Comparison

ING Banking vs Swapfox

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

About

Swapfox

This app provides real-time currency exchange rates and financial tools for travelers. It offers offline functionality, a built-in calculator, and features to check fair exchange rates and split bills. Premium features are available through a subscription or one-time purchase.

Highlights
  • 300+ world currencies at mid-market rates
  • Built-in calculator with tip and tax functions
  • Fair rate check for hidden markups
  • Bill splitting and tipping calculator
  • Offline currency conversion
  • Rate charts and alerts
  • Price tag scanning
Features
Read full description

Swapfox is the currency converter that stays out of your way. No ads. No weekly subscriptions. Just fast, accurate conversions and smart tools for travellers. EVERY CURRENCY, ONE SCREEN • 300+ world currencies at mid-market rates • Bitcoin, Ethereum and other major crypto • Gold, silver, platinum and palladium • Type in any row and all others update instantly • Drag to reorder, swipe for a chart, long-press to copy A CALCULATOR BUILT IN Do the math right inside the converter. Type 38×3 + 10% for dinner with a tip and see the total in every currency at once. FAIR RATE CHECK Enter what you paid and what you received. Swapfox shows the hidden markup your bank, card or airport exchange booth charged, in percent and in real money. Share the result so your friends avoid the same trap. SPLIT & TIP Split a restaurant bill abroad, add a tip and see each person's share in both the local and your home currency. KNOW WHAT YOUR CARD REALLY GIVES Set your bank's foreign-transaction fee once (for example −3%) and every conversion shows what you'll actually get. WORKS OFFLINE Rates are saved on your iPhone, so Swapfox keeps working on the plane, underground or in roaming. RATE CHARTS See 1-week, 1-month and 3-month trends before you exchange. SWAPFOX PRO Unlock more with a free 7-day trial: • Price Tag Scan: point your camera at a menu or price tag and see the price in your currency • Rate Alerts: get notified when a currency pair hits your target • 1-year and 5-year charts Choose what fits you: • Yearly, with a 7-day free trial • Lifetime, a one-time purchase • Trip Pass, 30 days of Pro that never auto-renews The converter, calculator, Fair Rate Check, Split & Tip, offline mode and short-term charts are free forever. No ads, ever. PRIVACY FIRST No account. No tracking. No analytics. Everything stays on your device. Rates are mid-market reference rates updated daily and are for information only, not financial advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://bcdproductionllc.github.io/swapfox/privacy.html

Screenshots

ING Banking4 screens
Swapfox4 screens

Verdict

The call

ING Banking and Swapfox both sit at 4.8 stars, but that hides the real split: 100% of Swapfox's written reviews are positive against 61% of ING Banking's. ING Banking's advantage is in-app purchases (none vs 2) and ratings volume (512 vs 1). On price, rating, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Swapfox sells 2 in-app purchases, starting at $7.99 per year. ING Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Swapfox holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: ING Banking has 512 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 61% of ING Banking's written reviews are positive against 100% of Swapfox's.

Scorecard4 real differences · 6 level
ING Banking versus Swapfox: the parameters behind the verdict, then further details
ParameterING BankingSwapfox
PriceFreeFree
Rating4.8 (512 ratings)5.0 (1 ratings) — better
Positive reviews61.3% of reviews100.0% of reviews — better
Number of ratings512 — better1
Update frequencyFortnightly—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size284 MB2 MB
Age rating4+4+
DeveloperING BELGIUMBCDPRODUCTION LLC

Customer experience

ING Banking

All ratings512 ratings
Positive96.9%
Neutral1.0%
Negative2.1%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

Swapfox

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

Swapfox

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Banking

No in-app purchases

2 purchases

Swapfox

Subscriptions1
  • Swapfox Pro Yearly7 Days trial$7.991 Year
One-time1
  • Swapfox Pro Lifetime$19.99

Questions

Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Is Swapfox free?
Swapfox is free to download, with in-app purchases available.
Which has better reviews, ING Banking or Swapfox?
Swapfox is rated higher. ING Banking averages 4.8 out of 5 from 512 ratings, while Swapfox averages 5.0 from 1 ratings.
Do ING Banking or Swapfox have ads?
Neither ING Banking nor Swapfox shows ads.

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