Pineapple vs Discovery Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Pineapple
Insure your car, electronics, jewelry, and more with instant, fair, and rewarding coverage. Features include free crash detection, roadside assistance, and rewards for completing challenges. Earn money back based on claims made by the community.
- Instant insurance for vehicles and personal items
- Free automatic crash detection
- 24H emergency roadside assistance
- Rewards program with vouchers
- Community-driven claims payout
- Video car self-inspection
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AIM. SNAP. INSURE. You name it, we insure it and FAST - Whether it’s your 4x4, 2x4, Bakkie or Hatch, we’ve got you! Oh, and... phones, laptops, cameras, drones, headphones, gaming consoles, bicycles, jewellery and MORE! Pineapple is instant, fair and rewarding. Our app is powered by tech, driven by the community and backed by OMART Insure Limited, a member of the Old Mutual Group, one of the most established and trusted financial services companies in the game. *NEW* - Free automatic crash-detection feature in-app for all SA app users, whether you insure with us or not. _______________ PINEAPPLE ON YOUR CAR 100% covered for theft, hail, fire, accidental damage, damage to others and fire Free 24H Emergency roadside assistance at the tap of a button Free 24H Dead-battery and No-Fuel assistance Trauma Counseling Video car self-inspection, in-app Get your policy schedule and confirmation of cover in seconds 30% of your premium back for driving under 300kms P/M Premiums starting from R380.00 P/M _______________ PINEAPPLE ON YOUR STUFF 100% covered for theft, fire, water, impact, accidental loss and power surges Phones, Laptops & Tablets from R20.00 P/M Camera & Gaming Gear from R11.00 P/M Bicycles & Sporting Equipment from R14.00 P/M Drones & Smart Wearables from R20.00 P/M Jewellery & Watches from R5.00 P/M Music Instruments & Equipment from R10.00 P/M Home Electronics & Furniture from R11.00 P/M _______________ REWARDS Uber, Netflix, Takealot, Superbalist and MORE Complete in-app challenges for points! Points redeemable for vouchers _______________ 12-MONTH-BONUS-PAYOUT How it works: All premium paid goes into a communal pot The money in the pot is used to pay claims Little to no claims = leftover money Leftover money = CHA-CHING money BACK, in points Bonus Payout tracking in-app COMING SOON! _______________ LIVE COMMUNITY FEED FEATURE See how many people your premium has helped See what the community is insuring See what the community has claimed for Engage and interact with fun community facts & stats _______________ AUTO CRASH DETECT FEATURE SA’s first FREE, in-app car crash detection feature for policyholders AND non-policyholders No car installations needed, just the Pineapple app: Sign-up in-app Select your emergency contacts In an accident? Your emergency contacts WILL be alerted _______________ CHECK US OUT HERE facebook.com/pineapple instagram.com/pineapple_sa twitter.com/Pineapple_SA https://www.pineapple.co.za/ Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. Premium is risk profile dependent. T&C’s apply.
Discovery Bank
Experience the future of banking with a fully digital, shared-value bank. Manage accounts, make payments, and unlock a world of rewards and travel discounts. Access emergency services and 24/7 client support directly from your phone.
