Comparison

ING Banking vs Accountable Self

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

About

Accountable Self

Manage your business finances and tax obligations with ease. This app helps you submit tax returns, create invoices, track expenses by scanning receipts, and connect your bank account for real-time financial insights. Get support from tax coaches and prepare your documents for your accountant.

Highlights
  • Tax return preparation and submission
  • Unlimited e-invoicing
  • Receipt scanning for expense deduction
  • Real-time tax and spending insights
  • Bank account connection
  • Document sharing with accountants
Features
Read full description

Accountable - Taxes and invoicing for the self-employed Accountable takes the stress out of being your own boss. Handle your invoices, expenses, VAT, and taxes in one place. By yourself, or with an accountant. Trusted by 100,000+ freelancers and sole traders across Belgium and Germany. The Accountable app helps you with: - Taxes: prepare and submit all your tax obligations, stress-free. No prior tax knowledge required. From VAT return to income tax: we've got you covered. - Invoicing: create, personalise, and send unlimited e-invoices for your clients on your phone or on your computer. We notify you as soon as you get paid. - Expense management: never lose a deductible expense again. Just scan your receipt and we make sure it gets deducted from your taxes. You also get tailored tax tips and can match the expense with the relevant bank transaction. - Finances: connect your bank account and see what you should set aside for taxes and what you can safely spend in real time, or open a free Accountable Banking business account. - Accountant collaboration: prepare your taxes yourself or share your administration with your accountant. All your documents are ready for them in your account. - Support: our Tax Coaches can help you with all your questions. Just send us a message: support@accountable.eu __________________________________________________ Start for free, upgrade when you're ready. Every user gets access to our free invoicing plan, including: - Free PEPPOL registration - Unlimited e-invoices via the app (including self-billing) - Scan or upload up to 5 receipts per month - One connected professional bank account Ready for more? Upgrade for automatic VAT and tax return filing, live chat with our AI Accountant and Tax Coaches, and tax guarantee coverage of up to €10,000. Choose from: INVOICING PLUS, ACCOUNTING, TAXES or MAX. Free business account is included (Accountable Banking) for all users. Pay with Apple Pay or Google Pay, or order a physical card featuring our mascot, Aldo. __________________________________________________ Subscription info - Payment will be charged to your Apple account at confirmation of purchase. - Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. - Manage or cancel your subscription at any time in your Apple account settings. - After cancelling, your subscription remains active until the end of the current billing period, after which you move to our free plan. Terms and conditions: https://www.accountable.eu/en-be/terms Privacy policy: https://www.accountable.eu/privacy Address: Accountable SA, Square Victoria Régina 1, 1210 Sint-Josse-ten-Noode, Belgium Accountable SA Deutschland, Wattstraße 11, 13355 Berlin, Germany Accountable SA is authorised by the National Bank of Belgium. With its PSD2 licence, Accountable SA in Germany is subject to the supervision of the National Bank of Belgium as well as the Federal Financial Supervisory Authority (BaFin) in Bonn (Directive (EU) 2015/2366). In addition, the Deutsche Bundesbank in Frankfurt was informed of Accountable SA's offer by the Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin) in a letter dated 26 March 2020.

Screenshots

ING Banking4 screens
Accountable Self4 screens

Verdict

The call

The clearest difference is in-app purchases: ING Banking at none against Accountable Self's 19. ING Banking also leads on ads (none vs shown) and rating (4.8 vs 4.4). Accountable Self's advantage is update cadence (every 6 days vs fortnightly). On price, review sentiment, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Accountable Self sells 19 in-app purchases, starting at $12.99 per month. ING Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

ING Banking holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: ING Banking has 514 ratings behind it against 44, so its average is the more settled of the two. Written reviews complicate that: 61% of ING Banking's written reviews are positive against 66% of Accountable Self's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

ING Banking ships an update fortnightly, Accountable Self every 6 days. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

Scorecard6 real differences · 4 level
ING Banking versus Accountable Self: the parameters behind the verdict, then further details
ParameterING BankingAccountable Self
PriceFreeFree
Rating4.8 (514 ratings) — better4.4 (44 ratings)
Positive reviews61.3% of reviews65.8% of reviews — better
Number of ratings514 — better44
Update frequencyFortnightlyEvery 6 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.0 — better16.4
Further details — not scored
Size285 MB221 MB
Age rating4+4+
DeveloperING BELGIUMAccountable

Customer experience

ING Banking

All ratings514 ratings
Positive96.7%
Neutral1.2%
Negative2.1%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

Accountable Self

All ratings44 ratings
Positive86.4%
Neutral0.0%
Negative13.6%
Written reviews111 reviews
Positive65.8%
Neutral12.6%
Negative21.6%

Bugs and requests

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

Accountable Self

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Banking

No in-app purchases

19 purchases

Accountable Self

Subscriptions19
  • Accountable INVOICING+$12.991 Month
  • BASIC (unavailable)$16.491 Month
  • Accountable GROW$19.991 Month
Show 16 more
  • Accountable BOOKKEEPING$25.001 Month
  • PRO (unavailable)$31.991 Month
  • Accountable PRO$39.901 Month
  • Accountable TAXES$39.991 Month
  • Accountable GROW MAX$39.991 Month
  • Accountable PRO MAX$49.001 Month
  • Accountable MAX$79.901 Month
  • BASIC (unavailable)$129.991 Year
  • Accountable INVOICING+$129.991 Year
  • Accountable SMALL$199.991 Year
  • PRO (unavailable)$269.991 Year
  • Accountable PRO$299.001 Year
  • Accountable GROW MAX$299.991 Year
  • Accountable TAXES$399.991 Year
  • Accountable PRO MAX$450.001 Year
  • Accountable MAX$799.991 Year

Questions

Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Is Accountable Self free?
Accountable Self is free to download, with in-app purchases available.
Which has better reviews, ING Banking or Accountable Self?
ING Banking is rated higher. ING Banking averages 4.8 out of 5 from 514 ratings, while Accountable Self averages 4.4 from 44 ratings.
Do ING Banking or Accountable Self have ads?
Accountable Self shows ads; ING Banking does not.
Which is updated more often, ING Banking or Accountable Self?
ING Banking ships an update fortnightly, and Accountable Self every 6 days. Most recently, ING Banking was updated on October 24, 2026 and Accountable Self on October 26, 2026.

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