ING Banking vs One4ALL4One

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

Dinner, a trip, a household bill: who paid, and who owes whom? One4ALL4One gives everyone a clear answer without working it out by hand. Alex pays €48 for dinner with Luca. Add the expense and choose equal shares: the app shows €24 each and that Luca owes Alex €24. Record Luca’s repayment when it arrives, and the balances update. Create a shared account and invite the people you split expenses with. Divide each cost between people or groups, choose equal shares or custom percentages, and review the result before saving. The guided flow takes you through each step; Expert view puts every option on one screen. Take a receipt photo or pick one from your library to get a suggested total and description. Search your history, export expenses as CSV, and use the account chat to coordinate. You can track private expenses too. Pro adds item-level receipt splitting, reusable saved splits, and advanced summaries. Recognition can make mistakes, so check items, amounts, and shares before saving. Purchase options and prices are shown in the app and confirmed by Apple. Shared photos and data are visible to account participants. Terms, Privacy, and support are available in Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/