Pineapple vs DebitWatch

AIM. SNAP. INSURE. You name it, we insure it and FAST - Whether it’s your 4x4, 2x4, Bakkie or Hatch, we’ve got you! Oh, and... phones, laptops, cameras, drones, headphones, gaming consoles, bicycles, jewellery and MORE! Pineapple is instant, fair and rewarding. Our app is powered by tech, driven by the community and backed by OMART Insure Limited, a member of the Old Mutual Group, one of the most established and trusted financial services companies in the game. *NEW* - Free automatic crash-detection feature in-app for all SA app users, whether you insure with us or not. _______________ PINEAPPLE ON YOUR CAR 100% covered for theft, hail, fire, accidental damage, damage to others and fire Free 24H Emergency roadside assistance at the tap of a button Free 24H Dead-battery and No-Fuel assistance Trauma Counseling Video car self-inspection, in-app Get your policy schedule and confirmation of cover in seconds 30% of your premium back for driving under 300kms P/M Premiums starting from R380.00 P/M _______________ PINEAPPLE ON YOUR STUFF 100% covered for theft, fire, water, impact, accidental loss and power surges Phones, Laptops & Tablets from R20.00 P/M Camera & Gaming Gear from R11.00 P/M Bicycles & Sporting Equipment from R14.00 P/M Drones & Smart Wearables from R20.00 P/M Jewellery & Watches from R5.00 P/M Music Instruments & Equipment from R10.00 P/M Home Electronics & Furniture from R11.00 P/M _______________ REWARDS Uber, Netflix, Takealot, Superbalist and MORE Complete in-app challenges for points! Points redeemable for vouchers _______________ 12-MONTH-BONUS-PAYOUT How it works: All premium paid goes into a communal pot The money in the pot is used to pay claims Little to no claims = leftover money Leftover money = CHA-CHING money BACK, in points Bonus Payout tracking in-app COMING SOON! _______________ LIVE COMMUNITY FEED FEATURE See how many people your premium has helped See what the community is insuring See what the community has claimed for Engage and interact with fun community facts & stats _______________ AUTO CRASH DETECT FEATURE SA’s first FREE, in-app car crash detection feature for policyholders AND non-policyholders No car installations needed, just the Pineapple app: Sign-up in-app Select your emergency contacts In an accident? Your emergency contacts WILL be alerted _______________ CHECK US OUT HERE facebook.com/pineapple instagram.com/pineapple_sa twitter.com/Pineapple_SA https://www.pineapple.co.za/ Pineapple (FSP 48650) is underwritten by Old Mutual Alternative Risk Transfer Insure Limited, a licensed Non-Life Insurer and authorised FSP. Premium is risk profile dependent. T&C’s apply.

Most South Africans only notice a bad debit order when their balance is wrong. DebitWatch is the vault that catches it first. DebitWatch is a private watchdog for the recurring debits hitting your current account — Discovery, OUTsurance, Planet Fitness, Netflix, NAEDO collections, MOBISUB charges, the lot. It surfaces every recurring debit, flags the suspicious ones, forecasts the next 90 days of cash leaving your account, and helps you dispute or cancel anything you don't recognise. Built for all major South African bank account holders. Fully on-device. We literally cannot move your money — DebitWatch is read-only by design. WHAT IT DOES · Recurring-debit detector. Import any SA bank CSV statement — we auto-detect the columns, find the recurring patterns, and add them to your watchlist. · SA-tuned risk engine. Flags NAEDO collector hits, MOBISUB-style anonymous subscriptions, post-payday first-time charges, amount drift, and looming annual renewals. · 90-day forecast calendar. Gold dots on the days money is leaving. Pick a window of 30, 60, or 90 days. · One-tap dispute. Drafts a SARB-compliant dispute letter pre-filled with the merchant, reference, amount, and date. Opens in Mail, addressed to your bank's disputes inbox. · Vault locking. Seal a debit into the vault to stop it counting against your protection score and outflow. · Local notifications. A reminder the morning of every upcoming debit, scheduled 90 days ahead. · Vault Seals. Eight achievement seals to collect as you keep your vault clean — First Lock, Watchdog, Auditor, Disputer, Vigilant, Steel Resolve, Treasury, Vault Keeper. · Private by default. Statements never leave your phone unless you explicitly export them. No tracking. No advertising. No analytics. WHY IT EXISTS NAEDO and DebiCheck were built to make recurring debits convenient. They're also the abuse vector behind most of the unauthorised debits hitting SA current accounts every month. R200 here, R299 there, an "annual renewal" you forgot about — it adds up to thousands a year. DebitWatch gives you a single pane of glass over every recurring outflow, so you catch the silent ones early. PRIVACY POSTURE · Read-only. Cannot make a payment from your account. · On-device. Your debit history is stored in this app's sandbox only. · Optional export. Your data stays yours, in a single JSON file you can share or delete. DebitWatch is a personal vigilance tool, not a banking app. You always send any dispute or cancellation yourself, through your bank's official channels.