Spare vs AAIB Mobile

The Spare platform connects schools, stores on campus, parents, and students. At Spare-enabled schools, parents can rest assured that their children have arrived at school safely, and are able to buy whatever they want without carrying any cash. Furthermore, they can add limits to their child's account to promote healthy spending habits, and can keep track of their child's nutritional intake. The on-boarding process is simple: parents download an app, pair their child's wristband, and recharge their account using cash at the school or using their credit card in-app. The platform does not require a credit card nor a bank account, nor does it require any complex sign-up procedures; all you need to get started is a valid phone number, a Spare Digital ID, and a quick visit to the app store.

With AAIB’s new and evolving mobile application, you can now avoid errands to the bank and easily get all your banking done at home, in the office or anywhere else, at your convenience. AAIB has developed a simple experience for you to maneuver between your bank accounts and products, as well as pay and exchange money on the go. To login: • If you have online banking, you may login using your online banking credentials • If not, simply follow the steps on the login page to register as a new user Logged in? You can now… Inquire: • Check your accounts and cards’ balance & review transaction history • View & share your account details • Check loan details, payment dates and instalment amounts • Check your investment details (Time deposits, Certificates of deposit, Mutual funds and Treasury bills & bonds) Manage: • Activate & block debit & credit cards • Manage settings of debit & credit cards, online payments, payments abroad, POS purchases and ATM payments • Add and manage beneficiaries for transfers • Schedule your future payments & transfers and set standing instructions for them • Manage profile settings Transact & Pay: • Transfer between own accounts instantly • Transfer to any AAIB customer using mobile number • Transfer to any bank account in Egypt in EGP • Perform Bill Payment to various billers, mobile operators, utilities, and charity payments • Settle your credit card payments • Open a new sub account instantly with any currency • Book a new Certificate of deposit instantly Note: For security purposes, you will need to get an OTP (“One time Password”) with payments & transfers to beneficiary. To get the token, download AAIB Token App.