Comparison

Trustap vs Earnnest

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Trustap

This platform acts as a secure intermediary for online transactions between strangers. It holds funds in escrow until delivery is confirmed and the buyer is satisfied, releasing them to the seller afterward. This removes the risk associated with paying unknown individuals.

Highlights
  • Personal escrow account
  • Funds held during delivery
  • Buyer satisfaction confirmation
  • Complaint period management
  • Risk-free online selling
  • Peace of mind transactions
Features
Read full description

Trustap is a transaction platform that acts as a safety net for users when they want to buy or sell online with strangers. Trustap works like a personal escrow account. In each transaction, the funds are held during the delivery process, then once the item has been delivered and the buyer is satisfied or the complaints period has elapsed, the funds are released to the seller. You no longer have to directly pay somebody you don't think you can trust. Let Trustap remove the risk and worry so you can transact with complete Peace of Mind.

About

Earnnest

Facilitate secure digital earnest money transfers for real estate transactions. This service connects buyers directly to escrow holders nationwide, eliminating the need for checks and wire transfers. Enjoy real-time notifications and digital receipts for a streamlined process.

Highlights
  • Digital earnest money transfers
  • Secure payment processing
  • Real-time notifications
  • Digital receipts
  • Nationwide escrow holder network
  • Fingerprint/facial recognition access
Read full description

Earnnest is the largest digital earnest money service in the U.S. With the Earnnest app, send digital earnest money requests for your real estate business any time, anywhere. PARTNERED WITH THE BEST • Trusted by Berkshire Hathaway HomeServices, Keller Williams Realty, dotloop and Lone Wolf Transactions • Nacha affiliate member • An American Land Title Association preferred vendor. • RISMedia preferred service provider SECURITY FIRST Replace the risk and hassle of personal checks and wire transfers with Earnnest's secure digital earnest money transfers. Our verified network is connected to every bank across the nation and banking-level encryption allows your homebuyer to pay the escrow holder directly. No more delayed paper checks or misplaced receipts — instant notifications and shareable digital receipts in the app keep you updated as transactions progress. PAYMENTS FROM ANYWHERE Earnnest empowers your clients to digitally transfer earnest money directly to an escrow holder. Whether homebuyers are purchasing a home across the country or just next door, there is no need to meet in person to hand over a paper check. SAVES YOU TIME, SAVES YOUR CLIENT MONEY Earnnest is free for agents and free for escrow holders, with a flat $15 fee for buyers. That's less than the cost of a wire and more convenient than chasing down a check. EASY TO USE, EASY TO LOVE Features like property address auto-complete and contacts search make requesting a breeze. Instantly unlock the app using fingerprint or facial recognition for seamless, secure access. Notifications for payment and deposit keep you and others updated at all times. FEATURES OF THE APP • Anywhere, anytime. On the go or working from home — 100% digital earnest money works where you do. • Realtime notifications. Keep everyone in the loop with real-time payment notifications. • Widely available, incredibly secure. A nationwide network of vetted escrow holders wrapped in bank-level security. WE'RE HERE TO HELP Questions, suggestions, or issues? Contact us at support@earnnest.com

Screenshots

Trustap4 screens
Earnnest4 screens

Verdict

The call

Trustap and Earnnest both sit at 3.4 stars, but that hides the real split: 80% of Trustap's written reviews are positive against 30% of Earnnest's. Earnnest's advantage is update cadence (every 3 months vs every 23 months). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.4 for Trustap against 3.5 for Earnnest. Both are backed by a comparable volume of ratings — 16 and 33 respectively. Written reviews are what separate them: 80% of Trustap's written reviews are positive against 30% of Earnnest's.

UpkeepUpdate frequency

Trustap ships an update every 23 months, Earnnest every 3 months. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

Scorecard2 real differences · 8 level
Trustap versus Earnnest: the parameters behind the verdict, then further details
ParameterTrustapEarnnest
PriceFreeFree
Rating3.4 (16 ratings)3.5 (33 ratings) — better
Positive reviews80.0% of reviews — better30.0% of reviews
Number of ratings1633 — better
Update frequencyEvery 23 monthsEvery 3 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.215.1 — better
Further details — not scored
Size0 MB35 MB
Age rating4+4+
DeveloperTrustap LimitedEarnnest LLC

Customer experience

Trustap

All ratings16 ratings
Positive56.3%
Neutral12.5%
Negative31.3%
Written reviews10 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

Earnnest

All ratings31 ratings
Positive61.3%
Neutral6.5%
Negative32.3%
Written reviews10 reviews
Positive30.0%
Neutral20.0%
Negative50.0%

In-app purchases

None

Trustap

No in-app purchases

None

Earnnest

No in-app purchases

Questions

Is Trustap free?
Trustap is free to download, with no in-app purchases.
Is Earnnest free?
Earnnest is free to download, with no in-app purchases.
Which has better reviews, Trustap or Earnnest?
Earnnest is rated higher. Trustap averages 3.4 out of 5 from 16 ratings, while Earnnest averages 3.5 from 33 ratings.
Do Trustap or Earnnest have ads?
Neither Trustap nor Earnnest shows ads.
Which is updated more often, Trustap or Earnnest?
Trustap ships an update every 23 months, and Earnnest every 3 months. Most recently, Trustap was updated on October 15, 2026 and Earnnest on October 3, 2026.

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