 💳 Innovative credit card
  • 💳 Great cash back and rewards

Room to improve

  • 💳 Insufficient credit limit
  • 💳 Confusing fees and charges
  • 🐛 Occasional technical issues
  • 🔒 Security concerns

Bugs and requests

CFE Contigo

Reported bugs

4 issues
  • Login/registration errors
  • Payment processing failures
  • Frequent crashes and app instability
  • Compatibility issues with certain devices/OS versions

Requested features

5 requests
  • Allow payment with non-Mexican credit cards
  • Improve login/registration experience
  • Fix payment processing issues
  • Enhance app stability and reliability
  • Provide better account management tools

Plata

Reported bugs

2 issues
  • Login screen freezes
  • Compatibility issues with older devices

Requested features

3 requests
  • Increase credit limit options
  • Provide more transparency on fees
  • Improve mobile app stability

In-app purchases

None

CFE Contigo

No in-app purchases

None

Plata

No in-app purchases

Questions

Is CFE Contigo free?
CFE Contigo is free to download, with no in-app purchases.
Is Plata free?
Plata is free to download, with no in-app purchases.
Which has better reviews, CFE Contigo or Plata?
CFE Contigo and Plata are both rated 4.9 out of 5 on the App Store, from 17K and 7.2K ratings respectively.
Do CFE Contigo or Plata have ads?
Neither CFE Contigo nor Plata shows ads.
Which is updated more often, CFE Contigo or Plata?
CFE Contigo ships an update monthly, and Plata fortnightly. Most recently, CFE Contigo was updated on October 17, 2026 and Plata on October 17, 2026.

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