Comparison

Beem vs Stuffed

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beem

Manage your money, split bills, and earn rewards all in one secure digital wallet. Pay, request, and transfer funds easily with contacts, and store loyalty and gift cards. Offers cashback and integrated BPAY for bill payments.

Highlights
  • Send and request money
  • Split bills with contacts
  • Earn cashback rewards
  • Store loyalty cards
  • Integrated BPAY for bills
  • Send digital gift cards
Features
Read full description

A digital wallet that does more than store. With Beem you can pay, request, transfer and split money – plus earn rewards and keep your loyalty and gift cards – all in one place. It’s easy, secure and free to download. ---------------- One wallet. Many possibilities. Say goodbye to the bulky, chuck in your bag retro wallet, and say hello to a shiny, new, all-in-one app that does more than store cards. Pay people. Not accounts. We facilitate payments, but we’re not a bank. Beem syncs up to your contacts, so you flick it over, divvy it up or call it in with anyone in your network. No bank details needed. Split the bill. Not friendships. Track and split expenses between mates without any chasing or awkward convos. You can even create multiple groups for friends, family or workmates. Just enter the amount, we calculate who-owes-what, and everyone settles up. Quick, easy, and all in the app. Get cashback. When you spend. Unlock more value with online and in-store offers via Beem Rewards. Shop in-person with your linked cards or online via the app and watch your savings grow. BPAY® on Beem. Easy as. Master your bills in moments. With BPAY built-in, you know where your money is going and when it’s going to land. Maximise loyalty. Store in one place. Time to declutter all the plastic, punch cards and apps. Beem digitalises all your loyalty cards together in one place. Less risk. More reward. Do you know what present everyone really loves? Choice. Buy and send a personalised gift card from your wallet to theirs. ---------------- The fine print Digital Wallet Pty Ltd ABN 93 624 272 475 (Digital Wallet) AFSL 515270 is the issuer and provider of the Beem facility. Before downloading the app, please consider the Product Disclosure Statement and Terms and Conditions, available at beem.com.au. References to 'Beem' or 'Beem It' are used interchangeably. Any financial product advice, incidental or expressly, provided by Digital Wallet is general advice only. This advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on it, consider if Beem is appropriate for your circumstances. To make or receive a payment through Beem, a valid Visa or Mastercard debit card attached to an Australian bank account is required. T&Cs apply. Beem Rewards and Beembucks have no monetary value. Any value assigned and any redemption is at the sole discretion of Digital Wallet. You have no entitlement to Beem Rewards and Beembucks until Digital Wallet has notified you that Beem Rewards have a value, you have accumulated more than AUD$10 in Beembucks notified value and you have requested redemption. Please read the PDS and T&Cs, Privacy Policy and Beem Rewards T&Cs.

About

Stuffed

This app helps you manage your money using the cash envelope budgeting method. Allocate funds to different categories like groceries and bills, and track your spending to see exactly what's left. It offers features for saving, debt payoff, and flexible budgeting for irregular income.

Highlights
  • Cash envelope budgeting method
  • Allocate funds to custom envelopes
  • Track spending in real-time
  • Save for goals and pay off debt
  • Budget for irregular income
  • No bank account or login required
Features
Read full description

Stuffed shows you what's left to spend. Try it for a week, then pick a plan. It's the cash envelope method on your phone. When you get paid, fill your envelopes: groceries, bills, fun. Spend from them. When an envelope is empty, it's empty. • Fill every envelope on payday in one go • Pay changes each time? Just enter what came in • See what's left today at a glance • Save for goals and pay off debts • No regular pay? Budget by the month No account. No bank login. Your budget stays on your phone. Start with a free week. Then it's A$34.99 a year or A$4.99 a month, or A$59.99 once for lifetime. Everything is included: unlimited envelopes and goals, bills with reminders, the full pay review, net worth over time and more. No ads, ever. Questions? support@dorosstudios.com Subscription terms: Stuffed Monthly and Stuffed Yearly renew automatically. Payment is charged to your Apple Account at confirmation of purchase. A subscription renews unless cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. Manage or cancel in your Apple Account settings after purchase. Any unused part of a free trial is forfeited when you buy a subscription. Lifetime is a one-time purchase and never renews. Privacy policy: https://dorosstudios.com/stuffed/privacy/ Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Beem4 screens
Stuffed4 screens

Verdict

The call

The clearest difference is review sentiment: Stuffed at 100% against Beem's 58%. Stuffed also leads on update cadence (every 5 days vs every 2 months). Beem's advantage is in-app purchases (none vs 4) and iOS requirement (15.0 vs 17.0). On price, ads, monetization model and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Stuffed sells 4 in-app purchases, starting at $2.99 per month. Beem asks for nothing beyond the download.

UpkeepUpdate frequency

Beem ships an update every 2 months, Stuffed every 5 days. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Beem versus Stuffed: the parameters behind the verdict, then further details
ParameterBeemStuffed
PriceFreeFree
Rating4.7 (154 ratings) — better—
Positive reviews57.6% of reviews100.0% of reviews — better
Number of ratings154 — better—
Update frequencyEvery 2 monthsEvery 5 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPod — betteriPhone
Requires iOS15.0 — better17.0
Further details — not scored
Size98 MB33 MB
Age rating4+4+
DeveloperBeem ItTHEODORE KOUTSANTONIS

Customer experience

Beem

All ratings152 ratings
Positive92.8%
Neutral2.0%
Negative5.3%
Written reviews158 reviews
Positive57.6%
Neutral9.5%
Negative32.9%

Stuffed

Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Beem

Reported bugs

5 issues
  • App not loading or freezing after updates
  • Payments not showing up or getting lost
  • Inability to remove or change linked cards
  • Account verification issues and lockouts
  • Loyalty card feature not functioning properly

Requested features

5 requests
  • Add search function to find past transactions
  • Allow admins to close payment groups
  • Integrate receipt/bill upload for expenses
  • Provide option to change payment split ratios
  • Add support for international users and cards

Stuffed

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Beem

No in-app purchases

4 purchases

Stuffed

Subscriptions3
  • Stuffed Monthly7 Days trial$2.991 Month
  • Stuffed Yearly (Founder)$9.991 Year
  • Stuffed Yearly7 Days trial$22.991 Year
One-time1
  • Stuffed Lifetime$39.99

Questions

Is Beem free?
Beem is free to download, with no in-app purchases.
Is Stuffed free?
Stuffed is free to download, with in-app purchases available.
Do Beem or Stuffed have ads?
Neither Beem nor Stuffed shows ads.
Which is updated more often, Beem or Stuffed?
Beem ships an update every 2 months, and Stuffed every 5 days. Most recently, Beem was updated on November 2, 2026 and Stuffed on October 31, 2026.

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