InDebt vs Where's Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
InDebt
Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.
- Interest and penalty calculation
- Support for any currency
- Data backup and restore
- Debt payment history
- Total profit calculation
- Exportable history
- Overdue debt notifications
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Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.
Where's Money
Easily track money lent and borrowed between individuals. Record transactions, monitor balances, and generate PDF reports for clear oversight of personal debts. Your data is securely stored with iCloud sync.
- Track money lent to others
- Record money borrowed from others
- Monitor individual balances
- Record partial repayments
- Review transaction history
- Generate PDF reports
- iCloud data sync
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Lent money to a friend? Borrowed money from someone? Keep track of it all with Where’s Money — a simple and reliable app for managing personal debts. Know who owes you money, how much you owe others, and what’s still left to pay back. No complicated budgets. No financial planning. Just a clear way to keep track of money lent and borrowed. KEEP YOUR DEBTS ORGANIZED • Track money you lend to friends, family, or anyone else. • Keep a record of money you borrow from others. • See how much each person owes you or how much you owe them. • Record partial repayments and keep balances up to date. • Review your transaction history anytime. • Create PDF reports and share them with others to review payments and balances together. SIMPLE AND EASY TO USE No complicated setup or financial knowledge required. Add a person, record an amount, and you’re done. When money is paid back, record the payment and keep track of the remaining balance. YOUR DATA IS SAFE WITH ICLOUD Lost your phone? Broke it? Got a new one? Your debt records can be safely stored in iCloud and automatically synced to your new device. With iCloud sync enabled, your records aren’t tied to just one phone. YOUR MONEY. YOUR PRIVACY. • No bank connections required. • No need to share your financial information with third-party services. • Your records stay under your control. NEVER LOSE TRACK OF MONEY LENT OR BORROWED Whether you lend money occasionally or regularly keep track of personal debts, Where’s Money helps you stay organized. Simple. Clear. Reliable. Private. Download Where’s Money and keep your personal debts under control. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy policy: https://www.job-lingo.com/appstore_files/privacy_policy_debts.html
Screenshots
Verdict
The clearest difference is rating: Where's Money at 5.0 against InDebt's 4.5. Where's Money also leads on update cadence (daily vs monthly) and review sentiment (82% vs 59%). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. InDebt sells 1 one-off in-app purchase and Where's Money sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Where's Money holds the better App Store score, 5.0 against 4.5. Both are backed by a comparable volume of ratings — 2 and 1 respectively. Written reviews point the same way: 59% of InDebt's written reviews are positive against 82% of Where's Money's.
InDebt ships an update monthly, Where's Money daily. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | InDebt | Where's Money |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 58.8% of reviews | 81.8% of reviews — better |
| Number of ratings | 2 — better | 1 |
| Update frequency | Monthly | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.6 | 16.6 — better |
| Further details — not scored | ||
| Size | 29 MB | 10 MB |
| Age rating | 4+ | 9+ |
| Developer | Sergei Volkov | Evgeny Lisin |
Customer experience
InDebt
Where's Money
In-app purchases
InDebt
- Purchasing the full version$4.99
Where's Money
- monthly1 Month trial$1.991 Month
- annual1 Month trial$14.991 Year
- lifetime$59.99
