Comparison

InDebt vs Sono

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

InDebt

Manage personal debts with interest and penalty tracking. Supports all currencies and offers data backup. Get notifications for overdue payments and view historical data.

Highlights
  • Interest and penalty calculation
  • Support for any currency
  • Data backup and restore
  • Debt payment history
  • Total profit calculation
  • Exportable history
  • Overdue debt notifications
Features
Read full description

Book of debts with the possibility of accounting for interest on the debt and charge penalties for delayed debt repayment. Interest and penalties charging. Any currency in the world. Backup of your data. All payments in debts history. Total profit for all closed debts. Export of history. Notifications when the debt is overdue. Light and dark theme.

About

Sono

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

Highlights
  • Record borrowed and lent money
  • Display debt summaries
  • Manage debtors and creditors
  • Support multiple currencies
  • Dark theme
  • Transaction reminders
  • Local and cloud storage
Features
Read full description

Manage your debts easily and efficiently with Sono. Keep track of borrowed and lent money, send invoices, and stay organized — download our free app today! ▼ Why choose Sono for debt management? Avoid the hassle of forgetting important transaction details or relying on error-prone notes or Excel sheets. Sono is a smart and simple debt tracker and manager that makes it easy to record and keep track of all your financial activities. With Sono, you just record the transaction details each time you borrow or lend money — Sono does the rest. ▼ Sono's standard features include: - Clear summary dashboard of all your debts - Record transactions to track what people owe you and what you owe people - Manage debtors and creditors with notes for each contact - Repayment tracking — log repayments against open transactions - Due dates with reminders so you never forget - Multiple currencies supported - Organize transactions with tags for easy filtering - Add comments to transactions and notes to contacts - Itemized invoice generation with PDF export - Multiple accounts to keep personal and business debts separate - Dark mode, light mode, or follow system setting - Customizable color themes - Lock app with a PIN code - Store data locally on your device or sync to the cloud - Import existing data from a CSV file - Export data to PDF format - Backup and restore data ▼ Premium features: - Ad-free experience - Multi-device support — use Sono on all your devices - Multiple accounts (workspaces) - Custom currency — add your own currency unit - Interest for transactions — simple or fixed interest calculation - Attach files, photos, or audio recordings to transactions - Export data to CSV or Excel format - Biometric authentication (Face ID / Touch ID) - iCloud backup and restore - Add profile pictures for contacts - Business profile — display your business info on invoices ▼ Your data is safe and secure Your data is safe with Sono. Store information locally on your device or sync to the cloud — so you never lose your important financial data. --- About premium subscription: - At confirmation of purchase, or following the completion of a free-trial period, payment will be charged to your Apple account. - Your subscription will automatically renew unless auto-renew is turned off at least 24-hours before the end of the current subscription period. - Your account will be charged for renewal within 24-hours prior to the end of the current subscription period. Automatic renewals will cost the same price you were originally charged for the subscription. - You can manage your subscriptions and turn off auto-renewal by going to your Account Settings on the App Store after purchase. - Any unused portion of a free trial period, if offered, will be forfeited. --- Terms of Use: https://sonofinance.com/terms-conditions/ Privacy policy: https://sonofinance.com/privacy-policy/ --- If you have any questions, issues or suggestions don't hesitate to send us a message at hello@sonofinance.com. If you love our app, we would greatly appreciate it if you could leave a 5-star rating and review. Thank you!

Screenshots

InDebt4 screens
Sono4 screens

Verdict

The call

The clearest difference is ads: InDebt at none against Sono's shown. Sono's advantage is review sentiment (89% vs 59%) and ratings volume (23 vs 2). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. InDebt sells 1 one-off in-app purchase and Sono sells 11 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Sono holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Sono has 23 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 59% of InDebt's written reviews are positive against 89% of Sono's.

UpkeepUpdate frequency

InDebt ships an update monthly, Sono every 3 weeks. The most recent releases landed on October 19, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
InDebt versus Sono: the parameters behind the verdict, then further details
ParameterInDebtSono
PriceFreeFree
Rating4.5 (2 ratings)4.7 (23 ratings) — better
Positive reviews58.8% of reviews88.9% of reviews — better
Number of ratings223 — better
Update frequencyMonthlyEvery 3 weeks — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS18.615.6 — better
Further details — not scored
Size29 MB96 MB
Age rating4+4+
DeveloperSergei VolkovDanh Minh Ngo

Customer experience

InDebt

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews34 reviews
Positive58.8%
Neutral8.8%
Negative32.4%

Sono

All ratings23 ratings
Positive95.7%
Neutral0.0%
Negative4.3%
Written reviews27 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

In-app purchases

1 purchases

InDebt

One-time1
  • Purchasing the full version$4.99
11 purchases

Sono

Subscriptions7
  • Monthly7 Days trial$3.991 Month
  • 3 months7 Days trial$8.993 Months
  • Professional Monthly$12.991 Month
Show 4 more
  • Annual$17.991 Year
  • Annual14 Days trial$17.991 Year
  • Annual7 Days trial$29.991 Year
  • Professional Annually$129.991 Year
One-time4
  • Ads removal$9.99
  • Lifetime premium$49.99
  • Lifetime premium$69.99
Show 1 more
  • Lifetime premium$99.99

Questions

Is InDebt free?
InDebt is free to download, with in-app purchases available.
Is Sono free?
Sono is free to download, with in-app purchases available.
Which has better reviews, InDebt or Sono?
Sono is rated higher. InDebt averages 4.5 out of 5 from 2 ratings, while Sono averages 4.7 from 23 ratings.
Do InDebt or Sono have ads?
Sono shows ads; InDebt does not.
Which is updated more often, InDebt or Sono?
InDebt ships an update monthly, and Sono every 3 weeks. Most recently, InDebt was updated on October 19, 2026 and Sono on October 24, 2026.

Other comparisons