Comparison

Hearth for Contractors vs P4P Software

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hearth for Contractors

Streamline your home improvement business with digital tools for financing, invoicing, and contracts. Offer customer financing, send professional invoices, and manage contracts on the go to close more deals and get paid faster.

Highlights
  • Offer customer financing
  • Send digital contracts
  • Customize and schedule invoices
  • Collect digital payments
  • Track client activity
  • Syncs with QuickBooks
Read full description

Hearth helps tens of thousands of U.S. home improvement pros close more deals and save time & money with customer financing options and digital workflow tools. No more dealer fees cutting into your profits or messy paperwork slowing you down. Offer financing, send contracts, customize and schedule invoices, and collect digital payments with Hearth—all on the go from your iPhone or iPad. --------------------------------- WHY OFFER FINANCING? • 75% of homeowners want monthly payment options • 18% better average close rate when you offer financing to leads • 30% higher average ticket size on deals closed with financing HEARTH FINANCING: • ZERO dealer fees - Keep 100% of your profits • ZERO underwriting requirements • 12+ lenders, one application • Loans from $1,000 to $100,000 • Terms from 2 to 12 years • FICO scores as low as 550 • Rates as low as 4.9% APR • Fits easily into your existing sales process • Send the financing application on the go from the app • Getting pre-approved has ZERO impact on your client’s credit score • Clients can secure project funds in as soon as 24 hours HEARTH PAY: • Customizable, professional-looking digital invoices • Keep a digital record of every invoice you send • Request digital payments in seconds • Your client can pay securely with debit card, credit card, or ACH transfer • Hearth sends automatic payment reminders to clients to help you get paid faster • Track the status of outstanding payments from the app • Syncs with QuickBooks DIGITAL CONTRACTS: • Easy-to-edit contract template for any business • Customize with your own contract language and logo • Send contracts on the go from the app • Automatically send Hearth Pay invoices upon client signature • Track when clients have viewed your contracts • Collect digital signatures from clients on the job site REPORTING & TRACKING: • Track client activity across financing, contracts, invoices, and payments • Keep tabs on when a client has viewed a contract or invoice • Monitor outstanding invoices • Keep a permanent digital record of client documents FREE MARKETING TOOLS: • Digital banners & financing calculators to embed on your website, with Pro and Elite subscriptions • Personalized Hearth flyer to attach to emails or print and hand to clients • Informational flyers for trade shows and events • Social media post templates TRAINING & LEARNING: • FREE Hearth sales training for your entire team • Exclusive webinars with partners and trainers • Option to purchase sales training add-ons with industry experts • Dedicated Hearth onboarding specialist as you get started • Access to our Learn Center packed with sales tips and walkthroughs AS FEATURED IN: The Washington Post CNBC NBC’s TODAY Martha Stewart Construction Executive --------------------------------- *All loan information is presented without warranty, and estimated APR and other terms are not binding. Hearth’s lending partners generally present a range of APRs (for instance, from 5% to 35.99%) with a range of terms and monthly payments. As an example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21. Actual APRs will depend on factors like credit score, loan amount, loan term, and credit history. Only borrowers with excellent credit will qualify for the lowest APRs. All loans are subject to credit review and approval.

About

P4P Software

This finance app helps home service businesses move away from hourly pay. It tracks, ranks, and compensates employees based on their performance and revenue generation for the company. The goal is to eliminate labor waste and foster business growth while rewarding top performers.

Highlights
  • Performance tracking
  • Employee ranking
  • Pay based on revenue
  • Eliminate labor waste
  • Business growth focus
  • Employee career development
Features
Read full description

It’s time to change how we think about pay in the home service industry. Paying someone by the hour is a lazy way to calculate their production and efficiency. How is it fair that our top performers only make a few dollars per hour more than the mediocre staff sapping the time clock? P4P software allows any home service business to track, rank, and compensate their employees based on their performance and how much money their earn for the business. P4P is the solution to eliminate waste in the labor industry and fuel the growth of your company. Stop micromanaging employees and stop worrying about long lunch breaks and stops to the gas station… allow the SYSTEM to run your business and allow top performers to make more money! P4P will change your business. P4P will also transform the way employees think about their job and will ultimately set them up for a better career and better pay.

Screenshots

Hearth for Contractors4 screens
P4P Software4 screens

Verdict

The call

The clearest difference is ratings volume: Hearth for Contractors at 298 against P4P Software's 9. Hearth for Contractors also leads on review sentiment (43% vs 25%) and rating (3.4 vs 3.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Hearth for Contractors holds the better App Store score, 3.4 against 3.2. That said, the two scores are not equally well evidenced: Hearth for Contractors has 298 ratings behind it against 9, so its average is the more settled of the two. Written reviews point the same way: 43% of Hearth for Contractors's written reviews are positive against 25% of P4P Software's.

UpkeepUpdate frequency

Hearth for Contractors ships an update every 5 weeks, P4P Software monthly. The most recent releases landed on October 22, 2026 and October 23, 2026 respectively.

Scorecard3 real differences · 7 level
Hearth for Contractors versus P4P Software: the parameters behind the verdict, then further details
ParameterHearth for ContractorsP4P Software
PriceFreeFree
Rating3.4 (298 ratings) — better3.2 (9 ratings)
Positive reviews42.5% of reviews — better25.0% of reviews
Number of ratings298 — better9
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.415.1 — better
Further details — not scored
Size114 MB42 MB
Age rating4+4+
DeveloperHearthCopilot Software LLC

Customer experience

Hearth for Contractors

All ratings298 ratings
Positive59.1%
Neutral2.3%
Negative38.6%
Written reviews127 reviews
Positive42.5%
Neutral0.8%
Negative56.7%

P4P Software

All ratings7 ratings
Positive42.9%
Neutral0.0%
Negative57.1%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

Bugs and requests

Hearth for Contractors

Reported bugs

3 issues
  • Quotes and contracts disappearing
  • Issues with converting quotes to contracts
  • Freezing and crashing on mobile devices

Requested features

4 requests
  • Integration with QuickBooks
  • Ability to customize contracts
  • Improved invoicing and payment features
  • Better reporting and analytics

P4P Software

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Hearth for Contractors

No in-app purchases

None

P4P Software

No in-app purchases

Questions

Is Hearth for Contractors free?
Hearth for Contractors is free to download, with no in-app purchases.
Is P4P Software free?
P4P Software is free to download, with no in-app purchases.
Which has better reviews, Hearth for Contractors or P4P Software?
Hearth for Contractors is rated higher. Hearth for Contractors averages 3.4 out of 5 from 298 ratings, while P4P Software averages 3.2 from 9 ratings.
Do Hearth for Contractors or P4P Software have ads?
Neither Hearth for Contractors nor P4P Software shows ads.
Which is updated more often, Hearth for Contractors or P4P Software?
Hearth for Contractors ships an update every 5 weeks, and P4P Software monthly. Most recently, Hearth for Contractors was updated on October 22, 2026 and P4P Software on October 23, 2026.

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