Comparison

RHB Reflex vs UOB SME

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RHB Reflex

Manage corporate accounts, authorize payments, and view transaction history on the go. Access account balances, pending authorizations, and detailed transaction statuses from a single portfolio. Features include FX rates and DuitNow QR code management.

Highlights
  • View consolidated account balances
  • Authorize payment transactions
  • Search transaction history
  • Manage pending authorizations
  • View transaction status and details
  • Access foreign exchange rates
  • DuitNow QR code management
Features
Read full description

Introducing the all-new RHB Reflex mobile app. Providing you with the flexibility of getting your account balance information and ability to authorize payment transactions on-the-go. This app is available for all RHB corporate users in Malaysia and Singapore with the CFO role (Data Entry/Maker, Reviewer, Authorizer, Inquirer, Multi Roles, and Super ID) which have already been on-boarded on the RHB Reflex secure website.There will be no need for a separate onboarding or further maintenance control. App Features: • View all RHB accounts that are owned by the corporate and it’s subsidiaries under a single portfolio. • Search and view ‘Transaction History’ for past payment transactions which had been performed on a corporate account. • Search and view all pending payment authorizations based on transaction type under 'Tasklist’. • View all status of transactions with details, payment advices, and transaction activities under ‘Transaction Status Inquiry’. • View all accounts’ closing balance from ‘End-of-Day Balance’. • Get the latest foreign exchange rate information from ‘Exchange Rates’. • Manage your outlets and cashiers, generate QR payment codes, receive real-time QR payment notification, and view QR payment transaction history with DuitNow QR

About

UOB SME

Manage your business finances with an interactive dashboard for cash flow, secure transactions, and FX rate optimization. Access customized business content, events, and apply for loans or accounts easily.

Highlights
  • Interactive cash flow dashboard
  • Accounting solution integration
  • FX rate optimization
  • Secure business transactions
  • Customized business content and events
  • Loan and account applications
Features
Read full description

Meet the new UOB SME app. Built with more features to help you stay on top of your business effortlessly. Now you can perform beyond banking transactions securely, all at your fingertips. Here’s what UOB SME app offers: View your cash flow with an interactive dashboard - Account balance, past 6 months’ cash inflow and outflow, all in one dashboard. Seamless connection with your account data – By linking your business data from your accounting solution, you can gain quick and secured reconciliation and an integrated cashflow dashboard. Secure the best FX rate – With a personalised watchlist, FX alerts and instant booking Transact with ease – Perform your banking transactions securely on UOB SME app. With UOB Infinity (digital banking for business) integrated in the app, you can login with your Infinity Secure (digital token) to complete your business banking transactions effortlessly. Access customised content and events - Stay up to date on business trends, insights from peers and industry leaders as well as invites to events curated for your industry. Apply for a loan or open an account - Access shortcuts to the most popular business accounts and loans and apply quickly and easily.

Screenshots

RHB Reflex4 screens
UOB SME4 screens

Verdict

The call

RHB Reflex and UOB SME both sit at 1.0 stars, but that hides the real split: 39% of UOB SME's written reviews are positive against 8% of RHB Reflex's. On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 1.0 for RHB Reflex against 1.0 for UOB SME. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 8% of RHB Reflex's written reviews are positive against 39% of UOB SME's.

UpkeepUpdate frequency

RHB Reflex ships an update every 5 weeks, UOB SME monthly. The most recent releases landed on October 9, 2026 and October 17, 2026 respectively.

Scorecard1 real difference · 9 level
RHB Reflex versus UOB SME: the parameters behind the verdict, then further details
ParameterRHB ReflexUOB SME
PriceFreeFree
Rating1.0 (1 ratings)1.0 (2 ratings)
Positive reviews7.8% of reviews39.2% of reviews — better
Number of ratings12 — better
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size59 MB69 MB
Age rating4+4+
DeveloperRHB Bank BerhadUnited Overseas Bank Limited Co.

Customer experience

RHB Reflex

All ratings1 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews64 reviews
Positive7.8%
Neutral1.6%
Negative90.6%

UOB SME

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews74 reviews
Positive39.2%
Neutral2.7%
Negative58.1%

In-app purchases

None

RHB Reflex

No in-app purchases

None

UOB SME

No in-app purchases

Questions

Is RHB Reflex free?
RHB Reflex is free to download, with no in-app purchases.
Is UOB SME free?
UOB SME is free to download, with no in-app purchases.
Which has better reviews, RHB Reflex or UOB SME?
RHB Reflex and UOB SME are both rated 1.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do RHB Reflex or UOB SME have ads?
Neither RHB Reflex nor UOB SME shows ads.
Which is updated more often, RHB Reflex or UOB SME?
RHB Reflex ships an update every 5 weeks, and UOB SME monthly. Most recently, RHB Reflex was updated on October 9, 2026 and UOB SME on October 17, 2026.

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