- Digital shared-value banking
- Instant account opening
- Virtual card management
- Real-time payments
- Discovery Miles rewards
- Up to 75% off flights
- Integrated emergency services
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Discovery Bank is the next generation in digital banking. The Future of Banking. Now. Welcome to the world’s first fully digital shared-value bank. Sign up in under 5 minutes anytime, anywhere and have a bank branch in the palm of your hand. Discovery Bank offers revolutionised digital banking and payments, advanced AI technology and SA’s best client experience to make life easier, more exciting, and more rewarding. Unlock a world of rewards with Ðiscovery Miles – the rewards currency more valuable than cash – and access Vitality Travel to get up to 75% off flights. A full bank branch at your fingertips: o Sign up in under 5 minutes, get free virtual cards and start transacting immediately. o Manage your cards, accounts, and rewards in one place. o Instantly change a PIN, pause or stop cards. o Download certified bank statements, account confirmation letters, and tax certificates anytime. o Secure your accounts with our Security Code, Panic Code and TRUST™ alerts – our smart in-app feature that checks the risk of every payment. o With Discovery 911, emergency services like medical, roadside or home assistance are integrated into your app. o Get support 24/7/365 with features like Live Assist, in-app calling and Discovery AI – your smart banking assistant that helps you bank faster, smarter and in fewer steps. Pay anyone, anywhere, anytime: o Make real-time payments from only R1 through Discovery Instant Pay or PayShap. o Add a virtual card and tap to pay with Apple Pay, Garmin Pay, Google Pay, Samsung Wallet and SwatchPAY! Unlock a world of rewards with up to: o 75% off local and international flights o 75% back on HealthyFood items at Checkers or Woolworths o 50% back on HealthyCare items at Clicks or Dis-Chem o 20% back on fuel spend at bp and Shell stations o 20% back on Uber rides o 25% back on monthly DStv packages. Earn and spend Ðiscovery Miles: o Earn up to 15% back in Ðiscovery Miles when you pay with your Discovery Bank card at select fashion, home and lifestyle partners. o Get up to 15% off when spending Ðiscovery Miles in-store and online every day. This doubles to up to 30% off on Miles Ð-Day on the 15th of every month. o Get up to 15% off airtime, data, prepaid water and electricity, as well as select entertainment vouchers. o Earn more Ðiscovery Miles when you use your Discovery Bank virtual card. o Earn Ðiscovery Miles through Vitality Active Rewards (when you exercise, drive well, or spend responsibly), and for Vitality lifestyle rewards. Upgrade your travel experience: o Get up to 75% off local and international flights, book and pay seamlessly in the app and get free international travel insurance. o Enjoy an enhanced travel experience with Vitality Travel by Discovery Bank. o Get exclusive access to The Lounge, by Discovery Bank and SAA, for an elevated pre-flight experience. o Skip the queues at airport security clearance with Priority Fast Track. Access products that enrich your life: o Get revolving credit up to R1,000,000 with immediate access. o Apply for a personal loan of up to R500,000 and get your money within 48 hours. o Apply for a home loan in the app and get a preliminary offer in 5 minutes. o Get exclusive access to Vitality Money, which helps you track and improve your financial health and rewards you when you do. o Choose an account just right for you – from day-to-day banking, a credit card, full banking suite or open free savings accounts in minutes. o Open forex accounts in minutes for seamless foreign currency transactions anywhere in the world. o Buy, sell and manage over 50 crypto assets like Bitcoin and Ethereum. o Invest in shares, ETFs, property and other investments securely and conveniently. o Access other Discovery products like Vitality Active, car insurance and life cover – get instant quotes and activate products without leaving the app. Auth FSP. Limits (incl. fair usage), Ts&Cs apply.
Screenshots
Verdict
The clearest difference is review sentiment: Pineapple at 100% against Discovery Bank's 50%. Pineapple also leads on rating (5.0 vs 4.8) and update cadence (every 2 weeks vs every 6 weeks). Discovery Bank's advantage is ads (none vs shown) and ratings volume (2.2K vs 2). On price, in-app purchases, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pineapple holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Discovery Bank has 2.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 100% of Pineapple's written reviews are positive against 50% of Discovery Bank's.
Pineapple ships an update every 2 weeks, Discovery Bank every 6 weeks. The most recent releases landed on October 6, 2026 and October 19, 2026 respectively.
| Parameter | Pineapple | Discovery Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 4.8 (2.2K ratings) |
| Positive reviews | 100.0% of reviews — better | 50.5% of reviews |
| Number of ratings | 2 | 2.2K — better |
| Update frequency | Every 2 weeks — better | Every 6 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 105 MB | 304 MB |
| Age rating | 4+ | 4+ |
| Developer | Pineapple Tech (PTY) Ltd | Discovery |
Customer experience
Pineapple
Discovery Bank
Bugs and requests
Pineapple
Not enough reviews yet to summarise bugs or requests.
Discovery Bank
Reported bugs
5 issues- Login screen freezes
- Incompatible with older devices
- Inconsistent biometric authentication
- Incorrect ID number requirements
- Unreliable app updates
Requested features
5 requests- Dark mode option
- Improved customer support channels
- Seamless integration with other financial apps
- Enhanced international payment capabilities
- Offline banking functionality
In-app purchases
Pineapple
No in-app purchases
Discovery Bank
No in-app purchases
Questions
Is Pineapple free?
Is Discovery Bank free?
Which has better reviews, Pineapple or Discovery Bank?
Do Pineapple or Discovery Bank have ads?
Which is updated more often, Pineapple or Discovery Bank?
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