Comparison

LCU vs Elders Finance

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LCU

Manage your accounts with ease through a simple interface that provides access to essential banking features. Securely check balances, transfer funds, pay bills, and manage your debit card. The app collects anonymous usage data for statistical analysis.

Highlights
  • PIN or swipe pattern authentication
  • View account balances and transactions
  • Transfer funds
  • Pay bills via BPAY
  • Edit Payee and Biller details
  • Manage LCU Visa debit card
Features
Read full description

A straightforward interface makes it easy to find the things you use everyday while the variety of features you know from Internet Banking are tucked just below the surface. • Easily access accounts with PIN or swipe pattern authentication • View your account balances and recent transactions • Transfer funds between your own accounts and to external accounts • Pay bills via BPAY • Edit Payee and Biller details • Unlock, lock and order a replacement LCU Visa debit card We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

About

Elders Finance

Features
Read full description

Enjoy a simple, clean and easy to use new banking experience designed to save you time. - View your account balances and transactions - Transfer money between your accounts - Make payments to external payees - Pay your bills with BPAY® - Temporarily lock your Elder debit card - Cancel and reorder lost or stolen cards - Setup nicknames for your accounts - Turn on card transaction notifications to be alerted each time your card is used - Set a Savings Goal on one of your accounts to keep track of how far away you are from that special purchase. - Choose your app login (PIN, Pattern, Password, TouchID or FaceID) - Improved Accessibility Important: Elders Rural Services Australia Limited ABN 72 004 045 121 Australian Financial Services Licence 237757 has entered an arrangement to distribute banking products issued by Auswide Bank, a division of MyState Bank Limited ABN 89 067 729 195 Australian Financial Services Licence 240896 You need to be registered for Elders Online Banking and SMS Secure to access our Mobile Banking app. Transfers and Payments are subject to restrictions on individual account types, cleared funds being available or a daily transfer limit. Terms and conditions apply. For more information visit auswidebank.com.au. ® Registered to BPAY Pty Ltd (ABN 69 079 137 518) We collect anonymous information on how you utilise the application to perform statistical analysis of aggregate user behaviour. We do not collect personal information about you. By installing this app you are giving your consent.

Screenshots

LCU4 screens
Elders Finance4 screens

Verdict

The call

LCU and Elders Finance are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

LCU ships an update every 5 months, Elders Finance every 6 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

ScorecardNo meaningful differences
LCU versus Elders Finance: the parameters behind the verdict, then further details
ParameterLCUElders Finance
PriceFreeFree
Rating2.0 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size108 MB108 MB
Age rating4+4+
DeveloperLaboratories Credit UnionAuswide Bank Ltd

In-app purchases

None

LCU

No in-app purchases

None

Elders Finance

No in-app purchases

Questions

Is LCU free?
LCU is free to download, with no in-app purchases.
Is Elders Finance free?
Elders Finance is free to download, with no in-app purchases.
Do LCU or Elders Finance have ads?
Neither LCU nor Elders Finance shows ads.
Which is updated more often, LCU or Elders Finance?
LCU ships an update every 5 months, and Elders Finance every 6 months. Most recently, LCU was updated on October 24, 2026 and Elders Finance on October 28, 2026.

Other comparisons